Is AR Resources calling unlawfully?
If you are certain that AR Resources has crossed the line prescribed by the law through acts like the FDCPA and TCPA, there are several ways you can proceed. The Fair Debt Collections Practices Act, for example, provides several ways for you to get justice from debt collection harassment. The law places limitations on how AR Resources can behave and actions that they can take when attempting to get you to resolve a debt. The FDCPA covers a variety of personal, family, or household debts and ensures that your rights are respected throughout the entire process. The FDCPA, however, does not offer protection for business debt or debt that is owed to the original creditor, rather than the collection agency.
According to the FDCPA, a debt collector cannot contact you before the hours of 8 am or after the hours of 9 pm or at your place of employment, especially when they have been informed that your employer frowns upon such visits). They are also obligated to treat your consumer rights with respect, regardless of how much money you owe. Additionally, They must also cease direct communication with you and transfer all further details regarding your debt to the desk of your attorney immediately they receive word that you are being represented by one.
AR Resources must act in line with these rules and never call you to press, annoy, harass, coerce, scare, or intimidate you into settling a delinquent debt account you have with them. They must also ensure that billing insurance follow-ups are managed effectively, particularly in healthcare and educational institutions, to comply with legal standards and maintain the financial reputation of their clients. If they have failed to act in accordance with the provisions made by the FDCPA and TCPA, you may be able to sue them and be awarded statutory damages.
Are my debt collection rights being violated by AR Resources?
According to the laws that regulate fair debt practices, AR Resources is not allowed to:
Call you repeatedly or ceaselessly, especially with an advertisement Robocall.
Call you before 8:00 am or after 9:00 pm, or at any time that is inconvenient, such as during work hours.
Use offensive, obscene, profane, or abusive words while on the phone with you.
Demand that you pay interest, fees, or any other expenses that are not included in the original loan agreement or covered by the law.
Misinterpret the loan amount
Threaten to sue you, harm you, or destroy your credit.
If AR Resources has violated the law while trying to collect a debt from you, by acting in any of above-mentioned ways, you can either complain to the Consumer Financial Protection Bureau and your state attorney general, contact a consumer law attorney, or call us on 844-791-1990 to help you understand your case better and connect you with pre-qualified legal assistance. You may be entitled to damages and/or attorney’s fees.
Who is AR Resources Inc?
AR Resources is a compliance company in PA, specializing in third-party debt collection, located in Blue Bell, Pennsylvania.
Contact Information
Address: 1777 Sentry Pkwy W
Merion Towne Building
Blue Bell, PA 19422-2207
Phone: (866) 301-0222
Is AR Resources a Scam?
According to the Better Business Bureau website, AR Resources is a collection compliance company based in the United States and has been in business for 16 years. During their years in operation, there have been 122 complaints filed against ARR with the BBB. Read more about them here: AR Resources Better Business Bureau
AR Resources Phone Numbers
866-301-0222, 267-646-0200, 866-896-9506, 267-464-0222, (866) 301-0222, (267) 646-0200, (866) 896-9506, (267) 464-0222, 8663010222, 2676460200, 8668969506, 2674640222
If yes, you are receiving calls from a known ARR number and may be a victim of ARR phone harassment. Call us now on 844-791-1990 to begin examining the details of your case..
The following is a sample list of complaints filed against AR Resources in the past year and can be found on Pacer.org.
2:15-cv-02015-WMA Kirkpatrick et al v. AR Resources Inc
2:11-cv-05924-ER Graham v. AR Resources Inc
2:15-cv-02575-SRC-CLW Volina v. AR Resources Inc
3:19-cv-05935-FLW-Dea Morello v. AR Resources Inc. et al
9:16-cv-80593-KAM Sanchez v. AR Resources, Inc
Debt Collection Laws and Regulations
Debt collection laws and regulations are designed to shield consumers from unfair and deceptive practices. The cornerstone of these protections is the Fair Debt Collection Practices Act (FDCPA), a federal law that governs the behavior of debt collectors. Under the FDCPA, debt collectors, including AR Resources, are prohibited from engaging in abusive, harassing, or deceptive practices. This includes making false or misleading statements, using profanity or threats, or contacting consumers at inconvenient times.
In addition to the FDCPA, individual states have their own debt collection laws. For instance, Pennsylvania, where AR Resources is based, has specific regulations that further protect consumers. These state laws may impose stricter requirements on debt collectors, ensuring that companies like AR Resources adhere to higher standards of conduct. By understanding both federal and state laws, consumers can better protect themselves from unlawful debt collection practices.
Unlawful Debt Collection Practices
Unlawful debt collection practices can manifest in various ways, often causing significant distress to consumers. Some common examples include:
Harassing or threatening consumers with violence or harm.
Making false or misleading statements about the debt, such as inflating the amount owed.
Contacting consumers at inconvenient times or places, such as early in the morning or late at night.
Failing to provide written verification of the debt upon request.
Posting debt collection information on a consumer’s credit report without proper authorization.
Using profanity or abusive language during communications.
Consumers subjected to these unlawful practices have several avenues for recourse. They can file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office. Additionally, consumers may have the right to sue the debt collector for damages, potentially recovering compensation for any harm suffered due to the unlawful practices.
Stopping Unlawful Debt Collection Calls
If you are receiving unlawful debt collection calls, there are steps you can take to stop them and protect your rights. Here are some practical tips:
Tell the debt collector to stop calling you: You can do this by sending a written request to the debt collector or by verbally informing them over the phone.
Use a call-blocking service: Services like Nomorobo can help block unwanted calls, reducing the frequency of harassment.
Register your number on the National Do Not Call Registry: This can help prevent unsolicited calls from debt collectors.
File a complaint: Report the unlawful calls to the FTC or your state’s Attorney General’s office to initiate an investigation.
Consider hiring a consumer law attorney: A legal professional can provide guidance, help you stop the calls, and ensure your rights are protected.
By taking these steps, you can regain control over your communications and hold debt collectors accountable for their actions.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our comprehensive services make the debt collection process easier for creditors, ensuring effective results while simplifying the management of receivables. Rather than suffer alone, contact our office to begin the process to stop the AR Resources harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from AR Resources call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
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