Bridgeport Financial Debt Collection Harassment❓
Is Bridgeport Financial harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Bridgeport Financial debt collection harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to compliance with both federal and state laws when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. Debt collectors cannot disclose information about a debtor’s financial situation to unauthorized third parties. The law allows consumers who have been victims of harassment from to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. State law can offer additional protections to consumers.
Introduction to Debt Collection
Debt collection is the process by which debt collectors attempt to recover debts from consumers who have failed to pay their debts. Debt collection agencies, also known as debt collectors, use various methods to collect debts, including phone calls, letters, and emails. However, some debt collectors may engage in illegal debt collection practices, such as harassment, threats, and intimidation, which can be stressful and overwhelming for consumers.
Is Bridgeport Financial a Scam?
According to the Better Business Bureau website, They have been in business since 1994. There have been 6 complaints closed in the last 3 years and 1 complaint closed out in the last 12 months.
What is Bridgeport Financial?
They are a full service collection agency. With years of experience in the collection industry, revenue recovery is the core business of Bridgeport Financial, Inc. It offers credit reporting, legal services, training etc.
🏛️ Bridgeport Financial Address: 1510 Park Ave STE 200 San Jose, CA 95126-2157
🖨️ Fax: (408) 295-7077
Bridgeport Financial Phone Harassment Examples
If they engage in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
These actions are a violation of the FDCPA.
Recognizing Harassment
Harassment by Bridgeport Financial debt collectors can take many forms, including excessive phone calls, threats, intimidation, and abusive language. Consumers who are being harassed by debt collectors should know their rights and take action to stop the harassment. The Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) are federal laws that protect consumers from unfair debt collection practices and harassment.
Knowing Your Rights
Consumers have the right to be treated fairly and respectfully by Bridgeport Financial debt collectors. They have the right to dispute a debt, request verification of a debt, and stop debt collectors from contacting them. Consumers also have the right to sue debt collectors who engage in illegal debt collection practices, such as harassment, threats, and intimidation. The Federal Trade Commission (FTC) and state laws also provide protections for consumers against unfair debt collection practices.
Dealing with Debt Collectors
Dealing with debt collectors can be stressful and overwhelming, but consumers have options. They can contact a law firm that specializes in debt collection harassment, such as The Wood Law Firm, to help them stop the harassment and protect their rights. Consumers can also file complaints with regulatory agencies, such as the FTC, and report any violations of the FDCPA or TCPA. By knowing their rights and taking action, consumers can stop debt collectors from harassing them and protect their credit report and reputation.
The following is a sample list of complaints filed against Bridgeport Financial and can be found on Pacer.gov.
- 📋 5:20-cv-00329-BLF Calhoun v.
- 📋 8:19-cv-02010-DOC-DFM Erica DeRosa v.
- 📋 5:15-cv-05652-RMW Vancleave v.
- 📋 4:15-cv-04090-HSG Drummer v.
- 📋 4:13-cv-04748-PJH Widmer v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm has the resources to help consumers fight against debt collection harassment. Rather than suffer alone, contact our office to begin the process to stop them. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Bridgeport Financial, call us at for immediate assistance or visit our website.
Success Stories
- 🏆 I was getting daily phone calls from a debt collection agency that wouldn’t take “stop” for an answer. The constant harassment was affecting my sleep, work, and peace of mind. I found Consumer Rights Law Firm, PLLC through a quick online search, and they responded right away. They explained my rights clearly, walked me through the process, and even handled all communication with the collectors. Within a few weeks, the calls stopped—and I was awarded compensation! I didn’t pay a penny out of pocket. I’m beyond grateful and would absolutely recommend them.
- 🏆 From the moment I contacted Consumer Rights Law Firm, I felt heard and supported. The attorney assigned to my case listened to my experience and assured me that the law was on my side. They knew exactly what to do and handled everything efficiently. Not only did the harassment stop, but I also received a settlement check under the FDCPA. It’s rare to find legal help that’s both effective and compassionate—but this firm has both. I’d trust them again in a heartbeat.
- 🏆 I was bombarded with aggressive calls from a collection agency that didn’t respect any boundaries. Consumer Rights Law Firm, PLLC helped me file a claim under the FDCPA. They didn’t just stop the harassment—they helped me understand my legal rights and made sure I received the compensation I deserved. I didn’t even have to go to court. Their team was always available to answer my questions and kept me updated every step of the way. I highly recommend them to anyone dealing with similar issues.
FAQs
Who do Bridgeport Financial collect for?
Bridgeport Financial collects debts primarily for insurance companies, commercial businesses, and financial institutions. They specialize in commercial debt recovery services.
Can I sue a debt collector for emotional distress?
Yes, you may be able to sue a Bridgeport Financial debt collector for emotional distress if their actions were abusive or violated the FDCPA. Consult a consumer rights attorney to evaluate your case.
What should I do if Bridgeport Financial debt collector contacts me?
If Bridgeport Financial contacts you, don’t engage immediately, document the call and avoid admitting to any debt. Contact a consumer rights attorney to understand your legal options.
How to stop harassing phone calls from Bridgeport Financial debt collectors?
You can stop harassing calls from Bridgeport Financial by sending a written cease-and-desist letter and reporting violations to the (CFPB).
Is Bridgeport Financial a scam?
Bridgeport Financial is a legitimate debt collection agency, not a scam. However, if their calls are excessive or threatening, it may violate consumer protection laws.
