Capital Credit Solutions Phone Harassment?
Is Capital Credit Solutions (CCS) calling you? Stop Capital Credit Solutions phone harassment. Are they making threatening calls about legal action or wage garnishment? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Capital Credit Solutions a Scam?
According to the Better Business Bureau website, Capital Credit Solutions has been in business for 9 years. Capital Credit Solutions is a company that has been operating for 9 years, and it is important to verify the legitimacy of any company that contacts you about debts. Read more here: Capital Credit Solutions Better Business Bureau.
Who is Capital Credit Solutions?
Capital Credit Solutions is a third party debt collector and debt collection agency located in Alpharetta, Georgia. CCS is a debt collection company that has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
The primary goal of a debt collection agency like CCS is to recover debts on behalf of creditors.
🏛️ Capital Credit Solutions Address: 11175 Cicero Drive Alpharetta, GA 30022
📞 Phone: (678) 650-9940
Capital Credit Solutions Collection Tactics
If Capital Credit Solutions engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Capital Credit Solutions Phone Numbers
- 📲 678-650-9940
- 📲 (678) 650-9940
- 📲 6786509940
If the answer is yes, then you have been called by a known CCS number. You may be a victim of CCS phone harassment. The list above is not all the numbers that CCS uses. The calls can be from different numbers and it could still be Capital Credit Solutions calling you. Contact our office right away so we can start the process to stop CCS from calling you illegally. Above all, no one should live with harassment!
Always verify the contacts and identity of anyone claiming to be from Capital Credit Solutions before responding or providing any information.
Protecting Yourself from Scams
Dealing with debt collectors can be stressful, but it’s crucial to protect yourself from debt collection scams that can put your finances and personal information at risk. Understanding your debt collection rights and the fair debt collection practices that legitimate debt collectors must follow is the first step in safeguarding yourself.
Whenever you’re contacted by a debt collector, always verify their identity and the debt they claim you owe. Ask for written verification of the debt, and check your credit report through a reputable credit reporting agency to confirm that the debt is accurate and actually belongs to you. If you’re unsure about the legitimacy of the debt or the collector, reach out to the original creditor directly for confirmation before making any payments.
Be alert for warning signs of a debt collection scam. Legitimate debt collectors will never use obscene or profane language, make false claims, or threaten you with legal action they cannot take. These tactics are not only unethical but also illegal under federal laws like the Fair Debt Collection Practices Act (FDCPA). If you experience such behavior, you have the right to file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office.
Protect your sensitive information at all times. Never provide your bank account details, social security number, or other personal financial information to a debt collector you do not recognize or trust. Be especially cautious if a collector demands immediate payment over the phone or refuses to provide written documentation. Legitimate debt collection agencies are required to send you a written notice of the debt and give you the opportunity to dispute it.
If you believe you’ve been targeted by a debt collection scam, act quickly. Contact your local law enforcement, file a complaint with the appropriate authorities, and request that a credit reporting agency place a fraud alert on your credit report to help prevent identity theft or further fraudulent activity.
Remember, as a consumer, you have the right to stop unwanted phone calls from debt collectors. If you’ve asked a collector to stop calling and they continue to contact you, you may be able to take legal action to protect your rights. Stay informed about your debt collection rights and the protections offered by laws like the Fair Credit Reporting Act (FCRA), so you can deal confidently with debt collectors and avoid falling victim to scams.
By staying vigilant, verifying debts and collectors, and maintaining direct communication with legitimate debt collection agencies, you can protect yourself from debt collection scams and ensure your financial security.
Common Questions
Is CCS a scam?
No, Capital Credit Solutions has been in business for 9 years. During the initial contact, debt collectors like CCS are required to provide you with important information about your debt, including verification details, within a specific timeframe. Always make sure to receive written confirmation via mail to verify the legitimacy of the communication. If you receive a legitimate request from CCS, it is important to respond promptly to avoid misunderstandings or potential issues.
Can CCS garnish my wages?
Yes, CCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CCS sue me?
Yes, CCS can sue you so long as the debt is within the statute of limitations.
Can CCS report my debt to the collection bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
The following is a sample list of complaints filed against Capital Credit Solutions in the past and can be found on Pacer.gov.
- 📋 2:93-cv-01094-DS Lester v.
- 📋 4:16-cv-00912-JLH Arkansas, State of et al v.
- 📋 2:12-cv-10857-SFC-LJM Ervin v.
- 📋 1:93-cv-01682-RCL Fritchey v.
These cases represent legal actions taken by consumers or authorities against Capital Credit Solutions for alleged violations.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We ensure strict compliance with all debt collection laws, such as the FDCPA, when assisting our clients. Rather than suffer alone, consider contacting our office to begin the process to stop the Capital Credit Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. We can review your case or documentation to determine the best course of action for your situation.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Capital Credit Solutions, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was constantly getting harassed by a collector threatening wage garnishment over a 10-year-old debt. Consumer Rights Law Firm PLLC stepped in, reviewed the case, and found the debt was outside the statute of limitations. They sent legal notices, and the harassment stopped immediately. I felt protected for the first time in years.
- 🏆 I used to dread answering my phone. After contacting Consumer Rights Law Firm PLLC, they guided me through the process and helped me file a complaint against a particularly abusive agency. I never felt judged, and their legal team made me feel empowered and supported throughout.
- 🏆 Dealing with debt collectors gave me anxiety. After reaching out to Consumer Rights Law Firm, they took over all communication. I didn’t have to deal with another threatening call. They handled the legal side and even helped me get compensation for the harassment. It was the smoothest legal experience I’ve ever had.
- 🏆 Other firms said my case wasn’t worth pursuing, but Consumer Rights Law Firm PLLC believed in my story. They found that the debt collector violated multiple FDCPA laws. Not only did they stop the calls, but they also got me a fair settlement. I’m so thankful for their commitment and attention to detail.
- 🏆 I was skeptical at first, but within days of contacting them, the phone calls from the debt collector completely stopped. They moved fast, explained everything clearly, and made sure I knew my rights. If you’re being harassed, don’t wait — they’ll help you immediately.
