Updated by Attorney Derek DePetrillo on April 11, 2024
Credit Control Phone Harassment?
Credit Control Phone Harassment? When you default on your loan or credit card payments for a long time, your account may get sent to a collection agency like Credit Control who begins to follow you up for the debt. These sorts of collection agencies are known as third-party debt collectors and they are legally licensed to do everything they deem necessary to get you to resolve your delinquent debt account, provided that it is within the boundaries of what is considered legal and ethical. These third-party debt collectors get paid only if they successfully get debtors to pay what they owe.
It is legal for debt collectors to put pressure on you to pay up your debt. That is what they are paid to do. This is how they make money. What’s not legal is employing deceptive, abusive, and unfair practices while trying to collect a debt. Such unfair practices include using profanity or abusive language when speaking to you, calling you before 8:00 a.m. or after 9:00 p.m., calling you multiple times a day, talking to other unauthorized persons about your debt, calling your workplace even when they have been told not to, threatening to sue you, harm you, or destroy your credit, or telling you or anyone else that your debt makes you a criminal.
The FDCPA prohibits all forms of unfair and deceptive methods of debt collection and provides an avenue for you to get justice against an erring debt collection agency by suing them to court. If Credit Control is guilty of violating any of your FDCPA rights, you may be able to recover statutory damages of up to $1000 per violation. Call us today at 877-700-5790 to determine if you have a viable case.
How do I know if Credit Control is guilty of Debt Collection Harassment?
It is totally annoying and unfair to be subjected to constant harassment from debt collectors. Regardless of the amount that you owe, nobody should be made to go through the torturous ordeal that is debt collection harassment. Various ways in which collection agencies may be harassing you include:
– Calling you nonstop
– Threatening and scaring you
– Using obscene and profane words while communicating with you
– Telling your family or friends information about your debt
– Calling you at odd hours (Before 8 am or after 9 pm)
If a collection agency is doing any of the above to you, they are violating the FDCPA (Fair Debt Collection Practices Act) and that is an offense punishable under the law. Call us now on 877-700-5790.
What do I do if I suspect that I’m being harassed by Credit Control?
If you have experienced or are still experiencing any form of harassment from collection agencies, you must be aware that it is unlawful. Don’t be scared to silence by their threats. You should take action.
First, communicate to the debt collector and let them know that they are violating your consumer rights under the FDCPA, and if they continue, you will be forced to take some form of legal action. Debt collectors know your rights, they just hope that you don’t. When a debt collector sees that you have sufficient knowledge about your debt collection rights, they will most likely stop the harassment because they know the legal implications of their unethical actions.
If the debt collection harassment doesn’t stop, send a cease-and-desist letter, telling the agency not to contact you further. This will not stop the collector from collecting on the debt, neither will it stop them from taking legal action against you, however, it will stop all the harassing calls and voice messages that you are currently receiving. After they receive your letter, the debt collector is not allowed to call you except to inform you that certain legal actions could (or would) be taken against you.
If debt collectors continue calling you after a cease-and-desist letter, you should file a complaint to your state Attorney General or sue the debt collector to court. if you can provide evidence of their blatant violation of your rights, you can be awarded hundreds of thousands of dollars (at the rate of up to $1000 per harassment charge) depending on the severity of your case.
Is Credit Control a Scam?
According to the Better Business Bureau website, Credit Control has been in business for 30 years. There have been 60 complaints filed against CC with the BBB by dissatisfied consumers. Read more about it here: Credit Control Better Business Bureau
Who is Credit Control?
Credit Control, LLC is a third-party debt collector located in Hazelwood, Missouri. Consumers sued Credit Control in federal court over 320 times for violating consumer’s rights while collecting on alleged debts. They are primarily a third-party debt collector; therefore, this means that they collect debts that were originally owed to someone else. The Fair Debt Collection Practices Act requires Credit Control to collect debts in an abuse-free and non-harassing manner.
Contact Information
Address: 5757 Phantom Drive, Ste 330
Hazelwood, MO 63042
Phone: (888) 365-7145
Credit Control Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
8772776336, 8663832532, 8009151016, 8664175776, 8006709944, 8664175776, 3144427400, 8883657145, 8884019024, (877) 277-6336, (866) 383-2532, (800) 915-1016, (866) 417-5776, (800) 670-9944, (866) 417-5776, (314) 442-7400, (888) 365-7145, (888) 401-9024, 877-277-6336, 866-383-2532, 800-915-1016, 866-417-5776, 800-670-9944, 866-417-5776, 314-442-7400, 888-365-7145, 888-401-9024, 800-288-1524, 800-915-1016, 866-417-5776, 314-669-7064, 214-434-2374, 866-383-2532, 877-431-7780, 866-383-2532, 866-515-0382
If the answer is yes, then you are receiving calls from a known CC number. You may be a victim of CC phone harassment. Call us now on 877-700-5790.
The following is a sample list of complaints filed against Credit Control in the past year and can be found on Pacer.org.
2:18-cv-02565-DMF Walker v. Credit Control LLC
3:17-cv-00007-VLB Rincon-Marin v. Credit Control LLC
3:18-cv-01990-NJR-SCW Davis v. Credit Control LLC
1:18-cv-00754-LDH-ST Kodirova v. Credit Control LLC
3:18-cv-01990-NJR-SCW Davis v. Credit Control LLC
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. Contact our office to begin the process of stopping the harassment you may be currently facing from a third-party debt collector. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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