Navigating Financial Matters with Daniel J. Horwitz APC
If you’re engaging with Daniel J. Horwitz APC for legal services, it’s essential to understand their offerings and how to manage associated financial responsibilities effectively.
Who Is Daniel J. Horwitz APC?
Daniel J. Horwitz APC is a law firm based in San Diego, California, specializing in debt collection, contracts, and credit card fraud cases. With over four decades of experience, the firm is dedicated to providing comprehensive legal solutions to individuals and businesses.
Address: 110 W. C St., Ste. 913, San Diego, CA 92101-3906
Phone: (619) 236-1149
Fax: (619) 236-0793
Website: Daniel J. Horwitz APC
While there isn’t a specific BBB profile for Daniel J. Horwitz APC, it’s advisable to consult the California State Bar Association for detailed information about the firm’s credentials and any disciplinary actions.
Understanding Consumer Credit Laws
Navigating the complexities of consumer credit requires a solid grasp of the laws designed to protect you. The Truth in Lending Act (TILA) ensures that consumers are informed about credit terms, promoting transparency between lenders and borrowers. Familiarizing yourself with TILA can help you make informed decisions and recognize unfair lending practices.
Credit Card Rights
As a credit card holder, you’re entitled to specific protections. These include safeguards against unauthorized charges, the right to dispute billing errors, and protection from unfair interest rate hikes. Knowing these rights empowers you to manage your credit effectively and address issues promptly.
Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from engaging in abusive, deceptive, or unfair practices. If you’re experiencing harassment from debt collectors, it’s crucial to understand your rights and take appropriate action. For more information on handling such situations, consider reading about whether debt collectors can swear at you.
Credit Reporting Errors
Inaccuracies on your credit report can adversely affect your financial health. Regularly reviewing your credit report allows you to spot and dispute errors promptly. The provides resources on how to address these discrepancies effectively.
Identity Theft Protection
Protecting yourself from identity theft involves proactive measures such as monitoring your financial statements, using strong passwords, and being cautious with personal information. If you suspect identity theft, it’s essential to act swiftly to minimize potential damage.
Consumer Complaint Resolution
When disputes arise with companies, knowing how to file complaints can lead to satisfactory resolutions. Agencies like the Federal Trade Commission offer avenues for consumers to report issues and seek assistance.
How Consumer Rights Law Firm PLLC Can Assist you with Daniel J. Horwitz APC Calls
At Consumer Rights Law Firm PLLC, we are committed to protecting consumers from unfair practices. Our services include:
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Legal Representation: Advocating on your behalf in cases of debt collection harassment and credit reporting errors.
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Financial Counseling: Providing guidance on managing debts and understanding your credit rights.
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Identity Theft Recovery: Assisting you in navigating the complexities of identity theft and restoring your financial standing.
Our experienced team works to uphold your rights and protect your financial well-being.
Contact Us: For personalized assistance with Daniel J. Horwitz APC, call us at 877-700-5790 or reach out online for a free consultation.
Note: This article is for informational purposes only and should not be considered legal advice. Consult us directly for guidance specific to your situation.