Credit Solutions Corporation Harassment: Is Your Phone Being Bombarded?
*Is Credit Solutions Corp (CSC) calling you?*Stop Credit Solutions Corporation harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CSC phone harassment. If collection agencies violate the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Credit Solutions Corporation a Scam?
According to the Better Business Bureau website, Credit Solutions Corp has been in business for 22 years. There have been 5 complaints filed against CSC with the BBB. Credit Corp Solutions Inc is a legitimate debt collection agency that specializes in purchasing defaulted consumer debts. Credit Solutions Corp Better Business Bureau
Who is Credit Solutions Corp Debt Collection Agency?
Credit Solutions Corporation is third party debt collector located in San Diego, California. CSC has been a party to a Federal Court case over 145 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Credit Solutions Corp handles various types of consumer debts, including credit cards, auto loans, personal loans, and unpaid retail finance. Address: 404 Camino Del Rio S Ste 400 San Diego, CA 92108-3588 Phone: (800) 250-8877
Understanding Fair Debt Collection Practices
Fair debt collection practices and state laws are crucial in safeguarding consumers from the harassment and abuse often associated with debt collection. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to regulate the behavior of debt collectors and ensure they adhere to fair debt collection practices. This law prohibits debt collectors from engaging in conduct that harasses, oppresses, or abuses consumers in connection with debt collection.
Some of the key provisions of the FDCPA include:
- Debt collectors must identify themselves and the company they represent when contacting consumers.
- They must provide consumers with a written notice of the debt, including the amount of the debt and the name of the creditor.
- Debt collectors are prohibited from making false or misleading statements to consumers.
- They are also prohibited from harassing or abusing consumers, which includes making repeated phone calls or using abusive language.
- Debt collectors cannot contact consumers at work or at home at inconvenient times.
Consumers have the right to dispute debts and request validation of medical debt from the debt collector. Upon request, debt collectors must provide a written validation of the debt, detailing the amount owed and the name of the creditor. Understanding these rights can help consumers protect themselves from unfair debt collection practices and take appropriate action if they experience harassment.
Credit Solutions Corporation harassment Collection Tactics and Fair Debt Collection Practices
If Credit Solutions Corp engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Debt collectors often use aggressive tactics to collect debts, including threats and intimidation, which are illegal.
Credit Solutions Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers? 800-250-8877, 858-467-7200, 619-542-8200, 858-467-7258, (800) 250-8877, (858) 467-7200, (619) 542-8200, (858) 467-7258, 8002508877, 8584677200, 6195428200, 8584677258
If the answer is yes, then you are receiving calls from a known CSC number. You may be a victim of CSC phone harassment. The list above is not all the numbers that CSC uses. The calls can be from a different number and it still be Credit Solutions Corp calling you. Credit Solutions Corporation is known for using various phone numbers to harass consumers. Contact our office right away so we can start the process to stop CSC from calling you illegally. Above all, no one should live with harassment!
Common Violations by Credit Corp Solutions
Credit Corp Solutions is a debt collection agency that has faced numerous accusations of violating the FDCPA and other consumer protection laws. Some of the common violations reported against Credit Corp Solutions include:
- Failure to Validate Debts: Credit Corp Solutions has been accused of not providing consumers with the required written validation of debts, which should include the amount owed and the name of the creditor.
- Harassment and Abuse: There have been reports of Credit Corp Solutions harassing and abusing consumers, such as making repeated phone calls and using abusive language.
- False and Misleading Statements: The agency has also been accused of making false and misleading statements to consumers, including misrepresenting the amount of the debt or the consequences of not paying it.
Consumers who have been contacted by Credit Corp Solutions should be aware of their rights under the FDCPA. It’s important to take steps to protect oneself from debt collection harassment, such as keeping records of all communications and seeking legal advice if necessary. Knowing your rights can empower you to stand up against unfair practices and ensure that debt collectors adhere to the law.
Common Questions About Debt Collection Harassment
Is CSC a scam? No, Credit Solutions Corporation has been in business for 22 years. Can Credit Solutions Corp garnish my wages? Yes, CSC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Can CSC sue me? Yes, CSC can sue you so long as the debt is within the statute of limitations. Credit Solutions Corp often purchases bad debts from credit card companies at a discounted rate. Can CSC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report Can CSC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Credit Solutions Corp in the past and can be found on Pacer.org.
2:14-cv-03131-MMM-JCG Mendoza v. Credit Solutions Corp
1:13-cv-01853-LJO-EPG Osorio v. Credit Solutions Corp.
3:10-cv-00218-CRB Jones v. Credit Solutions Corp.
5:04-cv-04311-JF Mejia v. Credit Solutions Corp.
3:07-cv-00657-JM-RBB Brown v. Credit Solutions Corp.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Credit Solutions Corp harassment. Our office has been assisting consumers since 2010. We specialize in protecting consumers from harassment by debt collection agencies. We have an A+ rating with the Better Business Bureau. Consumer Rights Law Firm Better Business Bureau If you are interested in learning more about how to safeguard yourself and prevent harassment from Credit Solutions Corp. call us at 877-700-5790 or immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”. “I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”. “Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!! Resolving debt collection issues can also help improve your credit reporting and overall financial health.
