Is AR Resources calling unlawfully?
If you are certain that AR Resources has crossed the line prescribed by the law through acts like the Fair Debt Collection Practices Act FDCPA and the Telephone Collection Practices Act TCPA, there are several ways you can proceed. The Fair Debt Collections Practices Act, for example, provides several ways for you to get justice from debt collection harassment. The law places limitations on how AR Resources can behave and actions that they can take when attempting to get you to resolve a debt. The FDCPA covers a variety of personal, family, or household debts and ensures that your rights are respected throughout the entire process. The FDCPA, however, does not offer protection for business debt or debt that is owed to the original creditor, rather than the collection agency.
According to the FDCPA, a debt collector cannot contact you before the hours of 8 am or after the hours of 9 pm or at your place of employment, especially when they have been informed that your employer frowns upon such visits). They are also obligated to treat your consumer rights with respect, regardless of how much money you owe. Additionally, They must also cease direct communication with you and transfer all further details regarding your debt to the desk of your attorney immediately they receive word that you are being represented by one.
AR Resources must act in line with these rules and never call you to press, annoy, harass, coerce, scare, or intimidate you into settling a delinquent debt account you have with them. They must also ensure that billing insurance follow-ups are managed effectively, particularly in healthcare and educational institutions, to comply with legal standards and maintain the financial reputation of their clients. AR Resources offer healthcare professionals reliable staffing solutions to manage billing and insurance follow-ups. If they have failed to act in accordance with the provisions made by the FDCPA and TCPA, you may be able to sue them and be awarded statutory damages.
AR Resources is committed to delivering excellent results for creditors by adhering to legal standards and ensuring that all actions are compliant with the FDCPA and TCPA. They work alongside educational institutions to maintain financial integrity and support students in managing their debts effectively. If they have failed to act in accordance with the provisions made by the FDCPA and TCPA, you may be able to sue them and be awarded statutory damages.
Are my debt collection rights being violated by AR Resources?
According to the laws that regulate fair debt practices, AR Resources is not allowed to:
- Call you repeatedly or ceaselessly, especially with an advertisement Robocall.
- Call you before 8:00 am or after 9:00 pm, or at any time that is inconvenient, such as during work hours.
- Use offensive, obscene, profane, or abusive words while on the phone with you.
- Demand that you pay interest, fees, or any other expenses that are not included in the original loan agreement or covered by the law.
- Misinterpret the loan amount
- Threaten to sue you, harm you, or destroy your credit.
If AR Resources has violated the law while trying to collect a debt from you, by acting in any of above-mentioned ways, you can either complain to the and your state attorney general, contact a consumer law attorney, or call us on 844-791-1990 to help you understand your case better and connect you with pre-qualified legal assistance. You may be entitled to damages and/or attorney’s fees.
Who is AR Resources Inc?
AR Resources is a full-service receivable management and collection company in PA, specializing in third-party debt collection, located in Blue Bell, Pennsylvania. They offer a comprehensive range of solutions for creditors across the United States.
Contact Information
Address: 1777 Sentry Pkwy W
Merion Towne Building
Blue Bell, PA 19422-2207
Phone: (866) 301-0222
Is AR Resources a Scam?
According to the Better Business Bureau website, AR Resources is a collection compliance company based in the United States and has been in business for 16 years. During their years in operation, there have been 122 complaints filed against ARR with the BBB. Read more about them here: AR Resources Better Business Bureau
AR Resources Phone Numbers
866-301-0222, 267-646-0200, 866-896-9506, 267-464-0222, (866) 301-0222, (267) 646-0200, (866) 896-9506, (267) 464-0222, 8663010222, 2676460200, 8668969506, 2674640222
If yes, you are receiving calls from a known ARR number and may be a victim of ARR phone harassment. Call us now on 844-791-1990 to begin examining the details of your case..
The following is a sample list of complaints filed against AR Resources in the past year and can be found on Pacer.org.
2:15-cv-02015-WMA Kirkpatrick et al v. AR Resources Inc
2:11-cv-05924-ER Graham v. AR Resources Inc
2:15-cv-02575-SRC-CLW Volina v. AR Resources Inc
3:19-cv-05935-FLW-Dea Morello v. AR Resources Inc. et al
9:16-cv-80593-KAM Sanchez v. AR Resources, Inc
Debt Collection Laws and Regulations
Debt collection laws and regulations are designed to shield consumers from unfair and deceptive practices. The cornerstone of these protections is the Fair Debt Collection Practices Act (FDCPA), a federal law that governs the behavior of debt collectors. Under the FDCPA, debt collectors, including AR Resources, are prohibited from engaging in abusive, harassing, or deceptive practices. This includes making false or misleading statements, using profanity or threats, or contacting consumers at inconvenient times.
AR Resources’ debt collectors benefit various creditors by offering a comprehensive range of account receivable solutions.
In addition to the FDCPA, individual states have their own debt collection laws. For instance, Pennsylvania, where AR Resources is based, has specific regulations that further protect consumers. These state laws may impose stricter requirements on debt collectors, ensuring that companies like AR Resources’ collectors benefit various creditors by adhering to higher standards of conduct. By understanding both federal and state laws, consumers can better protect themselves from unlawful debt collection practices.
Unlawful Debt Collection Practices
Unlawful debt collection practices can manifest in various ways, often causing significant distress to consumers. Some common examples include:
- Harassing or threatening consumers with violence or harm.
- Making false or misleading statements about the debt, such as inflating the amount owed.
- Contacting consumers at inconvenient times or places, such as early in the morning or late at night.
- Failing to provide written verification of the debt upon request.
- Posting debt collection information on a consumer’s credit report without proper authorization.
- Using profanity or abusive language during communications.
Consumers subjected to these unlawful practices have several avenues for recourse. They can file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office. Additionally, consumers may have the right to sue the debt collector for damages, potentially recovering compensation for any harm suffered due to the unlawful practices.
Stopping Unlawful Debt Collection Calls
If you are receiving unlawful debt collection calls, there are steps you can take to stop them and protect your rights. Here are some practical tips:
- Tell the debt collector to stop calling you: You can do this by sending a written request to the debt collector or by verbally informing them over the phone.
- Use a call-blocking service: Services like Nomorobo can help block unwanted calls, reducing the frequency of harassment.
- Register your number on the National Do Not Call Registry: This can help prevent unsolicited calls from debt collectors.
- File a complaint: Report the unlawful calls to the FTC or your state’s Attorney General’s office to initiate an investigation.
- Consider hiring a consumer law attorney: A legal professional can provide guidance, help you stop the calls, and ensure your rights are protected.
By taking these steps, you can regain control over your communications and hold debt collectors accountable for their actions.
Understanding Medical Education Debt Collectors
Medical education debt collectors, like AR Resources, play a crucial role in helping educational institutions and healthcare providers manage their accounts receivable. These collectors specialize in recovering debts from students and patients who have outstanding balances. AR Resources, a collection company serving creditors throughout the United States, works alongside educational institutions to uphold their financial reputation and provides billing, insurance follow-ups, and other services to healthcare professionals.
Medical education debt collectors use various strategies to recover debts, including phone calls, letters, and online communications. They may also report delinquent accounts to credit bureaus, which can impact an individual’s credit score. It’s essential for individuals to understand their rights and responsibilities when dealing with medical education debt collectors. By being informed, you can better navigate interactions with AR Resources and ensure that your rights are protected.
Reporting AR Resources
If you have concerns or issues with AR Resources, you can report them to various authorities. Here are some steps you can take:
- File a complaint with the Federal Trade Commission (FTC): You can do this online or by calling 1-877-FTC-HELP (1-877-382-4357).
- Contact your state’s Attorney General’s office: Report any suspicious or unfair business practices to your state’s consumer protection division.
- Reach out to the Better Business Bureau (BBB): File a complaint and check AR Resources’ rating to see how they handle consumer issues.
- File a complaint with the (CFPB): If you believe AR Resources has violated the Fair Debt Collection Practices Act (FDCPA), the CFPB can investigate your complaint.
Remember to keep detailed records of your interactions with AR Resources, including dates, times, and the names of representatives you speak with. This documentation can be crucial if you need to escalate your complaint or seek legal assistance.
Seeking Help and Support
If you’re struggling with debt or need help navigating the debt collection process, there are resources available to support you. Here are some options:
- National Foundation for Credit Counseling (NFCC): A non-profit organization that provides financial education and credit counseling services.
- Financial Counseling Association of America (FCAA): A professional organization that offers financial counseling and education.
- Your state’s Attorney General’s office: Many states offer consumer protection services, including debt collection assistance.
- Credit counseling agencies: Non-profit agencies that provide free or low-cost credit counseling and debt management plans.
Remember, seeking help and support is a sign of strength, not weakness. Don’t hesitate to reach out to these resources if you need assistance managing your debt or dealing with debt collectors like AR Resources. Taking proactive steps can help you regain control of your financial situation and ensure your rights are protected.
Consumer Rights Law Firm PLLC. is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm collaborates with AR Resources, which provides receivable solutions from precollection to traditional bad debt collections. Our comprehensive services make the debt collection process easier for creditors, ensuring effective results while simplifying the management of receivables. Rather than suffer alone, contact our office to begin the process to stop the AR Resources harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
https://consumerlawfirmcenter.com/sentry-recovery-collections-phone-harassment/
Debt Collection Harassment
Debt collection harassment is a serious issue that can cause significant stress and anxiety for individuals. AR Resources, Inc., a collection company serving creditors throughout the United States, understands the importance of treating consumers with respect and dignity. However, some debt collectors may engage in harassing behavior, such as making excessive calls, using abusive language, or threatening legal action.
If you are experiencing debt collection harassment, it is essential to know your rights. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from engaging in abusive, harassing, or deceptive practices. This includes making false statements, using profanity, or making threats.
AR Resources, Inc. is a compliance company in PA that ensures all collection activities are compliant with relevant laws and regulations. Our debt collectors benefit various creditors across the US, including Pennsylvania, and are trained to provide a professional and respectful experience for consumers. If you feel that AR Resources or any other debt collector is violating your rights, you have the power to take action and protect yourself from harassment.
