Bureau of Account Management Phone Harassment?
Are you receiving frequent calls from the Bureau of Account Management (BAM)? Are they threatening legal action, wage garnishment, or contacting your family and neighbors about your debt? If so, you may be experiencing illegal phone harassment. Debt collectors, including BAM, must follow the Fair Debt Collection Practices Act (FDCPA). Violations could make you eligible for up to $1,000 in statutory damages and attorney fees.
It’s important to contact experienced consumer protection attorneys if you’re being harassed.
Is the Bureau of Account Management a Scam?
According to the Better Business Bureau website, the Bureau of Account Management has been in business for 22 years. There have been 7 complaints filed against BAM with the BBB.
🔗 Bureau of Account Management Better Business Bureau
Who is the Bureau of Account Management?
| Information | Details |
|---|---|
| Name/Abbreviations | BAM, BAM Agency, BAM Medical, Bureau of Account Mgmt., Bur of Acct, BAM Online |
| Location | 3607 Rosemont Ave Ste 501, Camp Hill, PA 17011-6998 |
| Phone | (717) 214-3017 |
| Type | Third-party debt collector |
| Years in Business | 22 years |
| BBB Complaints | 12 complaints in the last three years (2023–2025) |
Bureau of Account Management Collection Tactics
Bureau of Account Management is a collection agency that engages in account management practices to collect debts. The company uses various tactics, including telephone calls and letters, to contact consumers and collect debts. However, some consumers have reported that the company’s tactics are abusive and violate the FDCPA. Consumers who have been contacted by the Bureau of Account Management should be aware of their rights and the prohibited debt collection practices under the FDCPA.
The Federal Trade Commission is a reliable source that offers detailed information about fair debt collection practices, emphasizing the importance of understanding your rights and protections when dealing with debt collectors.
BAM vs. FDCPA: What’s Legal vs. Illegal in 2026
| Practice | Allowed | Illegal (Violates FDCPA) |
|---|---|---|
| Calling reasonable hours (8am–9pm) | Yes | Calling before 8am / after 9pm |
| Verifying debt when requested | Yes | Refusing to provide verification |
| Reporting accurate debt to credit bureaus | Yes(with correct info) | Reporting false/inaccurate debts |
| Sending periodic mail notices | Yes | Excessive calls/harassing behavior |
| Collecting debt with proper documentation | Yes | Misrepresenting amount owed or source |
| Contacting consumer (not employer/work) | Yes | Contacting family, neighbors about debt |
| Reminding about a balance | Yes | Threatening arrest/jail for debt |
| Providing consumer rights info | Yes | Failing to disclose rights |
Bureau of Account Management Phone Numbers
- 📲 717-214-3017
- 📲 (717) 214-3017
- 📲 7172143017
If the answer is yes, then you are receiving calls from a known BAM number. You may be a victim of BAM phone harassment. In addition to phone calls, debt collectors may also contact you through mail. The list above is not all the numbers that BAM uses. The calls can be from a different number, and it still may be the Bureau of Account Management calling you. Contact our office right away so we can start the process to stop BAM from calling you illegally. Above all, no one should live with harassment
Consumer Rights and Protections in 2026
Consumers have several rights and protections under the FDCPA, including:
- The right to dispute the debt and request verification
- The right to stop debt collectors from contacting them
- The right to sue debt collectors for violating the FDCPA
- The right to seek additional information about the debt
Seeking legal assistance for debt collection harassment may come at no cost to consumers. It’s important they understand their rights and take steps to shield themselves from abusive collection tactics.
Reporting Harassment & Seeking Help!
Consumers who experience harassment by debt collectors should keep a record of the incidents, including dates, times, and details of the conversations. This information can be used to dispute the debt or file a complaint with the Better Business Bureau or a government agency.
Consumers can also contact an attorney to discuss their options and seek legal advice. Keeping a record of the incidents and gathering evidence can help consumers build a strong case against the debt collector.
Complaints Against Bureau of Account Management
The following is a sample list of complaints filed against the Bureau of Account Management in the past year and can be found on pacer.gov.
- 🔗1:10-cv-10358-PBS Paul v. Bureau of Account Management
- 🔗2:12-cv-04252-SD Cannon v. Bureau of Account Management
- 🔗2:14-cv-05236-RB Rumer v. Bureau of Account Management
- 🔗1:14-cv-01749-JEJ King v. Bureau of Account Management
Conclusion and Next Steps
In conclusion, harassment by debt collectors is a serious issue that can cause significant harm to consumers. It is essential to understand your rights and seek help and support if you are being harassed. By knowing the role of a collection agency, the debt collection process, and how to seek help and support, you can protect yourself from abusive debt collection practices. If you are being harassed by a debt collector, take action today and contact a consumer protection attorney or a government agency for assistance. Remember, you have the right to fair debt collection practices, and there are laws in place to protect you from abusive debt collectors.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Bureau of Account Management harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. If a debt collector violates the FDCPA, they may be responsible for not only the damages awarded to the plaintiff but also for paying the plaintiff’s lawyer fees and costs.
🔗 Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from the Bureau of Account Management, call us at 📲 (877)700-5790 for immediate assistance or visit our website at Consumer Rights Law Firm, PLLC.
Success Stories
“I had a medical collections company calling my number, looking for someone I had never heard of. They kept calling, even though I told them they had the wrong number. Consumer Rights Law Firm took my case & got them to stop calling, plus they got a monetary settlement for me. I am so appreciative of the help they gave me – Teresa T”
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again, thanks for all your help. – Raven Hooker”
“I highly recommend this firm! They stayed on top of the case and myself. I’m sure they had a lot of cases but always treated me as a priority and I truly appreciate that!!! – Sylvester Boyd”
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FAQs
Is BAM a scam?
No, the Bureau of Account Management has been in business for 22 years.
Can the Bureau of Account Management garnish my wages?
Yes, BAM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can BAM sue me?
Yes, BAM can sue you so long as the debt is within the statute of limitations. Even if you dispute the debt with the collection agency, the original creditor may still take legal action to recover the debt. It is advisable to keep thorough records of any correspondence and interactions with debt collectors, as these records can be crucial for disputing debts or seeking legal advice.
Can BAM report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can BAM arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts, such as unpaid child support or traffic tickets.
Why is Bureau of Account Management (BAM) calling me?
BAM usually calls because they are attempting to collect a debt they believe you owe. These calls may relate to medical, utility, or consumer debt, but they must follow federal debt collection laws.
Can I stop Bureau of Account Management phone harassment?
Yes. You can request debt validation, send a cease-and-desist letter, and take legal action if BAM violates the Fair Debt Collection Practices Act (FDCPA).
