Dealing with Central Portfolio Control Harassment: Know Your Rights?
Is Central Portfolio Control (CPC), a debt collection agency, calling you? Stop Central Portfolio Control phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop CPC phone harassment. If a collection agency violates the
Is Central Portfolio Control a Scam?
According to the Better Business Bureau website, Central Portfolio Control has been in business for 20 years. It is also important to check your credit report for any entries by a credit reporting agency to ensure accuracy and legitimacy. It is crucial to verify the identity of callers to ensure they are legitimate and not scammers attempting to access or exploit personal information. There have been 28 complaints filed against CPC with the BBB.
Central Portfolio Control Better Business Bureau
Who is Central Portfolio Control Debt Collection Agency?
Central Portfolio Control is a third-party debt collection company located in Minnetonka, Minnesota.
Address: 10249 Yellow Circle Dr Ste 200
Hopkins, MN 55343-9111
Phone: (952) 215-3690
Scammers often spoof numbers from various locations, including those belonging to unsuspecting people in Canada. They highlight how the Caller ID area codes used in scam calls are misleading, as they do not reflect the actual origin of the calls, thus cautioning readers to be wary of unsolicited calls that appear to be from local or familiar numbers.
Central Portfolio Control Collection and Payment Tactics under Fair Debt Collection Practices
If Central Portfolio Control engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Many debt collection agencies, including CPC, use various tactics to contact debtors, which can sometimes be aggressive and intrusive.
It is important to speak with legitimate representatives from collection agencies to resolve inquiries, provide it, verify identity, and create payment plans.
Central Portfolio Control Phone Numbers and Caller ID
Are you receiving any harassing phone calls from any of the following numbers?
800-541-7123, 952-582-6086, 800-871-9315, 952-540-4782, 800-804-3897, 210-764-4843, 386-206-1220, 480-634-5921, 609-521-4178, 8882502789, 800-871-8630, 888-250-2795, 952-585-6068, 952-944-5419, 866-902-0090, 952-540-4787, 800-606-6841, 800-280-1565, 952-215-0415, 952-215-3690, (800) 541-7123, (952) 582-6086, (800) 871-9315, (952) 540-4782, (800) 804-3897, (210) 764-4843, (386) 206-1220, (480) 634-5921, (609) 521-4178, (800) 871-8630, (888) 250-2795, (952) 585-6068, (952) 944-5419, (866) 902-0090, (952) 540-4787, (800) 606-6841, (800) 280-1565, (952) 215-0415, (952) 215-3690, 8005417123, 9525826086, 8008719315, 9525404782, 8008043897, 2107644843, 3862061220, 4806345921, 6095214178, 8008718630, 8882502795, 9525856068, 952944-5419, 8669020090, 9525404787, 800606-6841, 800-2801565, 9522150415, 952-2153690,646-200-8891, 978-686-2858, 952-215-3697, 952-215-3685
If the answer is yes, then you are receiving calls from a known CPC number. You may be a victim of CPC phone harassment. The list above is not all the numbers that CPC uses. The calls can be from a different number, and it still be Central Portfolio Control calling you. Many users find call-blocking services effective in reducing unwanted calls, especially those with no caller ID. Contact our office right away so we can start the process to stop CPC from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection Practices
Central Portfolio Control, like all debt collection agencies, is required to follow the Fair Debt Collection Practices Act (FDCPA). This federal law regulates debt collection practices and prohibits debt collectors from engaging in abusive or harassing behavior. Some of the key provisions of the FDCPA include:
- Debt collectors must identify themselves and the company they represent when contacting consumers.
- Debt collectors must provide consumers with written notice of the debt, including the amount owed and the name of the creditor.
- Debt collectors cannot make false or misleading statements, including threatening to sue or report the debt to a credit bureau if they have no intention of doing so.
- Debt collectors cannot harass or abuse consumers, including making repeated phone calls or using profanity.
- Debt collectors must respect consumers’ wishes if they request that communication be stopped.
If Central Portfolio Control has violated any of these provisions, you may be able to use it as evidence in court to defend yourself against their debt collection claims. Understanding your rights under the FDCPA can empower you to stand up against unfair debt collection practices and protect yourself from harassment.
Resolving Your Debt
If you owe a debt to Central Portfolio Control, there are several options for resolving it. Here are a few:
Negotiating a Settlement
One option is to negotiate a settlement with Central Portfolio Control. This involves offering to pay a lump sum that is less than the full amount of the debt in exchange for the debt collector agreeing to consider the debt paid in full. To negotiate a settlement, you will need to contact Central Portfolio Control and explain your financial situation. You may want to provide documentation, such as pay stubs or bank statements, to support your claim.
It’s also a good idea to make a settlement offer in writing, so that you have a record of the agreement. Be sure to include the following information in your settlement offer:
- The amount of the debt
- The amount you are offering to pay
- A statement that the payment is in full satisfaction of the debt
- A request that Central Portfolio Control confirm the settlement in writing
If Central Portfolio Control accepts your settlement offer, be sure to get the agreement in writing and keep a copy for your records. This can help ensure that the debt is resolved and that you have proof of the agreement.
Removing from Credit Report
If you have paid a debt to Central Portfolio Control, you may want to request that they remove the debt from your credit report. Under the Fair Credit Reporting Act (FCRA), debt collectors are required to report accurate information to the credit bureaus. If the debt has been paid, it should be marked as “paid” on your credit report.
To request that Central Portfolio Control remove the debt from your credit report, you will need to contact them in writing. Be sure to include the following information in your request:
- Your name and address
- The account number or other identifying information for the debt
- A statement that the debt has been paid in full
- A request that Central Portfolio Control remove the debt from your credit report
You should also send a copy of your request to the three major credit bureaus (Equifax, Experian, and TransUnion) and ask them to update your credit report accordingly. This can help improve your credit score and ensure that your credit report accurately reflects your financial situation.
Consumer Rights
As a consumer, you have several rights when dealing with debt collectors like Central Portfolio Control. Here are a few:
- The right to be treated fairly and respectfully
- The right to receive written notice of the debt, including the amount owed and the name of the creditor
- The right to dispute the debt and request verification of the debt
- The right to request that communication be stopped
- The right to sue the debt collector if they violate the FDCPA or other federal laws
If you believe that Central Portfolio Control has violated your rights, you may want to consider filing a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. You may also want to consider seeking the advice of an attorney who specializes in consumer law. Knowing your rights can help you take the necessary steps to protect yourself from unfair debt collection practices and ensure that you are treated with the respect you deserve.
Common Questions
Is CPC a scam? No, Central Portfolio Control has been in business for 20 years. Scammers, however, may ask for your date of birth under the guise of verification purposes to gain personal information.
Can Central Portfolio Control garnish my wages? Yes, CPC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Will Central Portfolio Control sue me? Yes, Central Portfolio Control can sue you so long as the debt is within the statute of limitations.
Can CPC report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can CPC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Central Portfolio Control harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Scammers often ask victims to access sensitive information such as online banking credentials or personal identification numbers under false pretenses, misleading individuals into providing their financial data.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Central Portfolio Control call us at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s account in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
If you find yourself blocked from accessing a site due to security issues, it is important to contact the site owner to resolve the block or problem. Users might be blocked for various reasons, such as triggering a security solution through specific actions.
Check out the links below for more information:
