Understanding Decarlo & Shanley and Your Financial Rights
Dealing with debt-related legal issues can feel overwhelming. If Decarlo & Shanley has contacted you regarding a debt matter, understanding their role and your financial rights is essential.
Who Is Decarlo & Shanley?
Decarlo & Shanley is a law firm specializing in debt collection and litigation. They represent creditors in pursuing unpaid debts and may initiate legal action against consumers. If you receive communication from them, it’s crucial to respond appropriately and understand your rights.
- Address: 533 South Fremont Avenue, 9th Floor, Los Angeles, CA 90071
- Phone: (213) 488-4100
- Website: DeCarlo & Shanley
Responding to Debt Collection Lawsuits
Debt collection lawsuits require immediate attention. Ignoring a summons can result in severe financial consequences, including a default judgment against you. Taking the right steps early can protect your rights.
Summons and Complaint: How to Respond if Decarlo & Shanley sues
A debt collection lawsuit begins with a summons and complaint. You must:
Verify the debt – Ensure the claim is legitimate.
Respond on time – File an answer with the court before the deadline.
Consider legal help – A legal professional can help you build a strong defense.
🔗 Learn how to fight a collection agency
Default Judgments: What Happens If You Don’t Respond?
Failing to respond to a lawsuit can lead to a default judgment, allowing creditors to:
- Garnish your wages
- Freeze your bank account
- Place liens on your property
🔗 Find out what happens if a collection agency sues you
Understanding Wage Garnishment and Bank Levies
Wage Garnishment: Protecting Your Income
If a court grants a judgment against you, Decarlo & Shanley can garnish your wages. Some states allow exemptions, so it’s important to know your legal options.
- Request a hearing to contest garnishment.
- Seek exemptions based on state laws.
- Negotiate a repayment plan before garnishment begins.
🔗 How to handle debt collectors
Bank Levy: Preventing Frozen Accounts
A bank levy allows creditors to freeze and withdraw funds directly from your account. You can prevent this by:
- Challenging the levy in court.
- Claiming exemptions for protected funds.
- Negotiating a settlement before enforcement.
🔗 Is it legal for a collection agency to buy your debt?
How Consumer Rights Law Firm PLLC Can Assist
At Consumer Rights Law Firm PLLC, we protect consumers from unfair debt collection tactics. Our team provides:
⚖️ Legal Representation – Defending against debt collection lawsuits.
💰 Debt Negotiation – Reducing or restructuring debts to ease financial burdens.
📞 Financial Guidance – Helping consumers understand their rights and legal options.
🔗 See what past clients say about our services
Take Control of Your Financial Future
Ignoring legal action can lead to wage garnishment, frozen accounts, and judgments. Take action now to protect your finances.
📞 Call Consumer Rights Law Firm PLLC at 877-700-5790 or
🔗 Contact us online for a free consultation
Note: This article is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for personalized guidance.