🚨Credit Management Company Phone Harassment❓
Is Credit Management Company (CMC) calling you? Stop Credit Management Company phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CMC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Collaborating with professional agencies can help you stop these persistent communications and stop calling from CMC altogether.
⚠️Is Credit Management Company a Scam❓
According to the Better Business Bureau website, CMC is a legitimate business that has been in operation for 53 years. There have been 17 complaints filed against CMC with the BBB.
🔎Who is Credit Management Company❓
They are third party debt collector located in Pittsburgh, Pennsylvania. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that CMC informed third parties about an alleged debt to attempt to coerce a payment from the harassed consumer. Midland Credit Management is another example of a debt collection agency involved in aggressive practices.
Credit Management Company Address: 2121 Noblestown Rd
Pittsburgh, PA 15205-3956
Phone: (800) 472-1483
📢Credit Management Company Collection Tactics
If Credit Management Company engages in any of the following tactics, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Falsely accusing you of fraud to coerce payment
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
📞Credit Management Company Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
866-368-1565, 412-937-0900, 800-472-1483, 412-937-0900, 866-368-1565, (866) 368-1565, (412) 937-0900, (800) 472-1483, (412) 937-0900, (866) 368-1565, 8663681565, 4129370900, 8004721483, 4129370900, 8663681565
If the answer is yes, then you are receiving calls from a known CMC number. You may be a victim of CMC phone harassment. The list above is not all the numbers that CMC uses. The calls can be from a different number and it still be Credit Management Company calling you. Contact our office right away so we can start the process to stop CMC from calling you illegally. Above all, no one should live with harassment!
It is important to document all contacts with CMC for future reference.
📂Debt Collection Process
The debt collection process typically begins when a creditor sells an outstanding debt to a debt collection agency. The debt collector will then attempt to contact the individual or business to collect the debt. This can involve phone calls, letters, and other forms of communication. Debt collectors may also report the debt to credit bureaus, which can negatively impact an individual’s credit report. It’s crucial to respond to debt collectors in a way that protects your legal rights and to be aware of the Fair Debt Collection Practices Act (FDCPA) that regulates debt collection agencies. Understanding these steps can help you manage your debts more effectively and avoid unnecessary stress.
💳Impact on Credit Score
Having a debt collection agency like Credit Management Company on your credit report can significantly lower your credit score. This is because credit bureaus view debt collections as a sign of high credit risk. Even if you pay off the debt, the collection account can remain on your credit report for up to seven years. However, it’s possible to remove CMC from your credit report if any information on the account is incorrect, erroneous, or fraudulent. Understanding how debt collection affects your credit score is vital to maintaining good credit health. Regularly monitoring your credit reports and addressing any discrepancies promptly can help you mitigate the negative impact of debt collections.
🛑Consumer Protections
The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) provide consumers with protections against abusive, deceptive, or unfair debt collection practices. These laws regulate how debt collectors can communicate with consumers, including restrictions on phone calls, letters, and other forms of contact. Consumers have the right to dispute debts, request validation of the debt, and stop debt collectors from contacting them. It’s essential to know your rights when dealing with debt collectors and to be aware of the resources available to help you navigate the debt collection process. Being informed about these protections can empower you to handle debt collection issues more confidently and effectively.
💡Dealing with Credit Management Company
If you’re being contacted by Credit Management Company or any other debt collector, it’s crucial to understand your rights and how to respond. You can start by verifying the debt and ensuring that the information on the account is accurate. If you believe the debt is invalid or erroneous, you can dispute it with the debt collector. You can also request that the debt collector stop contacting you by sending a written request. Remember to keep detailed records of all communication with the debt collector, including dates, times, and the content of phone calls and letters. By being informed and proactive, you can protect your rights and navigate the debt collection process with confidence.
🏷️Common Questions
Is CMC a scam❓
No, CMC has been in business for 53 years.
Can Credit Management Company garnish my wages❓
Yes, CMC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Wage garnishment is a potential consequence of unpaid debts and is sometimes used by debt collectors as a tactic, raising concerns about aggressive and unethical behaviors in the debt recovery process.
Can CMC sue me❓
Yes, CMC can sue you so long as the debt is within the statute of limitations.
Can CMC report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
📋The following is a sample list of complaints filed against Credit Management Company in the past year and can be found on Pacer.gov.
1:11-cv-04151-JEI-AMD Curry v.
1:15-cv-00931-MKB-SMG Khasin v.
2:15-cv-01928-TON Dickstein v.
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Credit Management Company harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Legal representatives can prepare documents or letters on behalf of clients to address issues with creditors.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Credit Management Company call us at 877-700-5790 for immediate assistance or visit our website.
🏆Success Stories
“CMC called me 15+ times daily with automated messages. Consumer Rights Law Firm PLLC proved they violated the TCPA—not only did the harassment stop, but I received a $4,200 check! They even made CMC pay THEIR legal fees.”
“CMC reported an old medical bill I’d already paid. The firm demanded validation—when CMC couldn’t prove it, they deleted the debt AND removed it from all 3 credit bureaus. My score jumped 138 points in 60 days!”
“CMC sent fake court papers claiming they’d take my paycheck. The team sued for FDCPA violations and got them to sign a binding agreement to never contact me again—plus a $3,000 settlement!”
