Certified Credit & Collection Bureau Phone Harassment?
Is Certified Credit & Collection Bureau (CCCB) calling you? Stop Certified Credit & Collection Bureau phone harassment. CCCB Bureau, also known as Collection Bureau Certified Credit, has a long history of operations and legal issues. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop CCCB phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to 💸$1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a process where a collection bureau, such as CCCB Bureau, attempts to recover unpaid debts from consumers on behalf of various creditors. The Fair Debt Collection Practices Act (FDCPA) regulates the actions of debt collectors, ensuring that they do not violate consumer rights. Understanding the debt collection process and the rights of consumers is essential in dealing with debt collectors. As a collection agency, Certified Credit & Collection Bureau is subject to the FDCPA and must adhere to its guidelines when collecting debts from consumers.
Is Certified Credit & Collection Bureau a Scam?
According to the Better Business Bureau website, CCCB Bureau has been in business for 48 years. Collection bureau reviews, particularly from the Better Business Bureau (BBB), are largely negative due to the agency’s aggressive debt collection practices.
🔗 Bureau Better Business Bureau
Who is Certified Credit & Collection Bureau?
CCCB Bureau is a third-party debt collector located in Branchburg, New Jersey. It is important to review the details of any communication with the agency to clarify the situation and prevent escalation. CCCB has been a party to a Federal Court case over 45 times. They have been accused of violating consumers’ rights and using illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
- 📌 Address: 69 Readington Rd, Branchburg, NJ 08876-3557
- 📲 Phone: (908) 526-9300
Certified Credit & Collection Bureau Collection Tactics
CCCB Bureau, a collection bureau based in NJ, uses various tactics to collect debts from consumers. These tactics may include sending letters, making phone calls, and contacting creditors. However, the company has been known to violate the FDCPA, engaging in unfair and deceptive practices. Consumers have reported experiencing harassment, including blocked phone numbers and aggressive communication. Consumers must be aware of their rights and protections under the FDCPA when dealing with Certified Credit & Collection Bureau or any other debt collector. The company’s collection tactics have been criticized, and consumers should be cautious when interacting with them.
Certified Credit & Collection Bureau Collection Tactics
If the CCCB Bureau engages in any of the following tactics to harass you, you may have a case:
- 👉 Using profanity or abusive language
- 👉 Calling you before 8:00 a.m. or after 9:00 p.m.
- 👉 Calling you multiple times per week
- 👉 Talking to others about your debt
- 👉 Calling your workplace
- 👉 Threatening to sue you, harm you, or destroy your credit
- 👉 Telling you or anyone else that you’ve committed a crime
- 👉 Calling repeatedly for the wrong person
- 👉 Failing to notify you of your right to dispute the debt
- 👉 Trying to collect more than legally allowed
Certified Credit & Collection Bureau Phone Numbers
☎️ 908-526-9300, 888-750-9500, (908) 526-9300, (888) 750-9500, 9085269300, 8887509500
If the answer is yes, then you are receiving calls from a known CCCB number. If any of these numbers are listed on your credit report, it signifies a potential threat to your financial standing. You may be a victim of CCCB phone harassment. The list above is not all the numbers that CCCB uses. The calls can be from a different number, and it can still be the CCCB Bureau calling you. Contact our office right away so we can start the process to stop CCCB from calling you illegally. Above all, no one should live with harassment!
Identifying Harassment
Identifying harassment from a debt collector like CCCB Bureau is crucial in protecting consumer rights. Harassment may include repeated phone calls, threatening messages, or false statements. Consumers should be aware of the signs of harassment, such as being contacted at inconvenient times, receiving abusive language, or being threatened with legal action. If a consumer experiences any of these signs, they should document the incidents and seek legal assistance. The FDCPA prohibits debt collectors from engaging in harassing behavior, and consumers have the right to file a complaint against the collector. By understanding what constitutes harassment, consumers can take steps to protect themselves and their rights.
Your Rights and Protections ⚖️
As a consumer, you have rights and protections under the FDCPA when dealing with debt collectors like Certified Credit & Collection Bureau. These rights include the right to request debt validation, the right to stop harassment, and the right to seek legal action. Consumers are also entitled to protections against unfair and deceptive practices, such as being contacted at work or being threatened with wage garnishment. Consumers need to understand their rights and protections to navigate the debt collection process effectively. By knowing their rights, consumers can take control of their situation and make informed decisions about how to proceed.
Dealing with Harassment
Dealing with harassment from a debt collector like Certified Credit & Collection Bureau can be stressful and overwhelming. However, consumers have options to stop the harassment and protect their rights. Consumers can request debt validation, which requires the collector to provide proof of the debt. They can also file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office. Additionally, consumers can seek legal assistance to stop the harassment and potentially recover damages. By taking action, consumers can regain control of their situation and prevent further harassment. Consumers need to remember that they have the right to be treated fairly and respectfully by debt collectors.
Removing Inaccurate Information from Credit Reports
Removing inaccurate information from credit reports is a critical step in maintaining good credit health. Consumers have the right to dispute inaccurate information on their credit reports, including information reported by debt collectors like Certified Credit & Collection Bureau. Consumers can file a dispute with the credit reporting agency, providing evidence to support their claim. If the information is found to be inaccurate, it must be removed from the credit report. Consumers can also work with a credit repair agency to help remove inaccurate information and improve their credit score. By ensuring the accuracy of their credit report, consumers can protect their credit health and avoid potential issues when applying for credit or loans. Remember to review your credit report regularly to ensure it is accurate and up-to-date.
- Is CCCB a scam❓
No, Certified Credit & Collection Bureau has been in business for 48 years. The agency has faced numerous violations of the Fair Debt Collection Practices Act (FDCPA) due to its aggressive tactics. - Can CCCB garnish my wages❓
Yes, CCCB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. - Can CCCB sue me❓
Yes, CCCB can sue you so long as the debt is within the statute of limitations - Can CCCB report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report - Can CCCB arrest me❓
No, CCCB cannot arrest you. Debt collection is a civil issue, not a criminal one, so you can’t be jailed for unpaid debts.
The following is a sample list of complaints filed against the CCCB Bureau in the past and can be found on Pacer.org.
- ➡️ 3:12-cv-00733-JAP-TJB Cutola v. Certified Credit & Collection Bureau
- ➡️ 3:09-cv-01433-AET-TJB Watson v. Certified Credit & Collection Bureau
- ➡️ 3:09-cv-00556-FLW-DEA Camhi v. Certified Credit & Collection Bureau
- ➡️ 1:08-cv-00417-RMB-AMD Huertas v. Certified Credit & Collection Bureau
- ➡️ 3:07-cv-00291-AET-TJB Williams v. Certified Credit & Collection Bureau
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CCCB Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Our firm has extensive experience in handling cases involving the CCCB Bureau and its violations of consumer rights.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Certified Credit & Collection Bureau. call us at ☎️(877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody who has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions. The staff were very courteous and helpful, and they were familiar with the Collection agencies in question, and the harassment calls stopped. I was even compensated. I would recommend this company to anyone going through this type of harassment, a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially, I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”
For more success stories and information, visit our testimonials page on our website.
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