Automated Collection Services Phone Harassment?
*Is Automated Collection Services (ACS) calling you?*Stop Automated Collection Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACS phone harassment. If a debt collector violated the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Understanding Debt Collector Harassment
Debt collector harassment is a serious issue that can lead to personal bankruptcies, marital instability, job losses, and invasions of privacy. The Federal Trade Commission (FTC) protects debtors from debt collector harassment through the Fair Debt Collection Practices Act (FDCPA). This federal law regulates debt collection practices and prohibits debt collectors from using abusive, unfair, or deceptive practices when collecting debts. The FDCPA ensures that debt collectors cannot use tactics such as obscene or profane language, threats of violence, or repeated phone calls intended to annoy or harass. If a debt collector violates these fair debt collection practices, you have the right to take legal action against them.
Is Automated Collection Services a Scam?
According to the Better Business Bureau website, Automated Collection Services has been in business for 31 years. There have been 12 complaints filed against ACS with the BBB.
Automated Collection Services Better Business Bureau
Who is Automated Collection Services Debt Collection Agency?
Automated Collection Services is third party debt collector located in Nashville, Tennessee. ACS has been a party to a Federal Court case over 70 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Understanding federal laws is crucial as they regulate debt collection practices and provide a framework for legal actions against debt collectors.
Address: 2802 Opryland Dr.
Nashville, TN 37214-1200
Phone: (615) 361-6997
Automated Collection Services is often referred to or searched for by other names. These include:
automated collection services acsi collection acsi collections acsi group acsi collection agency acsi nashville acsi nashville tn what is acsi acsi student loan automated collection services inc asci group acsi debt collector 8664929902 automated collection acsi student loans acsi debt collection automated collections acsi collection agency student loans 2802 opryland drive nashville tn acsi inc acsi phone number zulily reviews bbb collection agency nashville tn collection agencies in nashville tn automated debt collection calls my acsi account 8664929902 acsi collection my acsi acsi security sprint collections agency acsi collection agency student loans acsi debt collection acsi report tn debt collection laws acsi website acsi debt collector acsi student loan lawsuit against zulily automated collection services report automated calls automated collection services inc acsi
Automated Collection Services Collection Tactics
Automated Collection Services, Inc. (ACSI) is a debt collection agency that specializes in education, healthcare, government, and financial debt. ACSI is a legitimate debt collection agency with real credentials, accredited by the Better Business Bureau (BBB) with an A+ standing. However, ACSI has received several complaints on its BBB profile and the CFPB consumer complaint database. Despite their accreditation, ACSI debt collectors must follow the FDCPA, which prohibits them from engaging in abusive or deceptive practices. Receiving calls from a debt collector can be anxiety-provoking, especially if they threaten to report you to the credit reporting bureaus or sue you for your debt. Remember, you have the right to debt validation before taking any action on a debt.
Automated Collection Services Fair Debt Collection Practices
If Automated Collection Services engages in any of the following tactics, you may have a case:
Using profanity or abusive language
Calling you before 8:00 a.m. or after 9:00 p.m.
Calling you multiple times per week
Talking to others about your debt
Calling your workplace
Threatening to sue you, harm you, or destroy your credit
Telling you or anyone else that you’ve committed a crime
Calling repeatedly for the wrong person
Failing to notify you of your right to dispute the debt
Trying to collect more than legally allowed
Automated Collection Services may attempt to collect various types of debts, including credit card debt.
Automated Collection Services Phone Numbers
615-361-6997, 800-445-1736, 615-361-8809, (615) 361-6997, (800) 445-1736, (615) 361-8809, 6153616997, 8004451736, 6153618809 615-469-2795 615-469-2796 615-469-2797 615-469-2798 615-469-2799 615-469-2800 615-469-2801 615-469-2802 615-469-2803 615-469-2804 615-469-2805 615-469-2806 615-469-2807 615-469-2808 615-469-2809 615-469-2810 615-469-2811 615-361-4816 615-366-5427 615-361-6422 615-361-6753 615-361-6997 615-361-7062 615-499-7070 615-365-7257 615-365-7258 615-365-7264 615-365-7265 615-365-7266 615-365-7267 615-365-7268 615-365-7269 615-365-7270 615-361-8158 615-361-8809 629-203-5503 629-203-5504 629-203-5505 629-203-5506 629-203-5507 629-203-5508 629-203-5509 629-203-5510 629-203-5511 629-203-5512 629-203-5513 629-203-5514 629-203-5515 629-203-5516 629-203-5517 629-203-5518 629-203-5519 629-203-5520 629-203-5521 629-203-5522 629-203-5523 629-203-5524 629-203-5525 629-203-5526 629-203-5527 629-203-5528 629-203-5529 629-203-5530 629-203-5531 629-203-5532 629-203-5533 629-203-5534 629-203-5535 629-203-5536 629-203-5537 629-203-5538 629-203-5539 629-203-5540 629-203-5541 629-203-5542 629-203-5543 629-203-5544 629-203-5545 629-203-5546 629-203-5547 629-203-5548 629-203-5549 629-203-5550 629-203-5551 629-203-5552 629-203-5553 629-203-5554 629-203-5555 629-203-5556 629-203-5557 629-203-5558 629-203-5559 629-203-5560 629-203-5561 629-203-5562 629-203-5563 629-203-5564 629-203-5565 629-203-5566 629-203-5567 629-203-5568 629-203-5569 629-203-5570 629-203-5571 629-203-5572 629-203-5573 629-203-5574 629-203-5575 629-203-5576 629-203-5577 629-203-5578 629-203-5579 629-203-5580 629-203-5581 629-203-5582 629-203-5583 629-203-5584 629-203-5585 629-203-5586 629-203-5587 629-203-5588 629-203-5589 629-203-5590 629-203-5591 629-203-5592 629-203-5593 629-203-5594 629-203-5595 629-203-5596 629-203-5597 629-203-5598 629-203-5599 629-203-5600 629-203-5601 629-203-5602 615-469-2658 615-469-2659 615-469-2660 615-469-2661 615-469-2662 615-469-2663 615-469-2664 615-469-2665 615-469-2666 615-469-2667 615-469-2668 615-469-2669 615-469-2670 615-469-2671 615-469-2672 615-469-2673 615-469-2674 615-469-2675 615-469-2676 615-469-2677 615-469-2678 615-469-2679 615-469-2680 615-469-2681 615-469-2682 615-469-2683 615-469-2684 615-469-2685 615-469-2686 615-469-2687 615-469-2688 615-469-2689 615-469-2690 615-469-2691 615-469-2692 615-469-2693 615-469-2694 615-469-2695 615-469-2696 615-469-2697 615-469-2698 615-469-2699 615-469-2700 615-469-2701 615-469-2702 615-469-2703 615-469-2704 615-469-2705 615-469-2706 615-469-2707 615-469-2708 615-469-2709 615-469-2710 615-469-2711 615-469-2712 615-469-2713 615-469-2714 615-469-2715 615-469-2716 615-469-2717 615-469-2718 615-469-2719 615-469-2720 615-469-2721 615-469-2722 615-469-2723 615-469-2724 615-469-2725 615-469-2726 615-469-2727 615-469-2728 615-469-2729 615-469-2730 615-469-2731 615-469-2732 615-469-2733 615-469-2734 615-469-2735 615-469-2736 615-469-2737 615-469-2738 615-469-2739 615-469-2740 615-469-2741 615-469-2742 615-469-2743 615-469-2744 615-469-2745 615-469-2746 615-469-2747 615-469-2748 615-469-2749 615-469-2750 615-469-2751 615-469-2752 615-469-2753 615-469-2754 615-469-2755 615-469-2756 615-469-2757 615-469-2758 615-469-2759 615-469-2760 615-469-2761 615-469-2762 615-469-2763 615-469-2764 615-469-2765 615-469-2766 615-469-2767 615-469-2768 615-469-2769 615-469-2770 615-469-2771 615-469-2772 615-469-2773 615-469-2774 615-469-2775 615-469-2776 615-469-2777 615-469-2778 615-469-2779 615-469-2780 615-469-2781 615-469-2782 615-469-2783 615-469-2784 615-469-2785 615-469-2786 615-469-2787 615-469-2788 615-469-2789 615-469-2790 615-469-2791 615-469-2792 615-469-2793 615-469-2794 615-733-4639 615-690-1816 615-467-1817 615-690-1817 615-467-1818 615-690-1818 615-467-1819 615-690-1819 615-467-1820 615-690-1820 615-467-1821 615-690-1821 615-467-1822 615-690-1822 615-467-1823 615-690-1823 615-690-1824 615-690-1825 615-690-1826 615-690-1827 615-690-1828 615-690-1829 615-690-1830 615-690-1831 615-690-1832 615-690-1833 615-690-1834 615-690-1835 615-690-1836 615-690-1837 615-690-1838 615-690-1839 615-690-1840 615-690-1841 615-690-1842 615-690-1843 615-690-1844 615-690-1845 615-690-1846 615-690-1847 615-690-1848 615-690-1849 615-690-1850 615-690-1851 615-690-1852 615-690-1853 615-690-1854 615-690-1855 615-690-1856 615-690-1857 615-690-1858 615-690-1859 615-690-1860 615-690-1861 615-690-1862 615-690-1863 615-690-1864 615-690-1865 615-690-1866 615-690-1867 615-690-1868 615-690-1869 615-690-1870 615-690-1871 615-690-1872 615-690-1873 615-690-1874 615-690-1875 615-690-1876 615-690-1877 615-690-1878 615-690-1879 615-690-1880 615-690-1881 615-690-1882 615-690-1883 615-690-1884 615-690-1885 615-690-1886 615-690-1887 615-690-1888 615-690-1889 615-690-1890 615-690-1891 615-690-1892 615-690-1893 615-690-1894 615-690-1895 615-690-1896 615-690-1897 615-690-1898 615-690-1899 615-469-2612 615-469-2613 615-469-2614 615-469-2615 615-469-2616 615-469-2617 615-469-2618 615-469-2619 615-469-2620 615-469-2621 615-469-2622 615-469-2623 615-469-2624 615-469-2625 615-469-2626 615-469-2627 615-469-2628 615-469-2629 615-469-2630 615-469-2631 615-469-2632 615-469-2633 615-469-2634 615-469-2635 615-469-2636 615-469-2637 615-469-2638 615-469-2639 615-469-2640 615-469-2641 615-469-2642 615-469-2643 615-469-2644 615-469-2645 615-469-2646 615-469-2647 615-469-2648 615-469-2649 615-469-2650 615-469-2651 615-469-2652 615-469-2653 615-469-2654 615-469-2655 615-469-2656 615-469-2657 615-724-0045 615-844-0159 615-844-0160 615-844-0161 615-844-0162 615-844-0163 615-844-0164 615-844-0165 615-844-0166 615-844-0167 615-844-0168 615-844-0169 615-844-0170 615-844-0171 615-844-0172 615-844-0173 615-844-0174 615-850-1030 615-690-1600 615-690-1601 615-690-1602 615-690-1603 615-690-1604 615-690-1605 615-690-1606 615-690-1607 615-690-1608 615-690-1609 615-690-1610 615-690-1611 615-690-1612 615-690-1613 615-690-1614 615-690-1615 615-690-1616 615-690-1617 615-690-1618 615-690-1619 615-690-1620 615-690-1621 615-690-1622 615-690-1623 615-690-1624 615-690-1625 615-690-1626 615-690-1627 615-690-1628 615-690-1629 615-690-1630 615-690-1631 615-690-1632 615-690-1633 615-690-1634 615-690-1635 615-690-1636 615-690-1637 615-690-1638 615-690-1639 615-690-1640 615-690-1641 615-690-1642 615-690-1643 615-690-1644 615-690-1645 615-690-1646 615-690-1647 615-690-1648 615-690-1649 615-690-1650 615-690-1651 615-690-1652 615-690-1653 615-690-1654 615-690-1655 615-690-1656 615-690-1657 615-690-1658 615-690-1659 615-690-1660 615-690-1661 615-690-1662 615-690-1663 615-690-1664 615-690-1665 615-690-1666 615-690-1667 615-690-1668 615-690-1669 615-690-1670 615-690-1671 615-690-1672 615-690-1673 615-690-1674 615-690-1675 615-690-1676 615-690-1677 615-690-1678 615-690-1679 615-690-1680 615-690-1681 615-690-1682 615-690-1683 615-690-1684 615-690-1685 615-690-1686 615-690-1687 615-690-1688 615-690-1689 615-690-1690 615-690-1691 615-690-1692 615-690-1693 615-690-1694 615-690-1695 615-690-1696 615-690-1697 615-690-1698 615-690-1699 615-690-1800 615-690-1801 615-690-1802 615-690-1803 615-690-1804 615-690-1805 615-690-1806 615-690-1807 615-690-1808 615-690-1809 615-690-1810 615-690-1811 615-467-1812 615-690-1812 615-467-1813 615-690-1813 615-467-1814 615-690-1814 615-467-1815 615-690-1815 615-467-1816
If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment. The list above is not all the numbers that ACS uses. The calls can be from a different number and it still be Automated Collection Services calling you. Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!
Resolving Debt with Automated Collection Services, Inc.
To resolve debt with ACSI, you can take several steps to protect your rights and ensure fair treatment. First, make ACSI validate the debt by sending a written notice within five days, providing details of the debt they are claiming. This step is crucial as it ensures that the debt is legitimate and accurately reported. If you receive a debt lawsuit, respond by drafting and filing an Answer into the case to avoid a default judgment. Additionally, consider settling your debt with ACSI by offering a portion of the total amount due, usually at least 60% of the debt’s value. Using a debt validation letter can also be an effective way to verify the debt and stop ACSI from contacting you.
Stopping Debt Collector Harassment
To stop debt collector harassment, you can take several proactive steps. Write a letter to the debt collector requesting them to stop contacting you, using sample letter language to ensure the letter is effective. Document all contact and creditor harassment to build a case against the debt collector. If the harassment continues, file a complaint with the FTC and the CFPB. In extreme cases of debt collector harassment, consider suing the debt collector to seek damages and stop the abusive practices. By taking these steps, you can protect yourself from debt collector harassment and ensure your rights are upheld.
Common Questions
Is ACS a scam? No, Automated Collection Services has been in business for 31 years.
Can ACS garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Additionally, they can obtain a court order to garnish funds from your bank account.
Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations
Can ACS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Automated Collection Services in the past and can be found on Pacer.org.
2:08-cv-02228-ECV Hardy et al v. Automated Collection Services
1:11-cv-03103-LTB Oldacre v. Automated Collection Services
1:13-cv-01714-RPM Witt v. Automated Collection Services
1:10-cv-00063-TWT Hall v. Automated Collection Services
1:14-cv-01212-CAP Powell v. Automated Collection Services
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Automated Collection Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. We can also help with issues related to credit reporting company practices and ensure your rights are protected.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Automated Collection Services, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
Conclusion: Protecting Your Rights
Dealing with debt collectors can be intimidating, but knowing your rights and having a strategy can make the process more manageable. Always remember to document every interaction, verify the debt, respond to any pending lawsuits, and consider debt settlement. If you’re being harassed by a debt collector, don’t hesitate to reach out to the FTC, CFPB, or your state’s attorney general’s office for help. By understanding your rights and taking action, you can protect yourself from debt collector harassment and resolve your debt in a fair and legal manner.
