Contract Callers Inc Phone Harassment?
Is Contract Callers Inc (CCI) calling you? Stop Contract Callers Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCI phone harassment. If a debt collection agency, such as Contract Callers Inc, violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collectors, like Contract Callers Inc, play a crucial role in this process. They work on behalf of original creditors to recover outstanding debts. Understanding the debt collection process and your rights as a consumer is essential in navigating interactions with debt collectors.
Debt collection can involve various methods, including phone calls, letters, and even legal action. Debt collectors are often hired by businesses to recover money owed to them, making them intermediaries between the original creditor and the debtor. It’s important to know that while debt collectors have the right to seek payment, they must adhere to specific legal guidelines designed to protect consumers from abusive practices.
Is Contract Callers Inc a Scam?
According to the Better Business Bureau website, Contract Callers Inc has been in business for 93 years. There have been 85 complaints filed against CCI with the BBB.
Contract Callers Inc is a legitimate company and not a scam, highlighting its long history and the importance of recognizing its legitimacy when dealing with their outreach.
Contract Callers Inc Better Business Bureau
Who is Contract Callers Inc?
Contract Callers Inc is third party debt collector located in Augusta, Georgia. CCI has been a party to a Federal Court case over 20 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Consumers often claim to be unfamiliar with the original debt when contacted by Contract Callers Inc, leading to confusion about the legitimacy and accuracy of the reported debts.
Address: PO Box 2207
Augusta, GA 30903-2207
Phone: (855) 849-0491
Contract Callers Inc is often referred to or searched for by other names. These include:
contract callers inc, cci phone calls, cci collections, contract callers, phone call from cci, who is cci, phone calls from cci, contract callers inc complaints, who is cci that keeps calling, who is cci, cci collection agency, cci debt collection, cci contract callers inc, calls from cci, cci debt collector, contract callers inc phone number, contract callers inc on credit report, contract callers inc collection agency, cci credit collections, cci robocalls, cci calls, cci contract callers, contract callers inc augusta ga, contract callers augusta ga, cci credit, cci phone number, cci agency, what is cci, phone calls from cci, whats cci, who is cci that keeps calling, contract callers, cci call center, phone call from cci, calls from cci, cci debt collection, cci calls, contract callers inc collection agency, cci robocalls, cci collections, no contract with collection agency, iscci, why would the bbb call me, another day another dollar another bill collecting caller, cci debt collector
Role of a Collection Agency
A collection agency, such as Contract Callers Inc, acts as an intermediary between the original creditor and the debtor. Their primary role is to persuade debtors to pay their outstanding debts. Collection agencies may use various tactics, including phone calls, letters, and emails, to communicate with debtors. It’s important for consumers to know that they have rights under the Fair Debt Collection Practices Act (FDCPA) when dealing with collection agencies.
Collection agencies are tasked with recovering debts that the original creditor has been unable to collect. They may work on a commission basis, earning a percentage of the recovered amount, or they may purchase the debt outright for a fraction of its value. Regardless of their method, collection agencies must operate within the bounds of the law, ensuring that their practices are fair and respectful.
Contract Callers Inc Collection Tactics
Contract Callers Inc, like other debt collectors, may employ several collection tactics. These can include frequent phone calls, sending collection letters, and reporting debts to credit bureaus. Consumers should be aware of their rights and the limitations on what debt collectors can do. For instance, debt collectors are not allowed to harass, oppress, or abuse consumers, nor can they use false, deceptive, or misleading representation.
Understanding these tactics can help you recognize when a debt collector is crossing the line. For example, if you receive multiple calls in a short period, or if a collector uses threatening language, these actions may be in violation of the FDCPA. Knowing your rights can empower you to take action against such practices and seek legal recourse if necessary.
Contract Callers Inc Collection Tactics
If Contract Callers Inc engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Reaching out via letters or phone calls demanding payment of debts, highlighting the potential negative impact on your credit reports and scores
Contract Callers Inc Phone Numbers
855-849-0491, 844-202-6925, 706-868-0800, 800-825-8038, 706-405-7901, 844-829-2742, 800-338-5443, 888-293-5779, (855) 849-0491, (844) 202-6925, (706) 868-0800, (800) 825-8038, (706) 405-7901, (844) 829-2742, (800) 338-5443, (888) 293-5779, 8558490491, 8442026925, 7068680800, 8008258038, 7064057901, 8448292742, 8003385443, 8882935779
If the answer is yes, then you are receiving calls from a known CCI number. You may be a victim of CCI phone harassment. The list above is not all the numbers that CCI uses. The calls can be from a different number and it still be Contract Callers Inc calling you. Contact our office right away so we can start the process to stop CCI from calling you illegally. Above all, no one should live with harassment!
Your Rights When Dealing with Callers Inc
When dealing with Contract Callers Inc or any other debt collector, it’s crucial to understand your rights. The Fair Credit Reporting Act (FCRA) and the FDCPA provide consumers with significant protections. You have the right to dispute debts, request validation of debts, and be free from abusive or harassing collection practices. Knowing these rights can empower you to manage interactions with debt collectors more effectively.
For instance, you have the right to request that a debt collector cease communication with you, except to inform you of specific actions being taken. You can also dispute the validity of a debt within 30 days of receiving a collection notice. If the debt collector cannot provide verification, they must cease collection efforts. These protections are in place to ensure that consumers are treated fairly and with respect.
Impact on Credit Report
Debts collected by Contract Callers Inc can significantly impact your credit report and credit scores. A collection account on your credit report can lower your credit score and make it harder to get approved for loans or credit. However, it’s possible to remove Contract Callers Inc from your credit report if the information is inaccurate, outdated, or if you’ve paid the debt. Working with a credit repair company or understanding how to dispute errors on your credit report can be beneficial in managing and improving your credit history.
A negative entry from a debt collector can stay on your credit report for up to seven years, affecting your ability to secure favorable interest rates or even obtain new credit. However, by disputing inaccuracies and working towards resolving outstanding debts, you can improve your credit profile. It’s also helpful to regularly review your credit reports to ensure all information is accurate and up-to-date.
By understanding the impact of debt collection on your credit report, you can take proactive steps to protect and improve your credit scores, ensuring better financial opportunities in the future.
Is CCI a scam? No, Contract Callers Inc has been in business for 93 years.
Can CCI garnish my wages? Yes, CCI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Consumers should consult professionals to accurately determine their options and rights when dealing with potential legal actions or wage garnishments by Contract Callers Inc.
Can CCI sue me? Yes, CCI can sue you so long as the debt is within the statute of limitations
Can CCI report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can CCI arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Contract Callers Inc in the past and can be found on Pacer.org.
2:18-cv-01017-LA Voeks v. Contract Callers Inc
2:10-cv-00662-RTR Streit v. Contract Callers
4:18-cv-00202-A Murphy v. Contract Callers Inc
3:16-cv-02688-K Edwards v. Contract Callers Inc
1:18-cv-03098-JMC Simpson v. Contract Callers Inc
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Contract Callers Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Contract Callers Inc. call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
The Consumer Rights Law Firm has helped thousands of clients to remove errors from their credit reports, particularly in relation to debts reported by collection agencies like Contract Callers.
Check out the links below for more information:
