Chesapeake Receivables Management, Inc. Phone Harassment?
Are you receiving calls from Chesapeake Receivables Management, Inc.? Stop phone harassment now.
If they threatens legal action, garnishes wages, calls repeatedly at all hours, or contacts your family or neighbors about your debt, these actions may be illegal. You have the legal right to protect yourself. Violations of the FDCPA may make you eligible for up to $1,000 in statutory damages, plus attorney fees.
What is Chesapeake Receivables Management, Inc.?
Chesapeake Receivables Management, Inc. is a third-party debt collector headquartered in Waldorf, Maryland, operating in Maryland and Virginia. They work with creditors to recover unpaid debts, including medical, retail, and commercial accounts.
📍 Address: 10 St. Patrick’s Drive, Suite 504, Waldorf, MD 20603
📱 Phone: (301) 861-3420
CRM is a legitimate company, listed on the Better Business Bureau (BBB), and has been in business for 14 years.
Is Chesapeake Receivables Management, Inc. a Scam?
According to the Better Business Bureau website, Chesapeake Receivables Management, Inc. was founded 14 years ago.
Illegal Collection Tactics by Chesapeake Receivables
These tactics can include persistent calls, threatening legal action, and garnishing wages. However, it’s essential to know that debt collectors are prohibited from using harassment, threats, or deceptive tactics to collect a debt. When these behaviors cross the line into unlawful or aggressive territory, they can be considered harassment. Consumers have the legal right to protect themselves from debt collection harassment and can take steps to stop it. Understanding the FDCPA and knowing your rights can help you navigate the debt collection process and avoid illegal collection tactics.
Chesapeake Receivables Management, Inc Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 301-861-3420
- 📲 301-870-6680
- 📲 (301) 861-3420
- 📲 (301) 870-6680
- 📲 3018613420
- 📲 3018706680
If the answer is yes, then you are receiving calls from a known CRM number. You may be a victim of CRM phone harassment. The list above is not all the numbers that CRM uses. The calls can be from a different number, and it still be Chesapeake Receivables Management, Inc calling you. Contact our office right away so we can start the process to stop CRM from calling you illegally. Above all, no one should live with harassment!
How to Handle Phone Harassment
Handling phone harassment from debt collectors requires knowledge of your legal rights and the FDCPA. If you’re experiencing phone harassment, you can take the following steps:
- 👉 Request debt validation: Ask the debt collector to provide proof of the debt and verify the amount owed.
- 👉 Send a cease and desist letter: Inform the debt collector to stop contacting you, and they must comply.
- 👉 File a complaint: Report the debt collector to the FTC or your state’s Attorney General’s office.
- 👉 Consult with an attorney: If the harassment continues, consider consulting with an attorney who specializes in debt collection law. The expertise and collaborative efforts of a legal team can be invaluable in navigating complex issues related to debt collection and client representation.
Remember, you have the legal right to protect yourself from debt collection harassment. Don’t hesitate to take action and seek support if you’re experiencing phone harassment from Chesapeake Receivables Management, Inc or any other debt collector. Chesapeake Bank and other financial institutions can provide guidance on managing debt and avoiding debt collection.
Chesapeake Receivables Garnish and Legal Action
Chesapeake Receivables Management (CRM) may engage in aggressive tactics, including garnishment and legal action, to recover outstanding debts. However, as a third-party debt collector, CRM must comply with the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using harassment, threats, or deceptive tactics to collect a debt. Consumers have the legal right to protect themselves from debt collection harassment and can take specific steps to stop garnishment and legal action. This includes requesting debt validation, sending a cease and desist letter, and filing complaints. If CRM violates the FDCPA, consumers may be eligible for compensation, including up to $1,000 in statutory damages and attorney fees.
Conclusion
Protecting yourself from debt collection requires understanding your legal rights and taking proactive steps. As a consumer, you have the right to dispute debts, request debt validation, and stop debt collectors from contacting you. It’s essential to keep records of all communication with debt collectors, including dates, times, and details of conversations. You can also seek assistance from a consumer protection attorney or a credit counseling agency to help you navigate the debt collection process. Additionally, you can register with the National Do Not Call Registry to reduce unwanted calls from debt collectors. By being informed and taking action, you can protect yourself from debt collection harassment and ensure that your rights are respected.
About Us
This is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Chesapeake Receivables Management, Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Chesapeake Receivables Management, Inc., call us for immediate assistance or visit our website at Consumer Rights Law Firm PLLC to learn more.
Contact the Maryland Attorney General now:
FAQs
Q1: How big is Chesapeake Bank?
A: Chesapeake Bank is a community-focused financial institution with branches throughout Virginia. It provides business financing, consumer banking, and various financial services designed to support local communities.
Q2: What is a receivables management system?
A: A receivables management system helps businesses monitor, collect, and finance unpaid invoices. It ensures steady cash flow and reduces the risk of bad debt by streamlining the debt collection process.
Q3: Does Chesapeake Bank have credit cards?
A: Yes. Chesapeake Bank offers a range of credit cards as part of its consumer financial services, allowing customers to manage spending and earn rewards responsibly.
Q4: Is Chesapeake Receivables Management, Inc. a scam?
A: No. Chesapeake Receivables Management, Inc. (CRM) is a legitimate debt collection agency founded 14 years ago and based in Waldorf, Maryland.
Q5: Can Chesapeake Receivables Management garnish my wages?
A: Yes. CRM can garnish your wages if they obtain a court judgment against you or if they are collecting federal student loan debts.
Q6: What are signs of phone harassment by CRM?
A: Signs of harassment include repeated calls, threats, contacting you at inappropriate times, discussing your debt with others, or using intimidation to pressure payment.
Q7: Can CRM sue me for unpaid debt?
A: Yes. Chesapeake Receivables Management may file a lawsuit to recover unpaid debts, as long as the debt is valid and within the legal statute of limitations.
Q8: How can I stop CRM phone harassment?
A: You can stop harassment by sending a cease-and-desist letter, requesting written debt validation, filing complaints with regulatory agencies, and consulting a consumer protection attorney for assistance.
Q9: What is receivable financing?
A: Receivable financing allows businesses to sell unpaid customer invoices to a third party for immediate cash, helping them improve liquidity and maintain working capital.
Q10: What are my rights under the FDCPA?
A: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to dispute a debt, request validation, stop communication from collectors, and seek up to $1,000 in damages for violations.
