Can Credit Control legally call me at work?

They may call at work only if you haven’t told them not to and if your employer allows it—but once you say stop, they must cease calls to your workplace.

Can Credit Control attempt to collect a debt that is past the statute of limitations?

No. If the debt is time-barred, they cannot legally sue you to collect. However, they may still contact you unless you request in writing that they stop.

What happens if I ignore calls from Credit Control?

Ignoring them won’t make the debt go away. They may escalate collection efforts, including reporting to credit bureaus or pursuing legal action if the debt is valid and within the statute of limitations.

Can Credit Control charge additional fees or interest on my debt?

Debt collectors can only add fees or interest if it was authorized in the original credit agreement or allowed by state law. Otherwise, additional charges are unlawful.

How long will Credit Control keep a collection account on my credit report?

Typically, a collection account remains on your credit report for 7 years from the date of first delinquency, even if the debt is later paid or settled.

What should I do if Credit Control contacts me about someone else’s debt?

If the debt doesn’t belong to you, send a written dispute and request debt verification. They must stop collection efforts unless they can prove you are responsible.

Credit Control Phone Harassment?

Q: How many times can they call before it becomes harassment?

Under FDCPA, making more than seven calls about the same debt within seven days—or calling before 8 a.m. or after 9 p.m.—is considered harassment.

Q: Can I sue Credit Control for violating my rights?

Yes—if they violated the FDCPA or TCPA (e.g., illegal calls, harassment), you can sue for damages, including statutory penalties and legal fees.

Q: Can I limit communication with Credit Control to written only?

Yes—you can request all future contact be in writing. Once they receive your written request, they may only call to confirm receipt or notify of legal action.

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Credit Control Debt Collector Phone Harassment❓

Credit Control debt collector phone harassment? When you default on your loan or credit card payments for a long time, your account may get sent to a collection agency like Credit Control who begins to follow you up for the debt. You may receive credit control debt collector text & calls. These sorts of collection agencies are known as third-party debt collectors and they are legally licensed to do everything they deem necessary to get you to resolve your delinquent debt account, provided that it is within the boundaries of what is considered legal and ethical. These third-party debt collectors get paid only if they successfully get debtors to pay what they owe.

It is legal for debt collectors to put pressure on you to pay up your debt. That is what they are paid to do. This is how they make money. What’s not legal is credit control service collection agency harassment which means employing deceptive, abusive, and unfair practices while trying to collect a debt. Such unfair practices include using profanity or abusive language when speaking to you, calling you before 8:00 a.m. or after 9:00 p.m., calling you multiple times a day, talking to other unauthorized persons about your debt, calling your workplace even when they have been told not to, threatening to sue you, harm you, or destroy your credit, or telling you or anyone else that your debt makes you a criminal.

The FDCPA prohibits all forms of unfair and deceptive methods of debt collection and provides an avenue for you to get justice against an erring debt collection agency by suing them to court. If Credit Control is guilty of violating any of your FDCPA rights, you may be able to recover statutory damages of up to $1000 per violation. Call us today at 877-700-5790 to determine if you have a viable case.

Is Credit Control LLC Scam?

According to the Better Business Bureau website, Credit Control debt collector has been in business for 30 years. There have been 60 complaints filed against CC with the BBB by dissatisfied consumers.

Who is Credit Control Debt Collector?

Credit Control, LLC is a third-party debt collector located in Hazelwood, Missouri. Consumers sued Credit Control in federal court over 320 times for violating consumer’s rights while collecting on alleged debts. They are primarily a third-party debt collector; therefore, this means that they collect debts that were originally owed to someone else. The Fair Debt Collection Practices Act (FFDCPA) requires credit control service collection agency to collect debts in an abuse-free and non-harassing manner. Credit Control phone harassment has been a frequent complaint.

🏛️ Credit Control LLC Address: 5757 Phantom Drive, Ste 330 Hazelwood, MO 63042

📞 Phone: (888) 365-7145

Credit Control Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

📲 (877) 277-6336
📲 (866) 383-2532
📲 (800) 915-1016
📲 (866) 417-5776
📲 (800) 670-9944
📲 (866) 417-5776
📲 (314) 442-7400
📲 (888) 365-7145
📲 (888) 401-9024

If the answer is yes, then you are receiving calls from a known CC number. You may be a victim of Credit Control phone harassment. Call us now at 877-700-5790.

Credit Control Phone Harassment Tactics

It is totally annoying and unfair to be subjected to constant harassment from debt collectors. Regardless of the amount that you owe, nobody should be made to go through the torturous ordeal that is debt collection harassment. Various ways in which collection agencies, including through Credit Control debt collector phone harassment, may be harassing you include:

➡️ Calling you nonstop
➡️ Threatening and scaring you
➡️ Using obscene and profane words while communicating with you
➡️ Telling your family or friends information about your debt
➡️ Calling you at odd hours (Before 8 am or after 9 pm)

If a collection agency is doing any of the above to you, they are violating the FDCPA (Fair Debt Collection Practices Act) and that is an offense punishable under the law. Call us now at 877-700-5790.

What Do I Do If I Suspect That I Am Being Harassed By Credit Control?

If you have experienced or are still experiencing any form of credit control service collection agency phone harassment, you must be aware that it is unlawful. Don’t be scared to silence by their threats. You should take action.

First, communicate to the debt collector and let them know that they are violating your consumer rights under the FDCPA, and if they continue, you will be forced to take some form of legal action. Debt collectors know your rights, they just hope that you don’t. When a debt collector sees that you have sufficient knowledge about your debt collection rights, they will most likely stop Credit Control debt collector phone harassment because they know the legal implications of their unethical actions.

If Credit Control phone harassment doesn’t stop, send a cease-and-desist letter, telling the agency not to contact you further. This will not stop the collector from collecting on the debt, neither will it stop them from taking legal action against you, however, it will stop all the harassing calls and credit control debt collector text message that you are currently receiving. After they receive your letter, the debt collector is not allowed to call you except to inform you that certain legal actions could (or would) be taken against you.

If debt collectors continue calling you after a cease-and-desist letter, you should file a complaint to your state Attorney General or sue the debt collector to court. if you can provide evidence of their blatant violation of your rights, you can be awarded hundreds of thousands of dollars (at the rate of up to $1000 per harassment charge) depending on the severity of your case.

Credit Control Debt Collector Complaints

The following is a sample list of complaints filed against Credit Control in the past year and can be found on Pacer.gov.

📝 2:18-cv-02565-DMF Walker v.
📝 3:17-cv-00007-VLB Rincon-Marin v.
📝 3:18-cv-01990-NJR-SCW Davis v.
📝 1:18-cv-00754-LDH-ST Kodirova v.
📝3:18-cv-01990-NJR-SCW Davis v.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing Credit Control phone harassment from debt collectors. Contact our office to begin the process of stopping the harassment you may be currently facing from a third-party debt collector. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

FAQs

What is considered harassment by Credit Control collectors?

Harassment includes continuous or repeated calls intended to annoy, obscene language, threats, calls outside 8 a.m.–9 p.m., or contacting third parties about your debt—all of which violate the FDCPA.

Are calls from Credit Control legit or a scam?

Credit Control is a legitimate debt collector if properly licensed—but always request written validation of any debt to confirm it’s real and not a scam.

How many times can they call before it becomes harassment?

Under FDCPA, making more than seven calls about the same debt within seven days—or calling before 8 a.m. or after 9 p.m.—is considered harassment.

Can Credit Control Debt Collector legally call me at work?

They may call at work only if you haven’t told them not to. If your employer allows it—but once you say stop, they must cease calls to your workplace.

What should I do if Credit Control keeps calling me?

Track each call, then send a written cease-and-desist letter (certified mail). If calls continue, file a complaint with the CFPB or FTC and consider legal help.

Can I sue Credit Control for violating my rights?

Yes, if they violated the FDCPA or TCPA (e.g., illegal calls, harassment), you can sue for damages, including statutory penalties and legal fees.

How can I verify calls from Credit Control are legitimate?

Ask for written debt validation within 5 days of first contact. Verify their name, address, original creditor, and amount owed before sharing any personal info.

Will Credit Control calls affect my credit score?

Credit Control may report the debt to credit bureaus, which could harm your score—dispute any inaccuracies directly with the bureau.

Can I limit communication with Credit Control to written only?

Yes, you can request all future contact be in writing. Once they receive your written request, they may only call to confirm receipt or notify of legal action.

What if Credit Control is using robocalls or spoofed numbers?

Robocalls without prior consent or spoofed numbers may violate federal law (TCPA). Report these calls and consider including this in any complaint or lawsuit.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.