Dealing with unwanted calls over your David’s bridal credit card debt?
Have you been putting up with unwanted calls over your David’s Bridal Credit Card debt?
Let us go through the all too familiar scenario one more time… Your phone rings, you recognize the number, and immediately begin to feel weak and scared: it’s a recognized David’s Bridal Credit Card Phone Number. You get confused and become unsure of what to do. You have two options:
- Ignore the call and hide from it, knowing fully well that they’ll call back like they always do, or
- Take a stand and put an end to the scary and uncomfortable calls.
No one enjoys abuse and harassment, even when it’s over the phone. It’s unpleasant and disturbing.
Fortunately, something can be done about it. This article will grant you all the valuable insights and information you need on how to handle harassing phone calls you are getting over your David’s bridal credit card.
Who is David’s Bridal?
The David’s Bridal Credit Card is from a clothier in the United States called David’s Bridal store.
They’re the largest American bridal store train and they specialize in pageant dresses, wedding dresses, formal wear, and prom gowns.
David’s Bridal store currently operates in 49 states, and they have 298 stores. They’re also in the United Kingdom and Canada. David’s bridal Comenity card is managed by Comenity bank and can be managed via comenity.net/davidsbridal.
The store was founded in 1950 in Fort Lauderdale, Florida, U.S, and currently has its headquarters in Conshohocken, Pennsylvania, U.S.
Their products include Wedding Gowns, Bridesmaids Dresses, Social Occasion Dresses, Prom & Homecoming Gowns, Accessories (Jewelry, Handbags, Shoes, Veils, Headpieces), and Gifts.
David’s Bridal Credit Card Phone Number
How to get debt collectors to stop calling you over your David’s bridal card
You can stop the phone call harassment caused by your David’s Bridal Credit Card debt. Below are 4 simple and quick steps to take when you’re being harassed over a late David’s bridal credit card payment.
Be calm and cautious of your words
The debt collector calling you over your David’s Bridal Comenity card may be getting on your nerves and pushing buttons to get you stressed and angry. This is wrong but not strange. Many debt collectors do it. Trying to come up with ways to settle your David’s Bridal Credit Card payment is already stressful enough. You don’t need the stress from harassing phone calls.
However, it is important not to get caught up in the moment and react emotionally. Instead of losing your cool and lashing out, tell the debt collector representing David’s Bridal store that it is not a good time, and request that they call you back later.
Utilize the opportunity to calm yourself and be better prepared for their call.
When they call back, listen more and talk less. Ensure you do not give out any important information to them.
Record the call
You can be almost a hundred percent sure that when a debt collector calls you about making a David’s Bridal Credit Card payment, they’re taking notes. You should too!
Take notes and record your conversation with them. This will come in handy if you ever choose to go the legal route with the debt collector contacting you over your Comenity/David’s bridal card.
You must check and confirm, however, if recording your conversation with a person without their knowledge is legal in your state. If it is not, then you have to let the debt collector know that they’re being recorded.
When taking notes, the important information to record includes the telephone number they called you from, what phone number they rang (your number), the date and time they called, whether they used an automated dialer, their name, and the name of the company they represent, the contents of the message if they left a voicemail, and a summary of the conversation.
Demand that they stop calling you
If the harassment gets too frequent, you have the right to tell the debt collector to stop calling you. You can verbally and politely say this, or you can put it into writing and send it to them. The writing is called a cease-and-desist letter.
Request for the debt collector’s postal address and send the cease and desist letter there. Keep a copy of the letter for yourself as proof, and send it via certified mail to get a return receipt as evidence that they received your call.
Any debt collectors that continue to call after receiving this letter have violated the FDCPA, and you can sue them and get as much as $1,000 as compensation for statutory damages alone.
Talk to an attorney
Knowledge is your power in this situation. You need to be sure you’re on the right side of the law. Speaking with a good attorney will help you put things in perspective and decide on the right step to take.
You do not have to keep enduring torture because you owe a David’s bridal credit card debt. You can end it for good.
Stopping harassment doesn’t take your debt away. But it can sure make your life easier as you make plans to pay the debt.
Are you getting calls from a David’s bridal credit card phone number?
1 (844) 400-3222
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known David’s bridal credit card phone number. You may be a victim of robocalls from David’s bridal shop. The list above is not all the numbers that David’s bridal credit uses. The calls can be from different phone numbers and still be David’s bridal. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can stop David’s bridal credit card phone numbers from calling you illegally.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you are interested in learning more about how to stop the harassment from David’s bridal shop, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com