Asset Acceptance Debt Collection Harassment? Stop the Calls!

Table of Contents

Asset Acceptance Debt Collection Harassment

Tired of Asset Acceptance Debt Collection Harassment? Wish there was a way to make the calls stop? Is Asset Acceptance constantly calling and harassing you? Does your phone ring every day, several times per day, because Asset Acceptance is calling you to demand payment? Threatening you with legal action? Has Asset Acceptance ever used abusive or profane language when speaking with you on the phone? If so, Asset Acceptance may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.


Is Asset Acceptance a scam?

According to the Better Business Bureau website, Asset Acceptance has been in business since 1994. There have been 22 complaints closed in the last 3 years and 3 complaints closed out in the last 12 months.

Asset Acceptance Better Business Bureau


Who is Asset Acceptance? 

Asset Acceptance is third party debt collector located in Warren, Michigan. They have been a party to over 5,400 federal cases based on their issuance of credit and collection of debts incurred on their credit cards, with more than 100 cases filed in 2018.  A recent Federal Court cases alleges that Asset Acceptance attempted to illegally collect debts that were barred by statute.

Address: 320 E Big Beaver Rd Ste 300
Troy, MI 48083-1238
Phone: (586) 939-9600
Fax: (877) 991-3462 & (847) 925-2050

Asset Acceptance is often referred to or searched for by other names. These include:

asset acceptance llc
asset acceptance
asset acceptance complaints
asset acceptance lawsuit
asset acceptance corp
aacc debt collection
asset acceptance, llc
assett acceptance
asset acceptance capital corp
asset acceptance corporation
acceptance llc
asset acceptance class settlement
asset acceptance llc address
asset acceptance llc warren mi
capital acceptance corp
aacc debt collection
acceptance capital
asset acceptance warren mi
legal capital corp
aacc phone number
encore capital group warren mi
encore automotive acceptance corp
credit acceptance subsidiaries
wamu asset acceptance corp
asset acceptance phone number
asset acceptance llc phone number
asset acceptance address
wamu asset acceptance corp


Asset Acceptance Debt Collection Harassment Tactics

If Asset Acceptance engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times

Asset Acceptance Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

800-545-9931, 800-505-5166.

If so, you may be a victim of Asset Acceptance debt collection harassment. The list above is not all the numbers that Asset Acceptance uses. Also, calls can be from a different numbers and it still be Asset Acceptance calling you.  Contact our office right away so we can start the process to stop Asset Acceptance from calling you illegally. Above all, no one should live with harassment.


Common Questions:

Is Asset Acceptance a scam? No, Asset Acceptance has been in business since 1994.

Can Asset Acceptance seize my property? Asset Acceptance can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Asset Acceptance sue me? Yes, Asset Acceptance can sue you so long as the debt is within the statute of limitations.

Can Asset Acceptance report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Asset Acceptance arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Asset Acceptance and can be found on Pacer.org.

5:19-cv-00325-DAE-HJB Oliva et al v. Asset Acceptance Capital Corp.

1:19-cv-01738 Simonovic v. Midland Credit Management, Inc. et al

2:19-cv-00271-RSM Steiner v. Asset Acceptance, LLC

3:19-cv-05091-RJB Andrews v. Asset Acceptance LLC

1:18-cv-06464-KAM-RML Centeno v. Asset Acceptance, LLC et al



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Asset Acceptance debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau


If you are interested in learning more about how to safeguard yourself and prevent Asset Acceptance debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”


Check out a links below for more information:


Michigan Attorney General

Consumer Financial Protection Bureau

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.

All Posts