Navigating Debt Collection with Gardener, Riechmann & Chow
If you’ve been contacted by Gardener, Riechmann & Chow regarding a debt, it’s essential to understand your rights and the firm’s practices. This law firm, based in Orange, California, specializes in debt collection and litigation, representing various clients in financial disputes.
🏢 Who Are Gardener, Riechmann & Chow?
With over 30 years of experience, Gardener, Riechmann & Chow focuses on collections law and courtroom litigation. They assist individuals, as well as large and small businesses, in navigating complex legal matters. Their services include formal demand letters, debtor examinations, and property liens.
Contact Information:
- Address: 438 E Katella Ave, Ste 202, Orange, CA 92867
- Phone: (714) 972-8989
- Fax: (714) 972-3928
- Website: grclawfirm.com
⚖️ Understanding Your Rights
When dealing with debt collectors like Gardener, Riechmann & Chow, it’s crucial to be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). Key protections include:
- Right to Dispute: You can challenge the validity of the debt within 30 days of receiving notice.
- Prohibition of Harassment: Collectors cannot use abusive language or make threats.
- Privacy Protections: Your debt information cannot be shared with unauthorized parties.
💡 Steps to Take If Contacted
- Verify the Debt: Request written validation to ensure the debt is legitimate.
- Know the Statute of Limitations: Debts have a limited time for legal enforcement; ensure the debt is within this period.
- Document All Communications: Keep records of all interactions for future reference.
🔗 Additional Resources
- Can a debt collector call me at work? Learn more here.
- Can a debt collector come to my house? Find out here.
- Can a debt collector contact me on social media? Discover more here.
- Can a debt collector lie to me? Get information here.
🔍 How Consumer Rights Law Firm PLLC Can Assist
Facing debt collection can be overwhelming, but you don’t have to navigate it alone. At Consumer Rights Law Firm PLLC, we specialize in defending consumers against aggressive debt collection practices. Our services include:
- Legal Representation: We advocate for your rights in court, ensuring fair treatment.
- Debt Settlement Negotiation: Our team works to negotiate manageable repayment plans or settlements.
- Credit Counseling: We provide guidance to help you understand and improve your financial situation.
Contact Us:
- Phone: (877) 700-5790
- Address: 133 Main Street, 2nd Floor, North Andover, MA 01845
- Website: consumerlawfirmcenter.com
Empower yourself by understanding your rights and exploring your legal options. If Gardener, Riechmann & Chow has contacted you, take proactive steps to protect your financial well-being.