Aspire Resources Inc. Debt Collection Harassment?
Is Aspire Resources Inc. harassing you?
When a debt collector calls, it is important to know your rights. A collection agency is a third-party debt collector assigned to pursue and recover debts on behalf of lenders or creditors.
Debt collectors call people for different reasons; to discuss your debt, to tell you about your debt status, or to request for the number or address of a family member or friend who is in debt.
It is best to settle a debt before it finds its way into the hands of a third party debt collector by discussing payment options with your creditor, but if that is not possible, you should remember that you have rights that must be respected throughout the process of debt collection. Debt collectors are brought in when a debt has been left unpaid for a long time. This is why many people are thrown into a state of shock and panic when a debt collector calls them, they may even have forgotten about the debt in question.
While financial management is very important, we can not rule out the fact that people will get into tough financial situations once in a while. As they seek to pay their debts, the last thing they need is a debt collector making life more difficult for them. If a debt collector is harassing you, we can help you. Call us now on 877-700-5790 to discuss your options and get access to free legal assistance.
The FDCPA
The Fair Debt Collection Practices Act is a federal law that guides and regulates the activities of debt collectors. It was enacted in response to the complaints of many consumers on the unfair treatments meted on them by debt collectors.
As a result of this, the FDCPA laid down certain rules which debt collectors must adhere to. Failure to adhere to these rules attracts penalties.
According to the FDCPA,
- Debt collectors should not call a person’s phones many times a day with the intent of annoying the person.
- Debt collectors should not threaten a debtor with lawsuits that they do not intend on filing.
- Debt collectors should not threaten to send a debtor to jail.
- Debt collectors should not harass people over debts they do not owe.
- They should not threaten physical harm to a debtor.
- It is illegal for debt collectors to tell any third party about a person’s debt
If a debt collector does any of the above, they are violating the FDCPA.
It must be noted, however, that the FDCPA does not apply to local debts like when you owe a shoe shop. It applies to debts that involve third-party debt collectors
Who is Aspire Resources Inc. and how do they handle federal student loans?
Aspire Resources Inc. is a third-party debt collector established in 2001. Together with its parent company, Aspire Resources Inc. provides student loan solutions to employers, lenders, secondary markets, and postsecondary institutions.
Contact Information
P O Box 65970,
West Des Moines, IA50265
Website: http://www.aspireresourcesinc.com
Phone: (855) 475-3335
Is Aspire Resources Inc. a scam?
No, Aspire Resources Inc. is an approved collection agency. Read more about them here Aspire Resources Inc. Better Business Bureau
Aspire Resources Inc. is often referred to or searched for by other names. These include:
Aspire Resources Inc. Phone Numbers
Are you receiving any harassing phone calls from the following number?
855-475-3335
If the answer is yes, then you are receiving calls from a known AR number. You may be a victim of debt collection harassment. Call us now on 877-700-5790 for further assistance.
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Aspire Resources Inc. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Common questions our clients ask about Aspire Resources Inc. and their repayment plans
Q: How do I charge a debt collection organization with harassment?
A: First of all, contact us to know if you have a valid case of telephone harassment against a debt collection agency. If you do, we will take the case up from there.
Q: Will it involve appearing in court?
A: Many harassment disputes are settled by a mutual agreement between the parties involved. Not every case goes to trial.
Q: How much will it cost?
A: The best part about working with the lawyers provided by Consumer Rights Law firm is that it is absolutely FREE! We demand nothing from you, as our legal fees will be settled by the debt collection organization charged with the debt collection harassment.
Overview of Aspire Servicing Center’s Services
Aspire Servicing Center is a dedicated student loan servicer that offers a comprehensive range of services to borrowers. As a subsidiary of Aspire Resources, Inc., which is a for-profit arm of the nonprofit organization Iowa Student Loan, the servicing center is committed to assisting borrowers with their student loans. Aspire Servicing Center handles various aspects of loan management, including customer service, payment processing, and loan counseling. They specialize in servicing student loans that are not federally held, such as private student loans owned by ISL Education Lending. This ensures that borrowers receive the support they need to manage their loans effectively.
Types of Student Loans Serviced by Aspire Servicing Center
Aspire Servicing Center provides services for a variety of student loans, ensuring that borrowers have access to the support they need regardless of the type of loan they hold. The types of student loans serviced by Aspire Servicing Center include:
- Private student loans owned by ISL Education Lending
- Parent and student loans from an Aspire affiliate
- Federally-held loans (until 2015)
- Federal Family Education Loans
- Direct student loans (until 2015)
By servicing these diverse loan types, Aspire Servicing Center helps borrowers navigate their repayment options and manage their financial obligations.
How to Make Payments to Aspire Servicing Center
Making payments to Aspire Servicing Center is straightforward and convenient, with several options available to suit different preferences. Borrowers can choose from the following payment methods:
- Online payments: Use the secure login portal to make payments quickly and easily.
- Auto-debit payments: Set up automatic payments through your online account to ensure timely payments and avoid late fees.
- Mail or fax payments: Complete the authorization form available on the website and send it via mail or fax.
- Phone payments: Contact the customer service team at 800-243-7552 to make a payment over the phone.
These flexible payment options make it easy for borrowers to stay on top of their loan payments and manage their finances effectively.
Student Loan Counseling and Support
Aspire Servicing Center is dedicated to providing comprehensive student loan counseling and support to borrowers. Their services include:
- Assistance with repayment plans: Explore different repayment options to find the one that best fits your financial situation.
- Guidance on managing debt: Receive expert advice on how to manage your debt and avoid default.
- Information on federal student loan benefits and forgiveness programs: Learn about the benefits and forgiveness programs available for federal student loans.
- Support for borrowers experiencing financial difficulties: Get the help you need if you’re facing financial challenges that make it difficult to repay your loans.
With these support services, Aspire Servicing Center aims to help borrowers successfully manage their student loans and achieve financial stability.
Understanding Your Rights as a Borrower
As a borrower, it’s important to understand your rights and responsibilities when it comes to your student loans. Aspire Servicing Center is committed to providing you with accurate and timely information about your loans, including:
- Information about your loan balance and payment history: Stay informed about your loan status and payment history.
- Options for repayment and deferment: Explore different repayment and deferment options to manage your loan payments effectively.
- Information about federal student loan benefits and forgiveness programs: Learn about the various benefits and forgiveness programs available for federal student loans.
- Support for borrowers experiencing financial difficulties: Access the support you need if you’re facing financial challenges.
By understanding your rights and the resources available to you, you can make informed decisions about your student loans and work towards financial stability.
