Associated Creditors Exchange Phone Harassment?
Is Associated Creditors Exchange (ACE) calling you? Stop Associated Creditors Exchange phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACE phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Associated Creditors Exchange Better Business Bureau a Scam?
According to the Better Business Bureau website, Associated Creditors Exchange has been in business for 51 years.
The Better Business Bureau page is provided for informational purposes only and does not indicate any relationship between our law group and Associated Creditors Exchange.
Associated Creditors Exchange Better Business Bureau
Who is Associated Creditors Exchange in Phoenix?
Associated Creditors Exchange is third party debt collector located in Phoenix, AZ. ACE has been a party to a Federal Court case over 65 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Phoenix, AZ
Phone: (602) 222-2400
Associated Creditors Exchange Collection Tactics
If Associated Creditors Exchange engages in any of the following tactics, you may have a case:
Associated Creditors Exchange Phone Numbers
602-222-2400, 800-280-3800, (602) 222-2400, (800) 280-3800, 6022222400, 8002803800
If the answer is yes, then you are receiving calls from a known ACE number. You may be a victim of ACE phone harassment. The list above is not all the numbers that ACE uses. The calls can be from a different number and it still be Associated Creditors Exchange calling you. Contact our office right away so we can start the process to stop ACE from calling you illegally. Above all, no one should live with harassment!
Protecting Your Rights
When you’re contacted by Associated Creditors Exchange or any creditors exchange company, it’s important to remember that you have rights as a consumer. As the site owner of your own financial information, you should be aware of the process these businesses follow and the protections available to you. The Better Business Bureau (BBB) is a valuable resource for checking the reputation of any business, including those based in Phoenix, AZ, like Associated Creditors Exchange. The BBB’s website offers guidance on how to handle debt collection and what to do if you feel your rights are being violated.
Protecting your rights starts with understanding the process. You have the right to request written validation of any debt, dispute inaccurate information, and negotiate payment terms that work for you. It’s also your right to keep your personal and financial data secure—never share sensitive information unless you’re certain you’re dealing with a legitimate business. If you’re worried about your online security, make sure your IP address and personal details are protected when communicating through any website or digital platform.
Our team is here to help you navigate these challenges. We work with people every day to ensure their rights are respected and that they’re not subjected to unfair or illegal practices. Whether you’re dealing with blocked access to your accounts or need help understanding your options, we can guide you through each step of the process. We take the time to explain your rights, answer your questions, and provide the support you need to make informed decisions.
Don’t let creditors exchange companies take control of your financial future. By working with experienced professionals, you can protect your rights, avoid common pitfalls, and regain peace of mind. Visit our website for more information, or reach out to our team for personalized assistance. Remember, you have the power to protect yourself and your financial well-being—take the first step today.
Common Questions
Is ACE a scam? No, Associated Creditors Exchange has been in business for 51 years.
Can Associated Creditors Exchange garnish my wages? Yes, ACE can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACE sue me? Yes, ACE can sue you so long as the debt is within the statute of limitations
Can ACE report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACE arrest me?
What should I do if I am blocked from accessing an Associated Creditors Exchange online resource? Sometimes, security measures or firewalls may block your access to certain pages. If you are blocked, try clearing your browser cache or disabling VPNs, and check if your IP address has been restricted.
The following is a sample list of complaints filed against Associated Creditors Exchange in the past and can be found on Pacer.org.
2:11-cv-04116-FFM Odest Riley v. Associated Creditors Exchange
3:10-cv-00828-JM-RBB Abad v. Associated Creditors Exchange
3:93-cv-02324-AVC Haydu v. Associated Creditors
1:94-cv-00183-DAE Hosino v. Associated Creditors, et al
1:12-cv-00137-LMB Shears v. Associated Creditors Exchange
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Associated Creditors Exchange harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Associated Creditors Exchange call us at
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”