Collection Specialists Phone Harassment?
Is Collection Specialists (CS) calling you? Stop Collection Specialists phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Collection Specialists a Scam?
According to the Better Business Bureau website, Collection Specialists has been in business for 47 years.
Collection Specialists Better Business Bureau
Who is Collection Specialists?
Collection Specialists is third party debt collector located in Arvada, Colorado. CS has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: PO Box 592
Arvada, CO 80001-0592
Phone: (303) 421-8010
Collection Specialists Collection Tactics
If Collection Specialists engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Collection Specialists Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
303-421-8010, (303) 421-8010, 3034218010
If the answer is yes, then you are receiving calls from a known CS number. You may be a victim of CS phone harassment. The list above is not all the numbers that CS uses. The calls can be from a different number and it still be Collection Specialists calling you. Contact our office right away so we can start the process to stop CS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is CS a scam? No, Collection Specialists has been in business for 47 years.
Can CS garnish my wages? Yes, CS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CS sue me? Yes, CS can sue you so long as the debt is within the statute of limitations
Can CS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can CS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Collection Specialists in the past and can be found on Pacer.org.
2:08-cv-02326-DJW Charlotte J. Schwenk v. Collection Specialists
1:19-cv-01644-RLY-DML Ancil v. Collection Specialists
1:16-cv-03505-WTL-DKL Hester v. Collection Specialists
1:16-cv-00786-JMS-TAB Stovall v. Collection Specialists
1:12-cv-00294-TWP-MJD Hoffman v. Collection Specialists
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collection Specialists harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Collection Specialists call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
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How to stop harassing calls from collection agencies?
You can stop harassing calls by requesting the collector to communicate only in writing. If they continue to call illegally, contact a consumer rights attorney to enforce your FDCPA rights and potentially receive damages. -
How do I stop debt collectors from harassing me?
Document all calls, ask for debt verification, and send a written notice requesting communication only in writing. Collectors violating the law may be liable for damages under the FDCPA. -
What can be done about phone harassment?
Phone harassment by debt collectors can be legally challenged. Keep records of calls, demand written communication, and consult a consumer rights attorney to stop harassment and seek compensation. -
Can a collection agency harass your family in India?
No. Debt collectors cannot disclose your debt to family or friends. Doing so violates privacy and harassment laws in India and the FDCPA if it involves U.S.-based creditors. -
Is Collection Specialists a scam?
No. Collection Specialists has been in business for 47 years and is a legitimate third-party debt collector, although they have faced multiple legal complaints regarding harassment. -
Can Collection Specialists garnish my wages?
Yes. They can garnish wages for Federal Student Loans or if they obtain a court judgment, but they must follow legal procedures and cannot harass outside these boundaries. -
Can Collection Specialists sue me?
Yes. They may sue you for debts within the statute of limitations. However, any harassment, intimidation, or illegal communication tactics are prohibited. -
Can Collection Specialists report my debt to credit bureaus?
Yes. Debt collectors can report collection accounts to credit bureaus, which may affect your credit score. Always verify the debt before paying or negotiating. -
Can Collection Specialists arrest me?
No. Debt collectors cannot arrest you. Only a court can issue a warrant if you violate a court order, such as failing to appear for a legal proceeding. -
How can Consumer Rights Law Firm PLLC assist with Collection Specialists?
Consumer Rights Law Firm PLLC helps stop harassment, enforces your FDCPA rights, negotiates with collectors, and ensures you receive compensation for illegal debt collection practices.