Credit Management Debt Collection Harassment Tired of Credit Management Debt Collection Harassment? Wish there was a way to make the calls stop? Is Credit Management constantly calling and harassing you? Does your phone ring every day, several times per day, because Credit Management is calling you to demand payment? Threatening you with legal action? Has Credit Management ever used abusive or profane language when speaking with you on the phone? If so, Credit Management may be violating your legal rights. Stop the harassment. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Who is Credit Management?Credit Management is third party debt collector located in Carrollton, Texas. They have been a party to over 70 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Credit Management used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Credit Management Debt Collection Harassment TacticsIf Credit Management engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times