Is Credit Corp Solutions calling you? Stop Credit Corp Solutions Phone Harassment. Are they threatening to take legal action or garnish your wages? Are they calling you at all hours or several times a day? And they’re telling your family and neighbors about your debt?
If so, what they are doing is illegal and needs to stop. You have the legal right to stop Credit Corp Collections Phone Harassment. If a collection agency violates the Fair Debt Collection Practices Act (FDCPA), you may receive up to $1000 in statutory damages, plus attorney fees.
Is Credit Corp Solutions a Scam?
According to the Better Business Bureau (BBB), Credit Corp Solutions Inc. has been in business since 2011, with its BBB profile opened in 2016. The company is not accredited by the BBB and currently holds a B rating. Over the past three years, the BBB reports around 900 complaints closed, including 271 in the last 12 months related to billing, collection practices, and service issues.
Who is Credit Corp Solutions Inc?
Credit Solutions Corp is a third-party debt collector located in Draper, Utah.
- Credit Solutions Corporation Address: 180 W Election Rd Ste 200 Draper, UT 84020-6406
- Phone: (800) 483-2361
- Alternate Business Name: Tasman Credit Corp
Credit Corp Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 800-483-2361
- 855-323-1869
- 800-483-2361
- (800) 483-2361
- (855) 323-1869
- (800) 483-2361
- 8004832361
- 855-323-1869
- 8004832361
Credit Corp Solutions: What Debt Collectors Can Legally Do
While the FDCPA limits abusive collection practices, debt collectors like Credit Corp Solutions can still take certain legitimate actions. Here’s what they can legally do:
1. Contacting the Debtor
CCS can reach out to inform you of the debt and request payment. They may use phone calls, letters, emails, or texts. All communications must follow strict rules about timing, frequency, and content. If the calls feel excessive or harassing, you have legal rights to stop them.
2. Requesting Payment
Collectors can ask for payment in full or offer payment plans or settlements. They must provide clear details about the amount owed, fees, interest, and consequences of non-payment, including reporting to credit bureaus.
3. Reporting to Credit Bureaus
CCS can report unpaid debts, which may affect your credit score. However, they must report accurate information and cannot provide false or misleading details.
4. Filing a Lawsuit
If the debt remains unpaid, CCS can sue to obtain a court judgment. This could lead to wage garnishment or other legal measures. Even during a lawsuit, you have options to protect yourself from harassment.
5. Contacting Third Parties for Location Information
Debt collectors may reach out to friends, family, or neighbors to confirm your contact information. They cannot disclose that you owe a debt or discuss payment details with these third parties.
What to Do if You Are Being Sued by Credit Corp Solutions
If you receive a lawsuit notice from Credit Corp Solutions, it’s important to act quickly. Ignoring it can lead to a default judgment, which allows them to garnish wages or seize assets. Follow these steps:
Read the Summons Carefully: Note the court name, case number, and deadline to respond. Most courts require a response within 20–30 days.
Verify the Debt: Request written verification from CCS to ensure the debt is accurate and valid.
Respond to the Court: File a response or answer within the deadline. This can prevent default judgments and allow you to dispute the claim.
Consult an Attorney: A consumer rights or debt collection attorney can guide you on defending the case, negotiating a settlement, or exploring other options.
Gather Documentation: Keep all relevant statements, payment records, and communication with CCS. This evidence can be crucial if you dispute the debt in court.
Consider Settlement Carefully: Negotiating a reduced payment may be possible, but always get any agreement in writing before paying.
Key Point: Acting fast and knowing your rights under the FDCPA can protect you from excessive collection actions and limit financial damage.
What if They Harass You with Calls?
Debt collectors, including Credit Corp Solutions, are prohibited from harassing you under the Fair Debt Collection Practices Act (FDCPA). If you’re receiving repeated or threatening calls, here’s what you can do:
Document Everything: Keep a log of call dates, times, numbers, and the content of the conversations. Save voicemails and messages.
Send a Cease-and-Desist Letter: Formally request in writing that CCS stop contacting you. Once received, they must comply, except for legal notices or court actions.
Block Their Numbers: Use your phone’s blocking features or apps to stop unwanted calls.
Know Your Rights: Debt collectors cannot use threats, abusive language, or contact your employer after you’ve asked them not to.
Seek Legal Help: If calls continue or the harassment is severe, a consumer rights attorney can help protect you and pursue claims for damages under the FDCPA.
Tip: Stopping the calls doesn’t erase your debt, but it protects your peace of mind while you explore repayment or dispute options.
Credit Corp Solutions Reviews
Review 1: A reddit user say: Out of the blue, I received an email stating that PayPal sold my PayPal Account to ‘Credit Corp Solutions Inc.’ … I called Credit Corp Solutions Inc., reporting the debt as fraudulent. Apparently, they will send me a fraud packet to complete
Review 2: Another reddit user described: I just had a rather small collection with them ($609) not long ago and they agreed to PFD… I initially just disputed and verified the debt and settled with them.”
Review 3: A consumer from user advocacy mentioned they’ve called me 87, yes 87! times since July 5th, and it is now August 23rd. They have called 35 of the past 49 days using 12 different numbers… all this done in a harassing manner.”
Credit Corp Solutions Complaints
The following is a sample list of Credit Corp Solutions complaints in the past year and can be found on Pacer.gov.
- 📋 3:18-cv-01462-AWT Botelho v.
- 📋 3:13-cv-00552-RL Merckx v.
- 📋 2:17-cv-00314-DS R. v.
- 📋 2:17-cv-02156-SGC Campbell v.
- 📋 6:19-cv-00305-LSC Gates v.
To Conclude:
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
If they voilate the terms, it’s not something that credit corp debt collection agency is allowed to do.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing Credit Corp Solutions Phone Harassment in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop Credit Corp Solutions Phone Harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Credit Corp Solutions Phone Harassment, call us at (877) 700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I am beyond thankful for the direction Kevin, Matt, and the firm provided when I had nowhere else to turn. If you’re looking for a law firm that is knowledgeable, responsive, and truly fights for their clients, I highly recommend Consumer Rights Law Firm. Their support made all the difference!“
- 🏆 “I am incredibly grateful to Consumer Rights Law Firm for their exceptional service in helping me during a difficult time. Debt collectors were harassing me relentlessly, and it felt like there was no way out. From the moment I reached out to them, they provided me with the support and guidance I desperately needed. Scott was amazing from start to finish, calling & following through with questions & answers.”
- 🏆 “I just want to say Thank You so much, Matt! I’m grateful to God that He directed me to click on the website. I was overwhelmed with the constant harassment from a debt collector. Thank you so much for all your help. Matt worked all so quickly and was able to help me to stop the harassment.
I really recommend this law firm because they really care about the people.”
FAQs
Is Credit Corp Solutions a scam?
No, Credit Corp Solutions is a legitimate debt collection agency that has been in business for over 7 years. Always verify any communication to avoid scams.
Can Credit Corp Solutions garnish my wages?
Yes, they can garnish wages if the debt is a Federal Student Loan or if they obtain a court judgment against you.
Can Credit Corp Solutions sue me?
Yes, as long as the debt is within the statute of limitations, CCS can take legal action to recover the debt.
Can Credit Corp Solutions report my debt to credit bureaus?
Yes, they can report unpaid debts to credit bureaus. If the information is incorrect, you have the right to dispute it.
What to do if Credit Corp Solutions calls my job?
You can politely request that they stop calling your workplace and direct all communication to your personal phone or in writing. Document the call for records.
What to do if you are sued by Credit Corp Solutions?
Do not ignore the lawsuit. Respond within the court deadline (usually 20–30 days) and consider consulting a consumer rights attorney to explore options like settlement or defense.
Is a Credit Corp Solutions settlement legal?
Yes, settling a debt with CCS is legal. They may accept a reduced payoff, but always get the agreement in writing before making any payments.
Who does Credit Corp Solutions collect for?
CCS collects debts on behalf of banks, credit card companies, lenders, and sometimes purchases debts from original creditors.
Why is Credit Corp Solutions calling me?
They are likely trying to collect a debt. You can request written verification of the debt before making any payments to ensure its validity.
What are my rights if Credit Corp Solutions harasses me?
You are protected under the FDCPA, which prohibits harassment, threats, or false statements. You can document all communications, request a cease-and-desist, and report violations to regulatory authorities.
