Are You Receiving Harassing Collection Calls from Bed Bath & Beyond?
Are You Receiving Harassing Collection Calls from Bed Bath & Beyond? Have you asked agents of Bed Bath & Beyond to stop calling, yet they continue to call you? Wish there was a way to make the calls stop? Congress enacted Telephone Consumer Protection Act, (TCPA) to stop harassing phone calls from companies like Bed Bath & Beyond. In many cases, the offending companies are required to pay damages to those who were being harassed. The Bed Bath & Beyond Credit Card is managed through Comenity Capital Bank.
Who is Bed Bath & Beyond?
According to Wikipedia Bed Bath & Beyond Inc. is an American chain of domestic merchandise retail stores in the United States, Puerto Rico, Canada, and Mexico. Founded in 1971, the stores sell home goods primarily for the bedroom and bathroom, as well as kitchen and dining room.
Getting called by debt collectors over your Bed Bath and Beyond credit card?
If you owe money on your Comenity Bed Bath and beyond card, then your creditor will make attempts to notify you about your debt. Creditors are the people you originally owe money to, and if you stop making payments, they may sell or transfer your debt to a collection agency.
In this section, we will tell you how third-party collectors are supposed to behave towards you when trying to get you to make a Bed Bath and Beyond credit card payment.
Note that even if your unique situation does not appear on the following list but you feel you are being harassed by a collector over your Bed Bath Beyond credit card, you may still be a victim of debt collection harassment and there are several things you can do to stop them doing it.
If you need help tackling the harassment, you can phone our office at 877-700-5790. We are always happy to help. That said, let’s dive in.
Debt collection practices that can be counted as harassment
- Causing your phone to ring several times a day over the same debt
- Causing your phone to ring early in the morning or late at night
- Persuading you to take extreme options such as selling your house or taking out more credit
- Misrepresenting documents to resemble official court orders
- Making threats to harm you physically or verbally
- Refusing to heed your request for debt verification
- Embarrassing you or attempting to defame your character by publicizing your debt
- Informing unauthorized third parties about your Bath and Beyond credit card debt
- Misrepresenting themselves as police officers or claiming that the debt you owe on your Bed Bath and Beyond store credit card can put you in jail
- Lying about taking legal action that cannot or will not be taken
- Claiming that legal actions have been taken against you when they haven’t
- Implying that your Bed Bath and Beyond Comenity card debt is a criminal offense
- Falsely informing you that your debt can lead to your arrest or jail time
Debt collection practices that can NOT be counted as harassment
The following actions are not considered debt collection harassment on the part of your creditor:
- Sending notices to remind you about your Bed Bath and Beyond credit card
- Calling you at ethical hours to ask for payment
- Refusing your debt settlement offer
- Taking legal actions against you
If you are getting harassed over your Bed Bath and Beyond credit card or will simply like to know more about your Bed Bath and Beyond payment options (such as debt settlement), do not hesitate to reach out to our office by calling 877-700-5790.
Are You Receiving Harassing Collection Calls from Bed Bath & Beyond?
There are several ways companies like Bed Bath & Beyond harass consumers and violate the law. The TCPA limits when and how often a company like Bed Bath & Beyond can call. The TCPA also bans the use of automatic dialing systems. Some of the key parts that Bed Bath & Beyond must follow when making calls are below:
- Companies must maintain a “Do Not Call” list and honor any request from a consumer to not be called again.
- Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
- Customers must be able to opt out of future robocalls during a robocall.
- Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls.
Bed Bath & Beyond Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
855-339-4452, 515-270-0780, 832-769-4634, 614-754-4136, 800-695-2912, 614-534-2516, 720-728-3217, 972-439-5851, 205-776-6048, 305-985-5505
If the answer is yes, then you are receiving calls from a known Bed Bath and Beyond credit card phone number. You may be a victim of Bed Bath & Beyond Phone Harassment. The list above is not all the numbers that Bed Bath & Beyond uses. The calls can be from a different phone number and still be Bed Bath & Beyond calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can start the process to stop Bed Bath & Beyond from calling you illegally. No one should live with the harassment!
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. If you are interested in learning more about how to safeguard yourself better from Bed Bath & Beyond Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
Check out this link for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQs
Who is calling me about a Bed Bath & Beyond debt?
If you’re receiving collection calls related to Bed Bath & Beyond, the calls are usually coming from a third-party debt collection agency hired to recover an alleged unpaid balance, not directly from the retailer itself.
Is Bed Bath & Beyond calling me directly, or is it a debt collector?
In most cases, Bed Bath & Beyond does not make collection calls. Instead, outside debt collectors or debt buyers contact consumers, and they must follow the Fair Debt Collection Practices Act (FDCPA).
Are Bed Bath & Beyond collection calls legitimate or a scam?
Some calls may be legitimate, but scams do exist. Always request written debt validation before sharing personal information or making any payment.
How many times can a debt collector call me about a Bed Bath & Beyond debt?
Under the FDCPA and the CFPB’s Debt Collection Rule, calling more than seven times within seven days about the same debt—or within seven days after speaking with you—may be considered harassment.
Can debt collectors call me at work about a Bed Bath & Beyond account?
No. If you tell the collector that your employer does not allow personal calls, or you notify them in writing, they must stop calling you at work.
What hours are debt collectors allowed to call me?
Debt collectors may only call between 8 a.m. and 9 p.m. local time. Calls outside these hours may violate federal law.
Can collectors use robocalls or spoofed numbers to collect a Bed Bath & Beyond debt?
Some collectors use automated dialing systems or spoofed caller IDs. Without prior consent, robocalls may violate the TCPA, and deceptive caller ID practices may also be illegal.
Can a debt collector threaten me with arrest or legal action over Bed Bath & Beyond debt?
No. Debt collectors cannot threaten arrest or jail. They may only discuss legal action if it is lawful and they genuinely intend to pursue it.
Can Bed Bath & Beyond collection accounts affect my credit score?
Yes. If a collection account is reported to credit bureaus, it can negatively impact your credit score. Any inaccurate or unverifiable reporting can be disputed.
How can I stop collection calls about Bed Bath & Beyond?
You can send a written cease-and-desist letter by certified mail. Once received, the collector may only contact you to confirm they will stop or to notify you of legal action.
