CCS Companies Phone Harassment❓
Is CCS Companies (CC) calling you? Stop CCS Companies phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCS Companies phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is the process of recovering debts from individuals or businesses that have failed to pay their obligations. Companies like CCS Companies specialize in this field, often purchasing old debt accounts from credit card companies and banks at a discounted price. This allows them to attempt to collect the full amount owed, making a profit in the process.
Understanding the debt collection process is crucial for consumers. It helps them navigate interactions with debt collectors and ensures they are aware of their rights. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices, protecting consumers from abusive, deceptive, and unfair methods. Under the FDCPA, debt collectors are prohibited from using harassment, false statements, and other unethical tactics to collect a debt. By being informed about these protections, consumers can better handle their interactions with companies like CCS Companies and safeguard their rights.
Is CCS Companies a Scam❓
According to the Better Business Bureau website, CCS Companies has been in business for 52 years. There have been 470 complaints filed against CCS with the BBB.
Who is CCS Companies❓
CCS Companies, also known as Credit Collection Services, is a third-party debt collector based in Norwood, Massachusetts. With over 50 years in the business, they are a well-established entity in the debt collection industry. However, their practices have often come under scrutiny, leading to numerous complaints from consumers.
Understanding your rights when dealing with CCS Companies is crucial. The Fair Debt Collection Practices Act (FDCPA) provides a legal framework that protects consumers from abusive and unfair debt collection practices. This law ensures that debt collectors, including CCS Companies, must adhere to specific guidelines when contacting you.
Knowing who you are dealing with and being aware of your rights can empower you to take appropriate action if you experience harassment. Whether it’s through phone calls, letters, or other forms of communication, CCS Companies must operate within the boundaries of the law. If they overstep, you have the right to seek legal recourse and protect yourself from further harassment.
🏛️ CCS Companies Address: 725 Canton Street Norwood, MA 02062-2679
📞 Phone: (617) 965-2000
CCS Companies Collection Tactics
If CCS Companies engages in any of the following tactics, you may have a case:
- 💢 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚔 Telling you or anyone else that you’ve committed a crime
- ❌ Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
CCS Companies Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 781-989-1000
- 📲 617-965-2000
- 📲 800-227-4356
- 📲 877-870-1000
If the answer is yes, then you are receiving calls from a known CCS number. You may be a victim of CCS phone harassment. The list above is not all the numbers that CCS uses. The calls can be from a different number and it still be CCS Companies calling you. Contact our office right away so we can start the process to stop CCS from calling you illegally. Above all, no one should live with harassment!
Consumer Rights and Education
Consumers have significant protections under the FDCPA, which prohibits debt collectors from engaging in harassment, making false or misleading representations, and using unfair or unconscionable means to collect a debt. One of the key rights consumers have is the ability to assert their affirmative defenses, such as the statute of limitations, to dispute the debt.
Being educated about these rights is essential. For instance, if a debt is beyond the statute of limitations, a consumer can use this as a defense to avoid paying the debt. Additionally, consumers should be aware that companies like CCS Companies are required to provide accurate information about the debt and respect the consumer’s rights under the FDCPA.
By understanding their rights and the debt collection process, consumers can avoid being taken advantage of by debt collectors. They can challenge any unfair practices and ensure that their interactions with debt collectors are conducted within the bounds of the law. Knowledge is power, and in the realm of debt collection, it can make a significant difference in protecting one’s financial well-being.
Debt Collection Lawsuit
A debt collection lawsuit is a legal action taken by a debt collector, such as CCS Companies, to recover a debt from a consumer. If you are sued by a debt collector, it is crucial to respond to the lawsuit by filing an answer with the court. This answer document should focus on responding to each claim listed in the complaint, and it is an opportunity for you to assert your affirmative defenses to dispute the debt.
One effective strategy is to send a debt validation letter to the debt collector. This letter requests proof of the debt, including details about the original creditor and the amount owed. If the debt collector fails to provide valid proof, you may be able to have the lawsuit dismissed. This step is vital in ensuring that the debt being collected is legitimate and that the debt collector has the right to collect it.
Understanding the debt collection lawsuit process and your rights under the FDCPA is essential. By being informed and proactive, you can effectively respond to a debt collection lawsuit and potentially beat CCS Companies. Remember, the law is on your side, and there are steps you can take to protect yourself from unfair debt collection practices.
The following is a sample list of complaints filed against CCS Companies in the past year and can be found on Pacer.gov.
- 📋 1:12-cv-10547-WGY Stenvold v.
- 📋 2:16-cv-00446-JAD-PAL Marks v.
- 📋 1:15-cv-02695-DAP Holodnak v.
- 📋 2:14-cv-02161-TON SHAVERS v.
- 📋 6:14-cv-03934-TMC Carlisle v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CCS Companies harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from CCS Companies call us at for immediate assistance or visit our website.
Success Stories
- 🏆 I had a fantastic experience with Consumer Rights Law Firm PLLC. They handled my case with professionalism and speed, helping me stop harassing debt collection calls. Mathew, in particular, was extremely supportive and always available to answer my questions. I truly felt like they cared about my situation and made the process easy to understand.
- 🏆 I can’t recommend this law firm enough! I was being chased by multiple debt collectors and felt overwhelmed. Matthew helped me remove four major debts and was kind, informative, and quick to respond. The entire team put my interests first and gave me peace of mind during a very stressful time.
- 🏆 I reached out to them after dealing with constant harassment from a debt collector. The team took care of everything for me from start to finish. They explained my rights clearly and acted fast to get the calls to stop. It was such a relief to finally have someone fight on my behalf.
Common Questions
Is CCS Companies a scam❓
No, CCS Companies has been in business for 18 years.
Can CCS Companies garnish my wages❓
Yes, CCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CCS Companies sue me❓
Yes, CCS Companies can sue you so long as the debt is within the statute of limitations.
Can CCS Companies report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can CCS Companies arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Can I be sued by CCS Companies❓
Yes, you can be sued by CCS if you owe a debt. It is important to respond to the lawsuit promptly to avoid default judgment.
