C2C Resources Phone Harassment?
*Is C2C Resources (C2C) calling you?*Stop C2C Resources phone harassment. Do they threaten to take legal action or garnish your wages?
Are they calling you at all hours or several times a day? Have they reached out to your family or neighbors, disclosing information about your debt? Using threats or sending abusive emails to pressure you into payments is not only unethical—it’s illegal.
If so what they are doing is illegal and needs to stop. You have the legal right to stop C2C phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a process where a third-party agency, known as a collection agency, collects unpaid debts on behalf of a creditor. This process can be complex and involves various federal laws, including the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which regulate the behavior of debt collectors and credit reporting agencies. Understanding these laws is crucial for both debt collectors and consumers to ensure fair debt collection practices. Collection agencies have specific legal obligations under the FDCPA and FCRA to protect consumer rights and ensure transparent communication. These laws are designed to protect consumers from abusive practices and ensure that debt collection is conducted in a fair and transparent manner.
Is C2C Resources a Scam?
According to the Better Business Bureau website, C2C Resources has been in business for 17 years. BBB Business Profiles are essential for evaluating the credibility and trustworthiness of companies, as they contain important reviews and complaints. There have been 8 complaints filed against C2C with the BBB. Understanding the complaint information, including the nature and context of these complaints, is crucial for making informed decisions about the business.
🔗C2C Resources Better Business Bureau
Who is C2C Resources?
C2C Resources is third party debt collector located in Atlanta, Georgia. C2C has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics, with representatives attempting to intimidate clients into paying money through fear or confusion.
📌Address: 56 Perimeter Ctr E Ste 100, Atlanta, GA 30346-2214
📞Phone: (678) 495-0050
C2C Resources Collection Tactics
If C2C Resources engages in any of the following tactics, you may have a case:
- ✅Using profanity or abusive language
- ✅Calling you before 8:00 a.m. or after 9:00 p.m.
- ✅Calling you multiple times per week
- ✅Talking to others about your debt
- ✅Calling your workplace
- ✅Threatening to sue you, harm you, or destroy your credit
- ✅Telling you or anyone else that you’ve committed a crime
- ✅Calling repeatedly for the wrong person
- ✅Failing to notify you of your right to dispute the debt
- ✅Trying to collect more than legally allowed
- ✅Using threatening language in their communications
- ✅Contacting you repeatedly despite requests to stop and failing to document communications
C2C Resources Phone Numbers
from any of the following numbers?
📱678-495-0050,
📱866-495-0050,
- If the answer is yes, then you are being called by a known C2C number. You may be a victim of C2C phone harassment. The list above is not all the numbers that C2C uses. The calls can be from a different number and it still be C2C Resources calling you. If you are receiving calls from these numbers, you could be experiencing harassment and should take immediate action. Contact our office right away so we can start the process to stop C2C from calling you illegally. Above all, no one should live with harassment!
Understanding Fair Debt Collection Practices
The FDCPA prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. This includes making false or misleading representations, using threatening or harassing language, and making excessive phone calls. Debt collectors must also provide consumers with certain information, such as the amount of the debt and the name of the creditor, and must cease communication upon request. Disputes often arise when debtors question the validity of the debt, leading to legal issues and aggressive communication from collection agencies. The FCRA, on the other hand, regulates the accuracy of information reported on credit reports and provides consumers with the right to dispute inaccurate information. By understanding these regulations, consumers can better protect themselves from unfair debt collection practices.
Understanding Debt Collection Laws
Debt collection laws, such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), are in place to protect consumers from abusive and deceptive practices by debt collectors. The FDCPA regulates the behavior of debt collectors, prohibiting actions such as harassment, threatening language, and false or misleading information. The FCRA, on the other hand, ensures the accuracy of information reported on credit reports. Understanding these laws is crucial for consumers to know their rights and protect themselves from unfair debt collection practices. The Better Business Bureau (BBB) also plays a role in regulating debt collection companies, providing consumers with a platform to file complaints and report deceptive practices.
Consumer Rights
Consumers have several rights when dealing with debt collectors, including the right to dispute debts, the right to request verification of debts, and the right to cease communication. Consumers also have the right to sue debt collectors for violating the FDCPA or FCRA. Responding to incidents of harassment promptly and effectively is crucial for protecting your rights. It is essential for consumers to understand these rights and to know how to exercise them. The Better Business Bureau (BBB) and other consumer protection agencies can provide support and guidance to consumers who are being harassed or abused by debt collectors. Knowing your rights can empower you to take action and protect yourself from unfair practices.
Credit Score Impact
Having a collection account listed on a credit report can significantly lower a consumer’s credit score. Failing to address this issue can negatively impact an individual’s financial standing, leading to significant legal or financial repercussions. This can make it difficult for consumers to obtain credit or loans in the future. However, consumers can dispute inaccurate information on their credit reports and can work with debt collectors to resolve debts and improve their credit scores. Credit reporting agencies, such as Equifax, Experian, and TransUnion, are responsible for ensuring the accuracy of information on credit reports. By actively managing your credit report and addressing any inaccuracies, you can mitigate the negative impact of a collection account on your credit score.
Dealing with Harassment
Dealing with harassment from debt collectors can be stressful and overwhelming. However, consumers have the right to be treated with respect and dignity. If a debt collector is using threatening language, making excessive phone calls, or engaging in other forms of harassment, consumers can take action. They can contact the debt collector and request that the harassment stop, or they can file a complaint with the BBB or the Federal Trade Commission (FTC). Consumers can also seek the help of a law firm or an attorney who specializes in debt collection cases. It’s essential to keep a record of all interactions with the debt collector, including dates, times, and details of conversations.
Reporting Incidents
If a consumer is being harassed or abused by a debt collector, they should report the incident to the relevant authorities, such as the Federal Trade Commission (FTC) or the (CFPB). Consumers can also file complaints with the BBB or other consumer protection agencies. It is essential to keep a record of all communication with debt collectors, including phone calls, letters, emails, and messages, as this can be used as evidence in case of a dispute. Documenting harassing messages is particularly important, as these can highlight abusive behavior and support formal complaints. By understanding their rights and knowing how to report incidents, consumers can protect themselves from abusive debt collection practices and maintain a positive credit score.
Common Questions
Is C2C a scam❓
No, C2C Resources has been in business for 17 years.
Can C2C Resources garnish my wages❓
Yes, C2C can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can C2C sue me❓
Yes, C2C can sue you so long as the debt is within the statute of limitations
Can C2C report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report. For example, if there are any violations such as incorrect reporting or email harassment, these instances can be disputed.
Can C2C arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Can C2C verify the debt with the original creditor❓
Yes, it is important to verify the accuracy of the debt with both the collection agency and the original creditor, especially if there are any discrepancies on your credit report.
The following is a sample filed against C2C Resources in the past and can be found on Pacer.org.
✔️ 1:18-cv-02883-AT Carter v. C2C Resources
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the C2C Resources harassment. Our office has been assisting consumers since 2010. We are dedicated to providing legal assistance to victims of aggressive collection practices, helping them reclaim their rights and recover funds. We have an A+ rating with the Better Business Bureau.
🔗Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from C2C Resources. call us at 855-385-8182 for immediate assistance or visit our website.
Success Stories
“I had a medical collections company calling my number, looking for someone I had never heard of. They kept calling, even tho I told them they had the wrong number. Consumer Rights Law Firm took my case & got them to stop calling, plus they got a monetary settlement for me. I am so appreciative of the help they gave me – Teresa T”
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again, thanks for all your help. – Raven Hooker”
“I highly recommend this firm! They stayed on top of the case and myself. I’m sure they had a lot of cases, but always treated me as a priority, and I truly appreciate that!!! – Sylvester Boyd”
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