Debt collectors like Benuck & Rainey often exploit consumers’ lack of knowledge about debt collection laws. This can lead to harassing calls, letters, and threats that violate your rights under the FDCPA and TCPA. You don’t have to endure this, federal law protects you, and legal action can stop the harassment and even recover damages.
What is Benuck & Raineys?
Benuck & Rainey is a third-party debt collector based in New Hampshire. They handle debts for a variety of creditors, including medical providers, banks, telecom companies, and utilities.
Address: 221 Old Concord Tpke, Barrington, NH 03825-5155
Phone: (603) 868-5566
They do not own debts, they collect on behalf of the original creditor. But even legitimate agencies must follow FDCPA rules.
Benuck & Rainey Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- (603) 664-0443
- (888) 697-5566
- (603) 868-5566
If so, then you are receiving calls from a known BR number. Call us now at 877-700-5790 to find help. Benuck and Rainey collect debts for a wide range of creditors, banks, and lenders across various industries, such as financial services, healthcare, and telecommunications.
Consumer Complaints Against Benuck & Rainey
Benuck & Rainey has faced numerous complaints for:
Misreporting debt amounts to credit bureaus
Refusing to provide proper verification documents
Using threatening language in phone calls
Sending letters demanding payment for debts already paid
Real example: A Reddit user reported being called daily for two months about a debt they had already settled. After contacting a law firm, the calls stopped, and the credit report was corrected. A consumer reported that Benuck & Rainey repeatedly called about a discharged medical debt, threatening legal action. The court awarded $1,000 in FDCPA damages plus attorney fees.
How to Protect Yourself
Verify the debt: Ask for the full account number, original creditor, and payment history
Document every call: Note the date, time, and what was said
Send a written verification request: Must be done within 5 days of first contact
Send a cease-and-desist letter: Stops phone calls and emails legally
File complaints: FTC, CFPB, or your state Attorney General
Hire a law firm: Attorneys can help stop harassment, recover damages, and protect your credit
Pro tip: Never pay until you receive proper verification in writing.
Benuck & Rainy Reviews
Many users on Reddit discuss that the key takeaway is advice more than brand: “ALWAYS ask for documentation … don’t let a debt collector scare you into paying” reflects a cautionary approach to any collector, including Benuck & Rainey, especially when debt details aren’t clearly validated.
The BBB includes complaints that paint Benuck & Rainey as sometimes “rude, condescending, and unhelpful.” One consumer describes being contacted before their insurance appeal concluded, feeling double-billed for medical supplies at inflated prices.
According to SoloSuit, however, Benuck & Rainey has an A+ rating with the BBB and positions itself as a respectful, professional collection agency, although consumer experiences, especially in forums, tell a different story.
Legal watchdogs like Lemberg Law affirm Benuck & Rainey is a legitimate third-party debt collector, operating since 2004 and serving industries such as medical, financial, construction, telecom, insurance, and manufacturing. Still, they’ve faced FDCPA-related complaints for harassment and failure to properly validate
Benuck & Rainey Complaints
The following is a sample list of complaints filed against Benuck & Rainey debt collectors in the past year and can be found on Pacer.gov.
How Our Attorney Can Help Consumers?
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Benuck & Rainey debt collection harassment in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Benuck & Rainey harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Even after a debt is paid, consumers often face issues such as the debt still appearing on their credit report or complications in receiving a ‘paid in full’ letter.
If you are interested in learning more about how to prevent harassment from Benuck & Rainey debt collection agency call us at (877)700-5790 for immediate assistance or contact us now.
FAQs
Is Benuck and Rainey real?
Yes, Benuck and Rainey was a real debt collection law firm. However, many consumer complaints online, including Reddit and Quora discussions, mention Benuck and Rainey harassment calls and lawsuits related to their collection practices.
Can debt collectors harass me with constant calls?
No. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass you with repeated calls, threats, or abusive language.
Can I sue a debt collector for harassment?
Yes. If a debt collector violates your consumer rights under the FDCPA, you can sue them and potentially recover damages.
What should I do if I feel harassed by a debt collector?
Document every call or message, request written communication, and file a complaint with the CFPB or your state attorney general.
Can debt collectors call me at work?
Only if your employer allows it. Once you tell them not to contact you at work, they must stop calling your workplace.
What happens if I ignore debt collector harassment?
Ignoring harassment won’t erase the debt. The collector may escalate the matter and file a lawsuit, which could lead to a judgment against you.
What products and services did Benuck and Rainey offer?
Benuck and Rainey was a debt collection law firm that primarily focused on collecting consumer debts on behalf of creditors. Their services included debt recovery, account settlement negotiations, and filing lawsuits against consumers for unpaid balances.
What was the business model of Benuck and Rainey?
The business model of Benuck and Rainey revolved around representing creditors and financial institutions to recover overdue debts. They earned revenue by charging fees or receiving a percentage of the amounts collected, a standard practice in the debt collection industry.
