Aquarion Asset Management LLC Debt Collection Harassment?
Aquarion Asset Management LLC Debt Collection Harassment? Are you being harassed by Aquarion Asset Management over a debt you owe? Does Aquarion call you all the time? If you are getting calls from a debt collector, you are not alone. Millions of Americans have been in debt at some point or the other in their lives and many are still in it and have had to deal with these collection agencies. It is lawful for debt collectors to call you to discuss your debt, but it is unlawful for them to harass you in any way. It is lawful for debt collectors to call your family, friends, or relatives to ask for your number if they do not have it, but it is unlawful for them to discuss details of your debts with your friends and family who have nothing to do with the debt you owe.
If a debt collector is calling and harassing people around you when they already have direct access to you, they are violating your rights, and you can choose to sue them. Under the FDCPA, you are entitled to statutory damages up to $1000.00 plus the agency is responsible for paying your attorney fees. Call us now on 877-700-5790 for immediate support.
Who is Aquarion Asset Management LLC?
Aquarion Asset Management is a third-party debt collector located in Charlotte, North Carolina. According to the Better Business Bureau, Aquarion has been in business since 2020. There have been 124 customer complaints closed in the last 3 years and 123 customer complaints closed in the last 12 months. You can read more about Aquarion here.
Contact Information
9303 Monroe Rd Ste C
Charlotte, NC 28270-2445
(980) 495-8700
What is the FDCPA?
The Fair Debt Collection Practices Act (FDCPA) is designed to protect consumers from abusive debt collection practices. Under the FDCPA, debt collectors are prohibited from making false, deceptive, or misleading statements, including legal threats, to coerce payment from consumers. Here are some examples of legal threats that would violate the FDCPA:
Threatening Legal Action without Intent
: A debt collector threatens to sue the consumer even though they have no intention or legal grounds to do so. For example, saying, “If you don’t pay this debt, we will take you to court,” when the collector has no plans to file a lawsuit.Threatening Arrest or Imprisonment
: A debt collector falsely claims that non-payment of a debt will result in arrest or imprisonment. For example, stating, “If you don’t pay, you will go to jail,” when failing to pay a debt is not a criminal offense.Threatening Garnishment or Seizure
: A debt collector threatens to garnish wages or seize property without having obtained a court order or when such actions are not legally permissible. For example, “We will garnish your wages if you don’t pay,” when the collector does not have the legal authority to do so.Threatening to Disclose Debt Information
: A debt collector threatens to disclose the consumer’s debt to their employer or other third parties in an attempt to embarrass or coerce payment. For example, “We will tell your boss about your debt,” when such disclosure is prohibited.Threatening Legal Consequences without Proper Notice
: A debt collector threatens legal action without providing the consumer with the required notices under the FDCPA. For example, “We will sue you immediately,” without first providing the consumer with a written notice of the debt and the consumer’s right to dispute it.False Representation of Legal Consequences
: A debt collector misrepresents the legal consequences of not paying a debt. For example, “You will be sued for thousands of dollars in legal fees,” when such fees are not legally applicable.Misrepresenting Affiliation with Law Enforcement or Government Agencies
: A debt collector falsely implies that they are affiliated with law enforcement or government agencies. For example, “We are working with the police to collect this debt,” when no such affiliation exists.
Consumers who believe they have been subjected to illegal threats under the FDCPA can file a complaint with the Consumer Financial Protection Bureau (CFPB) or seek legal counsel to explore their options for recourse.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Aquarion Asset Management agency. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
North Carolina Attorney General
