CKS Financial Phone Harassment?
Is CKS Financial (CKS) calling you? Stop CKS Financial phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CKS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is CKS Financial a Scam?
According to the Better Business Bureau website, CKS Financial has been in business for 10 years. There have been 13 complaints filed against CKS with the BBB.
CKS Financial Better Business Bureau
Who is CKS Financial?
CKS Financial is third party debt collector located in Chesapeake, Virginia. CKS has been a party to a Federal Court case over 55 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 505 Independence Pkwy
Chesapeake, VA 23320-5178
Phone: (877) 816-4209
CKS Financial Collection Tactics
If CKS Financial engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
CKS Financial Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
877-816-4209, (877) 816-4209, 8778164209
If the answer is yes, then you are receiving calls from a known CKS number. You may be a victim of CKS phone harassment. The list above is not all the numbers that CKS uses. The calls can be from a different number and it still be CKS Financial calling you. Contact our office right away so we can start the process to stop CKS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is CKS a scam? No, CKS Financial has been in business for 10 years.
Can CKS Financial garnish my wages? Yes, CKS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CKS sue me? Yes, CKS can sue you so long as the debt is within the statute of limitations
Can CKS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can CKS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against CKS Financial in the past and can be found on Pacer.org.
2:15-cv-01353-GMS Souza v. Webcollex LLC
4:19-cv-00512-P Patino v. Webcollex LLC
3:14-cv-05000-BHS Soister v. Webcollex, LLC
2:17-cv-01486-WED Cerveny v. Webcollex LLC
2:18-cv-00797-WED Fleenor v. Webcollex LLC
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CKS Financial harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from CKS Financial. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassing phone calls from debt collectors?
You can stop debt collector harassment by sending a written cease and desist letter. Under the FDCPA, collectors must stop calling once they receive it. You can also contact a consumer law attorney for further assistance.
2. Who does CKS Financial collect for?
CKS Financial collects debts for various creditors, including banks, lenders, and financial institutions. They act as a third-party debt collector trying to recover past-due accounts or purchased debts.
3. How many phone calls before it is considered harassment?
Under the FDCPA, repeated or continuous phone calls intended to annoy, abuse, or harass are illegal. Generally, more than seven calls in seven days about the same debt may be considered harassment.
4. How to stop credit card harassment calls?
Send a cease and desist letter to the collector requesting all communications stop. If harassment continues, contact the Consumer Rights Law Firm PLLC to take legal action and protect your FDCPA rights.
5. Is CKS Financial a scam?
No, CKS Financial is a legitimate third-party debt collection agency based in Chesapeake, Virginia. However, if they violate your rights under the FDCPA, you can take legal action to stop harassment.
6. Can CKS Financial garnish my wages?
Yes, CKS Financial can garnish your wages only after obtaining a court judgment or if the debt involves federal student loans. Without a court order, wage garnishment is illegal.
7. Can CKS Financial sue me for a debt?
Yes, CKS Financial can sue you if the debt is within the statute of limitations. Ignoring a court summons may lead to a default judgment and possible wage garnishment or asset seizure.
8. What are CKS Financial’s collection tactics?
CKS Financial has been accused of using harassing tactics, such as repeated calls, threats, or abusive language. Such actions violate the FDCPA and may qualify you for compensation up to $1,000.
9. Can CKS Financial report my debt to credit bureaus?
Yes, debt collectors like CKS Financial can report unpaid debts to credit bureaus, which may affect your credit score. However, they must report accurately and not use false information.
10. How can Consumer Rights Law Firm PLLC assist with CKS Financial?
Consumer Rights Law Firm PLLC helps victims of CKS Financial harassment by stopping illegal calls, filing complaints, and pursuing FDCPA claims to recover up to $1,000 in statutory damages.