Complete Collection Solutions Debt Collector Harassment?
Is Complete Collection Solutions (CCS) calling you? Stop Complete Collection Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day with debt collection calls? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Repeated or aggressive debt collection calls can be considered harassment under federal laws. You have the legal right to stop CCS phone harassment, with protections provided under federal laws. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Complete Collection Solutions a Scam?
According to the Better Business Bureau website, Complete Collection Solutions has been in business for 3 years.
Complete Collection Solutions Better Business Bureau
Who is Complete Collection Solutions Debt Collection Agency?
Complete Collection Solutions is a third party debt collector located in Old Forge, Pennsylvania. Complete Collection Solutions collects a variety of debts, including credit card debt, medical bills, unpaid medical bills, mortgage debt, and overdue payments. CCS has been a party to Federal Court cases several times. They have been accused of violating consumer’s rights and using illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Aggressive debt collectors and creditor harassment are common complaints, so consumers should keep good records of all communications with CCS and any creditors or the original creditor involved.
If you are contacted, it is important to understand your rights regarding debt validation, written notice, validation notice, and written validation. Consumers have the right to request these documents to confirm the legitimacy of the debt. Before making any payments, do a little research to verify the debt and the original creditor. If you believe the debt is incorrect, send a dispute letter via certified mail with a return receipt to the collection agency.
Consumers have legal options, including the right to sue debt collectors and seek damages for violations of the law. Debt collectors may contact you by phone call, text message, or personal calls, but you have the right to have such calls stopped. Document the phone number from which you are called, as repeated collection calls or harassing calls can be reported. If a debt is paid or settled, or if the last payment was made a long time ago, this can affect the collection process and how the debt is reported to credit reporting agencies or a credit reporting agency. Debt collectors may also attempt to collect money by garnishing a bank account or pursuing outstanding debt.
If you experience creditor harassment or need help, you can contact the state’s attorney general’s office for assistance with debt collection harassment.
Address: 429 South Main Street
#6
Old Forge, PA 18518
Phone: (570) 471-3707
Complete Collection Solutions Collection Tactics
When dealing with a debt collection agency like Complete Collection Solutions, it’s important to understand the tactics they may use to collect debts. Debt collectors often rely on repeated phone calls, persistent letters, and even emails in an effort to persuade you to pay your outstanding debts. Some debt collection agencies may go further, using high-pressure sales tactics or making false or misleading statements to intimidate you into making a payment. In certain cases, debt collectors might even use obscene or profane language or threaten legal action they do not actually intend to pursue—all of which are considered unfair practices under federal law.
The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from these types of debt collector harassment. Under the FDCPA, debt collectors are strictly prohibited from engaging in abusive, deceptive, or unfair debt collection practices. This means a debt collection company cannot make repeated phone calls intended to annoy or harass you, use threatening language, or misrepresent the amount you owe. They are also not allowed to contact you at unreasonable hours or discuss your debts with third parties.
If you find yourself facing harassment from a debt collector, you have the legal right to take action. You can send a cease and desist letter to the collection agency, demanding that all communication stop. If the debt collector continues to violate your rights, you may be entitled to statutory damages and other relief under the debt collection practices act FDCPA. Consulting with a law firm experienced in debt collection harassment can help you understand your options and protect your rights.
Remember, you do not have to tolerate unfair or illegal collection tactics. If you believe Complete Collection Solutions or any other collection agency has crossed the line, take steps to document the calls, save copies of any written communication, and seek professional help to ensure your rights are upheld.
Complete Collection Solutions Fair Debt Collection Practices and Collection Tactics
If Complete Collection Solutions engages in any of the following tactics, you may have a case:
- Receiving excessive collection calls
- Receiving harassing calls
- Being unable to stop calling despite requests
- Receiving personal calls at work or home
- Receiving collection attempts via text message
- Receiving threatening or repeated phone calls
Complete Collection Solutions Phone Numbers
570-471-3707, (570) 471-3707, 5704713707
If the answer is yes, then you are receiving calls from a known CCS number. You may be a victim of CCS phone harassment. The list above is not all the numbers that CCS uses. The calls can be from a different number and it still be Complete Collection Solutions calling you. Be sure to document the phone number from which you receive any collection calls, as this information is important for your case. Consumers have the right to have collection calls stopped, and you can take action to ensure these calls are discontinued. Contact our office right away so we can start the process to stop CCS from calling you illegally. Above all, no one should live with harassment!
Is CCS a scam? No, Complete Collection Solutions has been in business for 3 years.
Can CCS garnish my wages? Yes, CCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. In some cases, CCS may also seek a court order to garnish funds directly from your bank account.
Can CCS sue me? Yes, CCS can sue you so long as the outstanding debt is within the statute of limitations, which is often calculated from the date of your last payment. If the debt has been paid or settled, this may affect their ability to pursue legal action.
Can CCS report my debt to the collection bureaus? CCS may report your outstanding debt to a credit reporting agency or credit reporting agencies. Whether your debt is reported can depend on if the debt has been paid or when your last payment was made.
Can CCS arrest me?
Debt settlement may be an option for resolving debts with CCS.
The following is a sample list of complaints filed against Complete Collection Solutions in the past and can be found on Pacer.org.
2:14-cv-05558-JFB-ARL Dirago v. Complete Collection Solution
2:12-cv-00634-ADS-AKT Nasca v. Complete Collection Solutions
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Complete Collection Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Complete Collection Solutions. call us at
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
