Collection Receivables Phone Harassment?
Is Collection Receivables (CR) calling you? Stop Collection Receivables phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Abusive debt collection practices, such as harassment and threats, are prohibited under federal law, specifically the Fair Debt Collection Practices Act (FDCPA).
While some debt collection practices are legal and follow fair debt collection practices when collecting debts, others may cross the line into abusive practices or harassment. You have the legal right to stop CR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Collection Receivables a Scam?
According to the Better Business Bureau website, Collection Receivables has been in business for 23 years. There have been 22 complaints filed against CR with the BBB. Consumers who believe they have experienced illegal debt collection practices or FDCPA violations may also file a complaint or even a lawsuit against Collection Receivables.
Collection Receivables Better Business Bureau
Who is Collection Receivables Debt Collector?
Collection Receivables is third party debt collector located in Augusta, Georgia. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that Collection Receivables used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. The Federal Trade Commission enforces federal law regarding debt collection, and both federal and state law regulate the legal actions that debt collectors and creditors can take against consumers.
Address: 1835 Central Ave
Augusta, GA 30904-5734
Phone: (706) 736-6746
Collection Receivables Collection Tactics
Debt collectors and collection agencies use a variety of tactics to collect debts from consumers. These can include persistent telephone calls, sending letters, and even reaching out via email. While some debt collection practices are legal and follow fair debt collection practices, others may cross the line into harassment or abuse. For example, collectors may call multiple times a day, use threatening language, or attempt to collect debts that are not valid. It’s important for consumers to recognize these tactics and understand that they have rights under the Fair Debt Collection Practices Act (FDCPA). If you receive letters or telephone calls from collectors, always respond in writing and keep copies of all communications. Knowing your rights and how to respond can help protect you from unfair practices and ensure that agencies follow the law when attempting to collect debts.
Collection Receivables Collection Tactics
If Collection Receivables engages in any of the following tactics, you may have a case:
- ➤ Using profane language or obscene words when communicating with you.
- ➤ Employing unconscionable means to collect a debt, such as using unfair or morally repugnant tactics
- ➤ Falsely representing the services rendered, including misrepresenting the nature, amount, or legitimacy of fees or work. performed for debt collection.
Collection Receivables Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
706-736-6746, 706-736-3843, 706-736-3114, 706-736-3095, (706) 736-6746, (706) 736-3843, (706) 736-3114, (706) 736-3095, 7067366746, 7067363843, 7067363114, 7067363095,
If the answer is yes, then you are receiving calls from a known CR number. You may be a victim of CR phone harassment. The list above is not all the numbers that CR uses. The calls can be from a different number and it still be Collection Receivables calling you. Contact our office right away so we can start the process to stop CR from calling you illegally. You can also send a written request or written notice to the debt collector to stop further contact or further communication; it is recommended to send these by certified mail with a return receipt to document your request. Above all, no one should live with harassment!
If you are sued by a debt collector or contacted at work, especially if your employer restricts such calls, consider seeking legal assistance to protect your rights. Making timely payments is important if you owe money, as it can help you avoid legal complications and aggressive attempts to collect a debt.
The following is a sample list of complaints filed against Collection Receivables in the past year and can be found on Pacer.org.
5:12-cv-00326-CAR Wells v. Collection Receivables Inc
7:12-cv-00136-HL Whisby v. Collection Receivables Inc
5:18-cv-00070-MTT Calhoun v. Collection Receivables Inc
1:16-cv-01289-JMC Barefield v. Collection Receivables Inc
1:19-cv-02810-ODE-JKL Stanley v. Collection Receivables, Inc
Many complaints in these cases involve disputed debts and disputes over collection activities. Consumers have the right to dispute the debt in writing, and debt collectors must cease collection activities until the dispute is officially received and verified. When sending a dispute note, consumers should include all relevant details about the debt and their reasons for disputing it. Debt collectors are required to provide verification of the debt within five days of initial communication. It is important to document all contacts and communications, including when you are contacted or requested to provide information, and to keep records of such contacts for future reference.
If a debt is owed, only the creditor or an authorized collection agency may engage in collecting it, and creditors must follow all legal procedures when attempting to collect. If a consumer experiences such calls or abusive collection activities, they may file a complaint with the state attorney general’s office or take such action as filing a lawsuit. Filing a dispute or complaint should be done in writing, and sending it by certified mail ensures it is officially received and properly documented.
Steps to Dispute Incorrect Credit Reporting
If you find an error on your credit report related to a debt collection, it’s important to act quickly. Start by obtaining a copy of your credit report from each credit reporting agency and carefully review the details. If you identify a debt that you believe is incorrect or not yours, write a letter to the credit reporting agency disputing the entry. Be sure to include any evidence you have, such as payment records or correspondence with the debt collector. The reporting agency is required to investigate your dispute and update your credit report if the information is found to be inaccurate. You should also contact the debt collector directly to request verification of the debt and ask for supporting documentation. Keeping detailed records of your communications and sending your dispute letters by certified mail can help ensure your rights are protected throughout the process.
How Long Can Collection Accounts Stay on Your Credit Report?
Collection accounts can have a lasting effect on your credit report. In most cases, a collection account will remain on your credit report for up to seven years from the date the original debt became delinquent. Even if you pay off or settle the debt, the account will still be listed on your report for the full seven-year period, although its status may be updated to show that it has been paid. It’s important for consumers to be aware of these time limits and to regularly check their credit reports to ensure that old or paid accounts are removed when appropriate. By staying informed and taking steps to keep your credit report accurate, you can better manage your financial reputation and work toward improving your credit over time.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collection Receivables harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877) 700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
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Derek and Matt, are some of the best people I’ve ever met. I had a bad situation which they were quickly able to help get resolved. The open communication and fast response time, along with their patience and vast knowledge really helped ease my mind and confirm I made the right choice. Thank you Consumer Rights Law Firm!⭐⭐⭐⭐⭐
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Consumer Rights Law Firm was excellent to work with! They are very professional, knowledgeable, timely, and thorough. From submitting the online consultation form to signing a settlement offer took only 20 days. I highly recommend them!⭐⭐⭐⭐⭐
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I can’t believe how friendly and fast Matt acted on my behalf. The collection calls stopped quickly and my debit for that card is GONE. The firm got the card company to forgive my balance and even pay their fees. I didn’t have to pay anything. The best call I could have made. Thank you⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Who is Collection Receivables and why are they calling me?
Collection Receivables is a debt collection agency that contacts consumers about unpaid or alleged debts.
2. Can Collection Receivables call me repeatedly?
No. Repeated or excessive calls meant to harass or pressure you are illegal.
3. Are they allowed to call me at work?
Only if your employer allows personal calls. If you tell them to stop, they must comply.
4. Can Collection Receivables contact my family or friends?
They may only contact third parties to locate you and cannot discuss your debt.
5. Can they threaten legal action or arrest?
No. False threats, arrest claims, or lawsuits they don’t intend to file are illegal.
6. Do I have the right to request debt validation?
Yes. You can request written proof of the debt within 30 days of first contact.
7. Can I stop Collection Receivables from calling me?
Yes. You can request communication in writing only or send a cease-communication request.
8. Is it illegal if they lie about the amount I owe?
Yes. Misrepresenting the debt amount or creditor is a violation of the law.
9. Can Collection Receivables sue me for an old debt?
They can only sue if the debt is within the statute of limitations.
10. What should I do if Collection Receivables violates my rights?
You may file a complaint or contact a consumer rights attorney for help.
