Tired of ARS National Phone Harassment? Wish there was a way to make the calls stop? Is ARS National Services constantly calling and harassing you? Does your phone ring every day, several times per day, because ARS National is calling you to demand payment? Threatening you with legal action? Has ARS National ever used abusive or profane language when speaking with you on the phone? If so, ARS National may be violating your legal rights. Stop the Phone Harassment. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Who is ARS National Services?ARS is a third party debt collector based in California. They have been sued in federal court over 560 times for violating consumer’s rights while collecting on alleged debts. ARS mainly collects for banks and credit cards. They are primarily a third party debt collector. Therefore this means that they collect debts that were originally owed to someone else. The Fair Debt Collection Practices Act requires ARS to collect debts in a abuse free and non-harassing manner.
Illegal Collection TacticsIf ARS National Services engages in any of the following tactics, you may have a case:
- Using profane or abusive language
- Collection agencies cannot call before 8:00am or after 9:00pm.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed