Capital Management Services Phone Harassment❓
Is Capital Management Services (CMS) calling you? Stop Capital Management Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CMS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction To Debt Collection
Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collectors, such as Capital Management Services, play a crucial role in this process. They work on behalf of creditors to collect debts that are past due. Understanding the debt collection process is essential for individuals and businesses to navigate the complex world of debt collection. Capital MGT SVC, a debt collector, may report a collection account on an individual’s credit report, which can significantly impact their credit score.
Is Capital Management Services A Scam?
According to the Better Business Bureau website, Capital Management Services has been in business for 18 years. Capital Management Services is a legitimate company that has been in business for 18 years. There have been 38 complaints filed against CMS with the BBB.
Who Is Capital Management Services?
Capital Management Services is third party debt collector located in Buffalo, New York. They often purchase the original debt from creditors or service it on behalf of the original creditor. They has been a party to over 920 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Capital MGT SVC repeatedly called the wrong person trying to get information on a debtor. Capital Management Services Address: 698 1/2 S Ogden St Buffalo, NY 14206-2317 Phone: (716) 871-9050
Capital Management Services Collection Tactics
If Capital Management Services engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Demanding payment through letters or phone calls
Capital Management Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-504-2404, 800-295-6137, 800-906-5917, 866-792-9369, 716-566-2630, 716-873-1695, 800-519-2649, 716-871-9050, 800-504-2412, 800-504-2429, 800-957-8410, 800-960-2187, 866-201-4969, 866-204-6140, 866-204-6712, 866-204-7672, 877-219-0852, (800) 504-2404, (800) 295-6137, (800) 906-5917, (866) 792-9369, (716) 566-2630, (716) 873-1695, (800) 519-2649, (716) 871-9050, (800) 504-2412, (800) 504-2429, (800) 957-8410, (800) 960-2187, (866) 201-4969, (866) 204-6140, (866) 204-6712, (866) 204-7672, (877) 219-0852, 8005042404, 8002956137, 8009065917, 8667929369, 7165662630, 7168731695, 8005192649, 7168719050, 8005042412, 8005042429, 8009578410, 8009602187, 866-2014969, 8662046140, 8662046712, 8662047672, 8772190852.
If the answer is yes, then you are receiving calls from a known CMS number. You may be a victim of CMS phone harassment. The list above is not all the numbers that CMS uses. The calls can be from a different number and it still be Capital Management Services calling you. Contact our office right away so we can start the process to stop CMS from calling you illegally. Above all, no one should live with harassment!
If you receive calls from these numbers, you can send a written request to Capital Management Services to stop the harassment.
Capital Management Services Impact on Credit Score
A collection account on a credit report can severely impact an individual’s credit score. The Fair Credit Reporting Act (FCRA) regulates the information that can be reported on a credit report, including collection accounts. Capital Management Services, as a debt collector, must comply with the FCRA when reporting collection accounts. If an individual is struggling with debt, it is essential to understand how debt collection can affect their credit score. Removing Capital Management Services from a credit report may be possible if the account information is incorrect or fraudulent.
Validation of Debt
Debt validation is the process of verifying the accuracy of a debt. When a debt collector, such as Capital Management Services, contacts an individual about a debt, they must provide proof of the debt. This can include documentation from the original creditor, such as a contract or invoice. Individuals have the right to request debt validation from Capital Management Services, and they should do so in writing, via certified mail, to ensure a paper trail. The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to provide debt validation upon request.
Payment and Settlement
Paying a debt or settling with a debt collector, such as Capital Management Services, can have significant consequences. Before making a payment or agreeing to a settlement, individuals should understand their options and the potential impact on their credit score. A payment arrangement or settlement agreement should be made in writing, and individuals should ensure they understand the terms of the agreement. Capital Management Services may agree to delete a collection account from a credit report in exchange for payment, but this is not always the case.
Role of Collection Agencies
Collection agencies, such as Capital Management Services, play a crucial role in the debt collection process. They work on behalf of creditors to collect debts that are past due. Collection agencies must comply with federal and state laws, including the FDCPA and FCRA. Individuals should understand their rights when dealing with collection agencies and know how to navigate the debt collection process. Reputable credit repair companies can help individuals remove collection accounts from their credit reports and improve their credit scores. By understanding the role of collection agencies and the debt collection process, individuals can take control of their debt and improve their financial situation.
Capital Management Services Complaints
The following is a sample list of complaints filed against Capital Management Services in the past year and can be found on Pacer.gov.
- 📄 2:09-cv-02567-SVW-JC Roy v. Capital Management Services
- 📄 2:09-cv-06771-ODW-PJW Calder v. Capital Management Services
- 📄 1:10-cv-20272-AJ Reyes v. Capital Management Services
- 📄 9:10-cv-81231-WPD Greenberg v. Capital Management Services
- 📄 1:13-cv-06050 Bledsoe v. Capital Management Services
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Capital Management Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Capital Management Services call us at (877)700-5790 for immediate assistance or visit our website.
Our firm has helped thousands of clients stop harassment from debt collectors.
Success Stories
- 🏆 “Capital Management Services called me 25+ times a week with automated demands. The firm proved TCPA violations and secured a $7,200 settlement—the calls stopped immediately, and I got paid for their harassment!”
- 🏆 “CMS harassed me for a debt that wasn’t mine. The firm demanded validation—when they failed, the debt disappeared! They also removed it from my credit report, boosting my score by 138 points.”
- 🏆 “CMS sent fake legal letters claiming they’d take my paycheck. Consumer Rights Law Firm PLLC exposed their FDCPA violations and made them pay $4,500 in damages. Never heard from them again!”
FAQs
Who is Capital Management Services and why are they contacting me?
Capital Management Services (CMS) is a legitimate debt-collection agency headquartered in Buffalo, NY, that collects unpaid consumer debts on behalf of creditors. If they’re calling, it’s because they believe you owe money on an account.
Is Capital Management Services a scam or legitimate?
They are a real, licensed debt-collection firm in operation since the mid-1990s. However, always request debt validation to confirm the debt and avoid potential scams or errors.
What harassment tactics are debt collectors forbidden from using?
Under the FDCPA, debt collectors cannot call before 8 AM or after 9 PM, call repetitively with intent to annoy, use threats, obscene language, or misrepresent themselves. They also can’t discuss your debt with third parties.
Can Capital MGT SVC legally harass me with phone calls?
No. Repeated calls with intent to annoy, threats, abusive language, or calling outside designated hours is illegal under the FDCPA. Consumers can take action if their rights are violated.
What should I do if CMS keeps calling me without stopping?
Keep detailed logs of each call (date, time, content), send a cease-and-desist letter in writing, and if they continue, file a complaint with the CFPB, FTC, or your state attorney general.
How do I request debt validation from Capital Management Services?
Within 30 days of initial contact by CMS, send a written debt-validation request by certified mail. They must respond by providing details about the creditor, debt amount, and documentation of your responsibility.
What happens if CMS can’t validate the debt?
If they fail to provide proper validation, CMS must cease collection efforts. You can then dispute the debt and request that any reported information be removed from your credit report.
Can CMS affect my credit score?
Yes. CMS may report delinquent debts to credit bureaus, which can harm your credit score. You have the right to dispute any debt you believe is inaccurate.
Can I sue Capital Management Services for harassment or FDCPA violations?
Yes. If CMS violates the FDCPA—such as by harassing you, ignoring validation requests, or misrepresenting the debt—you can sue for statutory damages (up to $1,000 plus any actual harm) and legal fees.
Does CMS use robocalls or spoofed numbers?
Some consumers report receiving robocalls or calls from spoofed or unknown numbers. If these calls occur without consent, it may violate laws like the TCPA and FDCPA.
