Encore Capital Group, Inc.: Understanding Your Rights and Their Practices

Who Is Encore Capital Group, Inc.?

Encore Capital Group, Inc. is a global specialty finance company that purchases portfolios of defaulted consumer receivables from major banks, credit unions, and utility providers. Through its subsidiaries, such as Midland Credit Management and Midland Funding, LLC, Encore Capital Group engages in debt collection activities. Their headquarters are located in San Diego, California.

Contact Information for Encore Capital Group, Inc.

Address: 350 Camino De La Reina, Suite 100
San Diego, CA 92108

General Inquiries Phone: (877) 445-4581

Press Contact Email: press@encorecapital.com

Investor Relations: Bruce Thomas, Vice President
Phone: (858) 309-6442

For more information, you can visit their official website.

Understanding Your Rights When Dealing with Encore Capital Group, Inc.

Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are required to adhere to specific guidelines when collecting debts. Here are some of your key rights:

If you believe that Encore Capital Group, Inc. has violated any of these rights, you may have grounds for legal action.

Steps to Take If Contacted by Encore Capital Group, Inc.

If you receive communication from Encore Capital Group, Inc. or its subsidiaries:

  1. Do Not Ignore the Communication: Ignoring debt collection attempts can lead to legal actions, including lawsuits or wage garnishment.
  2. Request Debt Validation: Promptly ask for written verification to confirm the legitimacy of the debt.
  3. Review Your Credit Report: Check your credit report to see if the debt is listed and dispute any inaccuracies.
  4. Seek Legal Assistance: If you suspect unfair or illegal collection practices, consult with a consumer rights attorney immediately.

How Consumer Rights Law Firm PLLC Can Assist You

At Consumer Rights Law Firm PLLC, we are dedicated to protecting consumers from unfair debt collection practices. If you’ve been contacted an attorney, we can:

Contact Us Today

You don’t have to handle debt collection issues alone. If you believe this company. has used unfair or aggressive practices, reach out to Consumer Rights Law Firm PLLC today.

Our experienced attorneys are ready to assist you in navigating your rights and options.