Select Page

Capio Partners Phone Harassment?

Capio Partners Phone Harassment? Is Capio Partners (CP) calling you? Stop Capio Partners phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so, what they are doing is illegal and needs to stop. You have the legal right to stop CP phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Capio Partners a Scam?

According to the Better Business Bureau website, Capio Partners has been in business for 11 years. There have been 339 complaints filed against CP with the BBB.

Capio Partners Better Business Bureau

Who is Capio Partners?

Capio Partners is third party debt collector located in Sherman, Texas. CP has been a party to a Federal Court case over 770 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 2222 Texoma Pkwy Ste 150

Sherman, TX 75090-2481

Phone: (903) 892-7400

Capio Partners Collection Tactics

If Capio Partners engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit.
  • Telling you or anyone else that you’ve committed a crime.
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt.
  • Trying to collect more than legally allowed.

Legal Recourse for Consumers:

Fortunately, consumers facing debt collection harassment have legal recourse to protect their rights and well-being. The FDCPA establishes clear guidelines for ethical debt collection practices, and violations of these guidelines can be contested. Consumers are encouraged to document instances of harassment, request debt verification in writing, and seek legal advice. Consulting with an attorney experienced in consumer protection and debt collection matters can provide valuable guidance on potential courses of action, including filing complaints with regulatory bodies or pursuing legal action against the offending debt collector.

Preventing and Combating Debt Collection Harassment:

  1. Know Your Rights:Awareness is the first line of defense against debt collection harassment. Understanding your rights under the FDCPA, including the right to request debt verification and protection against harassment, empowers you to assertively navigate the debt collection process.
  2. Document Everything:Keeping detailed records of all communication with debt collectors is crucial. This includes noting the date, time, and content of phone calls, as well as any written communication. These records serve as valuable evidence in the event of FDCPA violations.
  3. Request Debt Verification in Writing:If you receive a collection notice, exercise your right to request verification of the debt in writing within the stipulated timeframe. This not only ensures transparency but also puts the burden on the debt collector to provide accurate information.
  4. Seek Legal Advice:If you believe you are a victim of debt collection harassment, seeking legal advice is essential. Attorneys specializing in consumer protection and debt collection matters can provide insights into your specific situation and guide you on the best course of action.
  5. File Complaints:Report instances of debt collection harassment to regulatory bodies such as the Consumer Financial Protection Bureau (CFPB) and your state’s Attorney General’s office. Filing complaints contributes to a broader effort to hold debt collectors accountable for their actions.

Capio Partners Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

903-892-7400, 888-876-2814, (903) 892-7400, (888) 876-2814, 9038927400, 8888762814

If the answer is yes, then you are receiving calls from a known CP number. You may be a victim of CP phone harassment.  The list above is not all the numbers that CP uses. The calls can be from a different number, and it still be Capio Partners calling you.  Contact our office right away so we can start the process to stop CP from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CP a scam? No, Capio Partners has been in business for 11 years.

Can Capio Partners garnish my wages? Yes, CP can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CP sue me? Yes, CP can sue you so long as the debt is within the statute of limitations.

Can CP report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report.

Can CP arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Capio Partners in the past and can be found on

8:11-cv-03195-AW Bispo v. Capio Partners

3:13-cv-00342-MAS-TJB Teichman v. Capio Partners

2:14-cv-04481-JLL-JAD Epitropakis v. Capio Partners

3:14-cv-06412-AET-TJB Defederico v. Capio Partners

2:12-cv-00435-BSJ Thorum v. Capio Partners

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Capio Partners harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Capio Partners. call us at 855-385-8182 for immediate assistance or visit our website at We Stop Debt Collection & Phone Harassment – Call Now at 877-7005790

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Texas Attorney General

Consumer Finance