Balanced Healthcare Receivables Debt
Are you tired of harassing calls from Balanced Healthcare Receivables? You do not have to owe to get a call from a debt collectors like Balanced Healthcare Receivables. Debt collectors’ calls can come for anybody, so don’t be surprised when you get a call from Balanced Healthcare Receivables one day, talking about a debt.
There are many reasons debt collectors call; it could be about a debt they claim you owe, a deceased family member’s debt, or to ask for the contact address of a friend or family member.
Whatever debt collectors may be calling you about, it is very necessary for you to know your rights and what questions to ask incase it’s a case of Balanced Healthcare Receivables debt collection. This will help you know when Balanced Healthcare Receivables debt collection is beginning to go too far. There are federal laws that protect people from Balanced Healthcare Receivables phone harassment. The FDCPA is one of them.
The Fair Debt Collection Practices Act puts a limit on the activities of third-party debt collectors.
If you are experiencing Balanced Healthcare Receivables phone harassment, you have the right to sue them and if you win, you get paid for any damages you may have incurred and you can get up to $1,000. If you are experiencing debt collection harassment, speak with a good lawyer now on 877-700-5790.
What to do when a debt collector calls
Debt collectors’ calls are almost always unexpected. No one anticipates a debt collector’s call. More so, no one is ever prepared for Balanced Healthcare Receivables phone harassment. This is why most people are caught unaware when they get these calls.
Not having the right knowledge about what to do when you get a Balanced Healthcare Receivables debt collection call can lead you to take the wrong steps.
Below are a few things you should do when you get called by a debt collector
- Be calm: Avoid panicking. Debt collectors may sound intimidating and try to scare you. Do not be intimidated. Stay in control of your emotions. This will help you make logical decisions.
- Listen more than you speak: Debt collectors are known to use different tactics in a bid to get information from debtors. This information can be used against the debtor in the long run. When a debt collector is desperately trying to get you to divulge personal or sensitive information, do not fall for it.
- Ask questions: Ask for the name of the debt collector, the address and name of the agency, and the name of the original creditor. It is your right under the FDCPA to know these.
- Verify the debt: Ask for relevant information from the debt collector like the debt amount, date, and creditor.
- Let the debt collector know that you are aware of your rights: When you notice that the debt collector is beginning to go too far, tell them that you know your rights and will not be subject to harassment.
- Do not make any payments online
When should a debt collector not call you?
If you are or have been getting calls from a debt collector, you may have questions as to if they are actually allowed to call you and if they are, if they can call any and every time.
Debt collectors are actually allowed to call you. It is part of their job. When your original creditor gives the debt collector your delinquent account, he also hands over your details like your phone number to them. Even if the debt collector is unable to reach you on phone, they are allowed to contact any of your family or friends whose number they can lay hands on. They are not allowed to tell them about your debt but they are allowed to ask them for your number.
Now, to the question of whether debt collectors are allowed to call you at any time, the answer is no. Debt collectors are not allowed to call you at odd hours of the day. If a debt collector is calling you before 8am or after 9pm without your permission, they are on the wrong side of the law. The FDCPA kicks against calls at such a time.
Also, if you tell a debt collector that they are not allowed to call you at your workplace, they must comply. Failure to comply is a violation of the FDCPA.
Debt collectors are also not allowed to call you many times a day with the intention of infuriating and annoying you. If a debt collector is harassing you with calls, that is illegal.
Who is Balanced Healthcare Receivables?
Balanced Healthcare Receivables is a third-party debt collector located in Nashua, New Hampshire.
Contact information
Address: 164 Burke Street
Suite 201
Nashua, NH 03060
Phone: (866) 914-1659
Fax: (603) 880-3301
Is Balanced Healthcare Receivables a scam?
No, they’re a legitimate third party debt collection agency. According to the Better Business Bureau website, Balanced Healthcare Receivables has been in business since 2007. There have been 14 customer complaints filed. Find more information about them here Balanced Healthcare Receivables Better Business Bureau
The following is a sample list of complaints filed against Balanced Healthcare Receivables and can be found on Pacer.org.
6:18-cv-00813-GAP-TBS Jones v. Balanced Healthcare Receivables, LLC
2:15-cv-04183-NIQA REID v. BALANCED HEALTHCARE RECEIVABLES, LLC
1:15-cv-12733-NMG Diaz v. Balanced Healthcare Receivables, LLC
8:15-cv-01213-EAK-JSS Franco v. Balanced Healthcare Receivables, LLC
3:15-cv-00657-VLB Olivo v. Balanced Healthcare Receivables, LLC
Balanced Healthcare Receivables Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
866-914-1659, 603-881-9800, 844-265-3589
If so, you may be a victim of Balanced Healthcare Receivables debt collection harassment. Speak with us on (877)700-5790
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Balanced Healthcare Receivables. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent Balanced Healthcare Receivables debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
New Hampshire Attorney General
Consumer Financial Protection Bureau
