CardWorks Servicing Phone Harassment❓
Is CardWorks Servicing (CWS) calling you? Stop CardWorks Servicing phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CWS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
CardWorks companies are among the largest managers in the credit and payments sector, with an extensive operating history and significant scale. CardWorks employees share a commitment to the company’s mission of delighting customers and empowering underserved consumers.
As a compliance focused organization enabled by data and technology, CardWorks Servicing is dedicated to providing compliant and customized servicing solutions.
Introduction to Debt Collection Harassment
Debt collection harassment occurs when creditors or collection agencies use abusive, unfair, or deceptive practices to try and collect debts. This can include repeated phone calls, threats, use of obscene language, contacting friends or family members, or even attempting to collect money that isn’t owed. While creditors have the right to collect legitimate debts, consumers are protected by laws like the Fair Debt Collection Practices Act (FDCPA), which sets strict guidelines on how collections must be conducted. Understanding what qualifies as harassment is the first step toward protecting your rights and stopping the stress and intimidation that often comes with aggressive debt collection tactics.
Is CardWorks Servicing a Scam?
According to the Better Business Bureau website, CardWorks Servicing has been in business for 33 years. There have been 50 complaints filed against CWS with the BBB.
Who is CardWorks Servicing?
CardWorks Servicing is a third-party debt collector located in Woodbury, New York. CWS collaborates with both banks and non-bank lenders to offer comprehensive services in the credit and payment industry. They have been a party to a Federal Court case over 70 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Additionally, CardWorks Servicing supports capital providers by servicing financial products such as credit cards and loans.
Their offerings also include secured cards as part of their payment processing and operational servicing functions.
🏛️ CardWorks Servicing Address: 101 Crossways Park West Woodbury, NY 11797
📞 Phone: (866) 889-9179
CardWorks Servicing Collection Tactics
If CardWorks Servicing engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
CardWorks Servicing Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 866-889-9179
- 📲 800-267-2256
- 📲 800-727-3348
- 📲 516-576-0404
- 📲 516-576-8720
- 📲 877-394-5975
- 📲 (866) 889-9179
- 📲 (800) 267-2256
- 📲 (800) 727-3348
- 📲 (516) 576-0404
- 📲 (516) 576-8720
- 📲 (877) 394-5975
- 📲 8668899179
- 📲 8002672256
- 📲 8007273348
- 📲 5165760404
- 📲 5165768720
- 📲 8773945975
If the answer is yes, then you are receiving calls from a known CWS number. You may be a victim of CWS phone harassment. The list above is not all the numbers that CWS uses. The calls can be from different numbers and it still be CardWorks Servicing calling you. Contact our office right away so we can start the process to stop CWS from calling you illegally. Above all, no one should live with harassment!
Debt Collection Process
The debt collection process typically begins with a debt collector sending a letter or making a phone call to the consumer. The debt collector will request payment and may provide additional information about the debt, such as the amount owed and the creditor. Consumers have the right to dispute the debt and request verification. If the debt is valid, the consumer may be able to negotiate a payment plan or settle the debt for less than the original amount. Debt collectors may also report the debt to credit bureaus, which can affect the consumer’s credit report. In some cases, debt collectors may file a debt lawsuit to recover the debt.
Stopping Debt Collector Harassment
To stop debt collector harassment, consumers can request that the debt collector stop calling or contacting them. This can be done by sending a letter or email to the debt collector, stating that they wish to cease all communication. Consumers can also file a complaint with the FDCPA or their state’s Attorney General’s office if they believe the debt collector is engaging in harassing or abusive behavior. It’s essential to keep a record of all communication with the debt collector, including dates, times, and details of conversations. If a debt collector is contacting a consumer about a debt that has already been paid or discharged in bankruptcy, the consumer can provide proof of payment or discharge to stop the collection efforts.
The following is a sample list of complaints filed against CardWorks Servicing in the past and can be found on Pacer.gov.
- 📋 2:12-cv-01058-DGC Jaffe v.
- 📋 5:11-cv-00887-VAP-SP San Arnold v.
- 📋 3:11-cv-01745-EMC Abad v.
- 📋 3:09-cv-02028-L-AJB Merced v.
- 📋 6:10-cv-01004-DJS-LFG Obenauf v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CardWorks Servicing harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from CardWorks Servicing. call us at 855-385-8182 for immediate assistance or visit our website.
Success Stories
- 🏆 “I got a settlement because of the illegal harassment I experienced. Consumer Rights Law Firm PLLC didn’t just stop the calls — they helped me hold the collector accountable.”
- 🏆 “After months of robocalls and threats, I reached out to this firm. They filed a claim against the debt collector and actually won my case. I didn’t have to pay a dime upfront!”
- 🏆 “Professional, knowledgeable, and relentless. They fought for me when I felt helpless. Thanks to them, the harassing calls stopped, and I was able to breathe again.”
- 🏆 “They were honest from the start and explained my rights in plain English. The collector backed off the moment they got involved. I can’t thank them enough.”
Check out the links below for more information:
FAQs
Who is CardWorks Servicing and why are they calling me?
CardWorks Servicing, LLC is a third-party debt servicing company managing credit card and installment loan collections on behalf of lenders. If you’re getting a call, they likely believe you owe on an account they’re collecting.
Is CardWorks Servicing allowed to call me before 8 a.m. or after 9 p.m.?
No. Under FDCPA they cannot legally call before 8 a.m. or after 9 p.m., or at times you’ve indicated are inconvenient.
How many calls from CardWorks Servicing are considered harassment?
If they place more than seven calls about the same debt in seven days, or call again within seven days of a conversation, it’s presumed harassment under CFPB’s “7-in-7” rule.
Can CardWorks Servicing call me at my workplace?
They cannot if you’ve informed them that calls there are forbidden. Doing so after being told violates FDCPA.
What phone numbers might CardWorks Servicing call from?
CardWorks uses several numbers, including 877-630-5816, 877-487-5583, 516-576-0404, 877-788-1060, 412-291-4000, 914-227-5803, 317-802-7826, and others.
What should I do if I feel harassed by CardWorks Servicing calls?
Document each call (time, date, number), then send a written cease-and-desist. If they persist, you can file complaints with the CFPB or FTC, dispute the debt, or consult a consumer rights attorney.
Can I request debt validation from CardWorks Servicing?
Yes. Under FDCPA you can request written proof of the debt (debt validation) within 30 days of initial contact. If they can’t validate, they must stop collection efforts.
What rights do I have under FDCPA if CardWorks Servicing misbehaves?
You’re protected from harassment, false statements, and unwanted calls. You may sue for up to $1,000 per violation, actual damages, and attorney fees.
Can CardWorks priority debt calls affect my credit score?
Yes. If they report a delinquent account to credit bureaus, it can negatively impact your credit score—even if you dispute it.
Does CardWorks Servicing use automated calls or robocalls?
They may. The use of robocalls without prior consent could violate the Telephone Consumer Protection Act (TCPA), in addition to FDCPA restrictions.
