DBF Collections Corp Phone Harassment Complaints❓
Is DBF Collections Corp (DBF) calling you? Stop DBF Collections Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop DBF phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is DBF Collections Corp a Scam❓
According to the Better Business Bureau website, DBF Collections Corp has been in business for 35 years. The Better Business Bureau tracks consumer complaints against businesses, including debt collection agencies like DBF Collections Corp.
Who is DBF Collections Corp❓
DBF Collections Corp, also known as B F Collection Corp, is a licensed, full-service debt collector located in Hewlett, New York.
🏛️ DBF Collections Corp Address: P.O. Box 447 Hewlett, NY 11557-0447
📞 Phone: (516) 295-4636
Understanding Debt Collection
Debt collection is the process by which creditors or third-party agencies attempt to recover unpaid debts from consumers. While collecting on legitimate debts is legal, many debt collectors cross the line by using aggressive, intimidating, or even unlawful tactics. Understanding debt collection means knowing your rights under federal laws like the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment, deception, and unfair treatment by collectors. It’s important to know that you have the right to request written verification of the debt, dispute incorrect charges, and control how and when collectors can contact you. By being informed, you can protect yourself from abusive practices and respond confidently to collection efforts.
Legal Rights of Consumers in Debt Collection
As a consumer dealing with a collection agency like DBF Collection Corp, understanding your legal rights is crucial. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect you from abusive and unfair debt collection practices. Here’s what you need to know:
- ➤ Right to Request Verification: Under the FDCPA, you have the right to request verification of any debt that a full-service collection agency, such as DBF Collection Corp in Hewlett, NY, claims you owe. This means the agency must provide you with detailed information about the debt, including the amount and the original creditor.
- ➤ Right to Dispute a Debt: If you believe a debt is incorrect, you can dispute it. Once you dispute a debt in writing, the collection agency must cease all collection activities until they provide verification of the debt.
- ➤ Prohibition of Abusive Practices: The FDCPA prohibits debt collection agencies from using false, misleading, or deceptive means to collect debts. This includes making false statements, threats, or using abusive language.
- ➤ Right to Sue for Violations: If a collection agency like DBF Collection Corp violates the FDCPA, you have the right to sue them. You may be entitled to damages and attorney’s fees if you win the case.
- ➤ Reporting to the FTC: The Federal Trade Commission (FTC) is another resource where you can report unfair or deceptive practices by a collection corp agency.
- ➤ Record Keeping: Keep detailed records of all communications with the debt collection agency, including letters, emails, and phone calls. This documentation can be crucial if you need to dispute a debt or file a complaint.
- ➤ Seeking Professional Help: Consider seeking assistance from a licensed attorney or a non-profit credit counseling agency. They can help you navigate the debt collection process and ensure your rights are protected.
- ➤ Filing Complaints: If you experience harassment or unfair practices, you can file a complaint with the NYC Dept of Consumer Affairs or the Better Business Bureau (BBB). These organizations can help mediate and resolve your complaints.
- ➤ Resources for Information: Websites like the BBB and the (CFPB) offer valuable information and resources for consumers dealing with debt collection agencies like DBF Collection Corp.
- ➤ Contacting DBF Collection Corp: If you need to discuss your account or have any complaints, you can contact DBF Collection Corp directly at (516) 295-4636. Their fee structure is based on a no-charge policy unless the debt is collected, which is a common practice among collection agencies.
- ➤ Finding DBF Collection Corp: You can use MapQuest to locate DBF Collection Corp in Hewlett, NY, or visit their website for more information on their services, including credit reporting, bad check collections, and litigation.
By understanding your legal rights, you can protect yourself from abusive debt collection practices and ensure fair treatment by collection agencies like DBF Collection Corp, located at Box 447, Hewlett, NY.
DBF Collections Corp Debt Collection Tactics
If DBF Collections Corp engages in any of the following illegal tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
DBF Collections Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 516-295-4636
- 📲 516-295-4016
- 📲 (516) 295-4636
- 📲 (516) 295-4016
- 📲 5162954636
- 📲 5162954016
If the answer is yes, then you are receiving calls from a known DBF number. You may be a victim of DBF phone harassment. The list above is not all the numbers that DBF uses. The calls can be from different numbers and it still be DBF Collections Corp calling you. Contact our office right away so we can start the process to stop DBF from calling you illegally. Above all, no one should live with harassment!
Harassment Allegations Against Collection Corp
There have been allegations of harassment against DBF Collection Corp, with some consumers claiming that the company has used false or misleading information to intimidate them into paying debts. These allegations are concerning, as they may be in violation of the Fair Debt Collection Practices Act (FDCPA), a federal act that prohibits debt collectors from using abusive and unfair practices to collect debts. The FDCPA requires debt collectors to cease collection attempts once a consumer has requested it in writing and to provide written verification of a debt upon request. Consumers who feel they are being harassed by DBF Collection Corp or any other collection agency should contact the NYC Dept of Consumer Affairs or the Better Business Bureau (BBB) for assistance. It’s crucial to know that you have rights and there are resources available to help you combat unfair debt collection practices.
Resolving Issues with Debt Collection
Resolving issues with debt collection can be a challenging and complex process, but there are steps that consumers and businesses can take to address their concerns. If you are being harassed by DBF Collection Corp or any other collection agency, it is essential to contact the company directly and request that they cease collection attempts. You can also file a complaint with the BBB or the NYC Dept of Consumer Affairs, which can help to resolve the issue and prevent further harassment. Additionally, consumers can seek assistance from a credit counseling agency or a financial advisor to help manage their debt and develop a plan to pay off outstanding balances. By understanding their rights and seeking assistance when necessary, consumers and businesses can navigate the debt collection process with confidence and resolve issues efficiently. DBF Collection Corp’s business hours are from 9:00 AM to 5:00 PM, and the company can be found on mapquest.com using the search term “DBF Collection Corp” in New York.
Common Questions
Is DBF a scam❓
No, DBF Collections Corp has been in business for 35 years.
Can DBF garnish my wages❓
Yes, DBF can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can DBF sue me❓
Yes, DBF can sue you so long as the debt is within the statute of limitations.
Can DBF report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can DBF arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the DBF Collections Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from DBF Collections Corp. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 The stress of dealing with debt collectors was starting to affect my health and family life. I reached out to Consumer Rights Law Firm PLLC, and they truly cared about my situation. They stopped the illegal calls, verified the debt, and gave me options to move forward without fear. I’m thankful for their compassion and professionalism.
- 🏆 Collectors were calling my neighbors and telling them I owed money. I was mortified and didn’t know what to do. Consumer Rights Law Firm PLLC took immediate action and made sure my privacy was restored. They helped me report the collectors and took legal steps to make sure it wouldn’t happen again. I’m beyond grateful for their support.
- 🏆 I didn’t know what to do when debt collectors started calling my elderly mother about my debt. It was invasive and completely out of line. Consumer Rights Law Firm PLLC took over and handled the situation with care and expertise. The calls stopped, and I even received a small settlement. Thank you for standing up for consumers like me!
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