Capital Collection Management Phone Harassment?
*Is Capital Collection Management (CCM) calling you?*Stop Capital Collection Management phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCM phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Debt collection agencies, such as Alliant Capital Management and Capital Management Services, play a significant role in the debt collection process for various companies. These agencies often purchase debts from original creditors at a discounted rate and then attempt to collect the full amount from the debtor. Delinquent debts can have serious implications for consumers, including negative impacts on credit scores due to reporting to credit bureaus and potential legal actions taken against debtors.
Introduction to Debt Collection
Debt collection is the process by which a debt collector or collection agency attempts to recover unpaid debts from individuals or businesses. This can involve a range of activities, including sending letters, making phone calls, and taking legal action. Debt collection agencies, such as Alliant Capital Management and Capital Management Services, play a significant role in the debt collection process. These agencies often purchase debts from original creditors at a discounted rate and then attempt to collect the full amount from the debtor. Understanding the debt collection process and the laws that govern it is essential for both debtors and creditors.
Understanding Capital Management Services
Capital Management Services is a debt collection agency that acquires and collects unpaid debts on behalf of creditors. The company collects various types of debts, including credit card debts and auto loans. The company operates as a third-party debt collector, purchasing debts from original creditors and then attempting to recover the amounts owed. Capital Management Services has been known to engage in aggressive tactics, including making multiple phone calls and sending threatening letters, in an effort to collect debts. However, the company is subject to federal laws, such as the Fair Debt Collection Practices Act (FDCPA), which regulates the activities of debt collectors and protects consumers from abusive debt collection practices.
Is Capital Collection Management a Scam?
According to the Better Business Bureau website, Capital Collection Management has been in business for 5 years.
Capital Collection Management Better Business Bureau
Who is Capital Collection Management Debt Collection Agency?
Capital Collection Management is third party debt collector located in Syracuse, New York.
Address: 318 S Clinton St
Ste 400
Syracuse, NY 13202-1127
Phone: (866) 272-4035. Capital Collection Management may use multiple phone numbers to contact debtors. It is important to document each phone number used by the debt collectors to support any potential legal action against improper collection practices.
Capital Collection Management Collection Tactics
Capital Collection Management, another debt collection agency, employs various tactics to collect debts, including repeated phone calls, letters, and emails. Sending a cease and desist letter can be an effective way to stop unwanted calls and harassment from debt collectors. The company may also report debts to credit bureaus, which can negatively impact an individual’s credit score. However, Capital Collection Management is also subject to federal laws, including the FDCPA and the Telephone Consumer Protection Act (TCPA), which restrict the company’s ability to make unwanted calls and engage in other forms of harassment. Understanding the tactics used by debt collectors and the laws that govern their activities is essential for protecting consumer rights and preventing abusive debt collection practices.
Capital Collection Management Fair Debt Collection Practices
If Capital Collection Management engages in any of the following tactics, which are considered harassment, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Being called multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Such actions can be a violation of consumer protection laws designed to prevent harassment and abusive practices by debt collectors.
Capital Collection Management Phone Numbers
866-272-4035, 315-329-2365, (866) 272-4035, (315) 329-2365, 8662724035, 3153292365
If the answer is yes, then you are receiving calls from a known CCM number. You may be a victim of CCM phone harassment. The list above is not all the numbers that CCM uses. The calls can be from a different number and it still be Capital Collection Management calling you. Repeatedly calling individuals throughout the day can be classified as harassment and is against various state and federal laws, emphasizing the emotional toll it takes on individuals. Contact our office right away so we can start the process to stop CCM from calling you illegally. Above all, no one should live with harassment!
The Role of Collection Agencies
Collection agencies, such as Alliant Capital Management and Capital Management Services, play a pivotal role in the debt collection process. These third-party debt collectors purchase unpaid debts from original creditors, including credit card companies, at a discounted rate. Their goal is to collect the full amount owed from consumers. Collection agencies are governed by federal laws, including the Fair Debt Collection Practices Act (FDCPA), which sets standards for fair debt collection practices and protects consumers from abusive debt collection practices. Understanding the role of collection agencies is crucial for consumers to navigate the debt collection process effectively and safeguard their rights against unfair practices.
Credit Report and Debt Collection
A credit report is a vital component of the debt collection process, as it details a consumer’s credit history, including outstanding debts and payment records. Collection agencies often report debts to credit bureaus, which can significantly impact a consumer’s credit score. However, consumers have the right to dispute inaccuracies on their credit reports and request debt validation from collection agencies. The Fair Credit Reporting Act (FCRA) ensures the accuracy and privacy of consumer information. If a consumer’s rights are violated, they can seek legal action. Monitoring credit reports and understanding rights related to debt collection and credit reporting are essential steps for consumers to protect their financial health.
Consumer Rights and Federal Laws
Consumers are protected under a range of rights and protections under federal law, including the FDCPA and the TCPA. These laws regulate the activities of debt collectors and protect consumers from abusive debt collection practices, such as harassment, intimidation, and deception. The FDCPA, for example, prohibits debt collectors from making false or misleading statements, using threatening or abusive language, and engaging in unfair or deceptive practices. The TCPA, on the other hand, restricts the use of automated dialing systems and pre-recorded messages, and requires debt collectors to obtain prior consent before making calls to a consumer’s cell phone.
Is CCM a scam? No, Capital Collection Management has been in business for 5 years.
Can Capital Collection Management garnish my wages? Yes, CCM can initiate wage garnishment on a Federal Student loan or if they obtain a judgment from the courts.
Can CCM sue me? Yes, CCM can sue you so long as the debt is within the statute of limitations. It is important to understand the legal process involved in such actions, as debt collectors must follow specific legal protocols to initiate lawsuits and potentially garnish wages.
Can CCM report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Understanding your legal rights is crucial, as the Fair Debt Collection Practices Act (FDCPA) provides protections against harassment and abusive practices.
Can CCM arrest me?
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our team of experienced attorneys specializes in consumer protection and debt collection harassment. Rather than suffer alone, contact our office to begin the process to stop the Capital Collection Management harassment. Our office has been assisting consumers since 2010. We offer a free consultation for potential clients dealing with harassment from debt collectors. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Capital Collection Management, call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights. The emotional relief from stopping harassing calls was immense.”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. The legal support they provided was crucial in helping me stop calling from debt collectors. They provided me with a clear understanding of my legal options and helped me take action against the debt collectors. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/allianceone-receivables-management-phone-harassment/
https://consumerlawfirmcenter.com/assetcare-phone-harassment/
https://consumerlawfirmcenter.com/collection-center-inc-phone-harassment/
https://consumerlawfirmcenter.com/carter-young-phone-harassment/
https://consumerlawfirmcenter.com/alltran-education-phone-harassment/
https://consumerlawfirmcenter.com/cardarelli-and-associates-phone-harassment/
https://consumerlawfirmcenter.com/aurora-collection-bureau-phone-harassment/
https://consumerlawfirmcenter.com/cardarelli-and-associates-phone-harassment/
https://consumerlawfirmcenter.com/avanteusa-phone-harassment/
https://consumerlawfirmcenter.com/berman-rabin-phone-harassment/
https://consumerlawfirmcenter.com/asset-acquisition-group-phone-harassment/
The Impact of Debt Collection on Consumers
Debt collection can profoundly affect consumers, leading to financial strain, emotional distress, and damage to credit scores. Abusive debt collection practices, such as harassing calls, threats, and unfair practices, can exacerbate these negative impacts. Federal laws, including the FDCPA, aim to protect consumers from such practices and provide legal recourse for those subjected to debt collector harassment or unfair treatment. Consumers should be aware of their rights and seek legal assistance if they experience harassment or unfair practices from debt collectors. Protecting oneself from abusive debt collection practices is crucial for maintaining financial and emotional well-being.
Navigating the Debt Collection Process
Navigating the debt collection process can be daunting for consumers. It is essential to understand the roles of collection agencies, the types of debts being collected, and the legal protections available. Consumers should be familiar with their rights under the FDCPA and other federal laws, including the right to dispute debts, request debt validation, and stop unwanted calls. Seeking legal assistance from an experienced attorney can help consumers navigate the debt collection process and protect their rights. It is also important to be cautious when dealing with debt collectors and avoid making payments or agreeing to settlements without proper validation of the debt.
What Constitutes Harassment
Harassment by debt collectors is a common issue that many consumers face. The FDCPA defines harassment as conduct intended to annoy, abuse, or oppress consumers, including repeated phone calls, threats, and unfair practices. Debt collectors who engage in harassment may face legal action, including statutory damages and attorney’s fees. Consumers experiencing harassment should document incidents, including dates, times, and details of the calls, and seek legal assistance to stop the harassment and protect their rights. The Telephone Consumer Protection Act (TCPA) also regulates debt collection calls, providing consumers the right to stop unwanted calls and seek damages for violations. Protecting oneself from harassment is essential for maintaining peace of mind and financial stability.
