Amsher Collection Harassment calls?

Tired of getting Debt Collection calls from Amsher Collection agency?

People fall into debt every day. It is nothing new, neither is it a cause for any alarm. If you’re in a debt, it is not the end of the world, there are a plethora of options available. Nevertheless, it is wise and necessary to plan your finances and create strategies that will give you room to be able to pay up the debt as soon as you are able to because being in debt has long-term and short-term effects, many of which are unpleasant.

One of the long-term effects of being in debt is its negative impact on your credit score. Debts are not good for your credit report. When you leave a debt unattended to for a long time, it reduces your credit score and reduces your chances of getting access to loans and other social benefits in future.

The short term effect of being in debt is all the stress it comes along with, one of which is putting up with calls from debt collectors.  Debt collectors are agencies hired by creditors and lenders to pursue their debtors. They also come into the picture when the first-part creditor wishes to sell a debt that they have given up pursuing.

Debt collectors are legally allowed to contact you to discuss your debt but they are not allowed to harass you in any way. The activities of debt collectors are regulated by the Federal Trade Commission using the Fair Debt Collection Practices Act. According to the FDCPA debt collectors who harass or deceive a debtor should be penalized. If you are being harassed by a debt collector, call us now on 877-700-5790 to seek advice and immediate assistance.

Negotiating with debt collectors. 

One way to get out of debt is to negotiate with the debt collector. This is an advisable option if you have an income but do not earn enough to pay everything you owe at once. Debt collectors may not be willing to slash what you owe and allow you to pay a lower amount, they will also be willing to discuss better payment options and plans with you.

Before you proceed to negotiate with a debt collector, it is important to first confirm if the debt is yours by making a debt validation request. If the collection agency sends you proof that the debt is yours, take a look at your credit report and figure out if the alleged debt is actually reported there.

To effectively negotiate with a debt collector, you must first understand that every debt collector’s aim to get as much money from you as possible as quickly as possible. So, when you are offering a payment proposition, begin negotiating from an amount lower than you can afford. This will create room for you to bargain.

It is also necessary to understand your rights under the FDCPA. You must know that debt collectors are not allowed to threaten, harass, or lie to you. If a debt collector has violated your rights, you can choose to sue them or leverage their violation for a more favorable negotiation.

After agreeing on a payment plan with a debt collector, ensure that it is put in writing and made formal. This will guard against any complications in the future.

Who is Amsher Collection?

Amsher Collection is a third-party debt collector located in Hoover, Alabama. They have been a party to over 180 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  A recent Federal Court case alleges that Amsher Collection used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Contact Information

Address: 4524 Southlake Pkwy STE 15
Hoover, AL 35244-3271
Phone: (205) 322-4110
Fax: (205) 251-0448

Is Amsher Collection a scam?

No, Amsher Collection is a legit collection agency. According to the Better Business Bureau website, Amsher Collection has been in business since 1986. There have been 68 complaints closed in the last 3 years and 27 complaints closed out in the last 12 months. Find more information about them here Amsher Collection Better Business Bureau

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Amsher Collection Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

800-955-7632, 205-251-9168, 205-271-8880, 205-313-2588, 205-313-2602, 205-313-2613, 205-322-4110, 866-732-1626, 205-313-2638, 800-741-7144, 205-313-2640, 844-384-1711

If so, you may be a victim of Amsher Collection debt collection harassment. Call us now on 877-700-5790

The following is a sample list of complaints filed against Amsher Collection and can be found on Pacer.org.

1:19-cv-00823-TWP-MJD STEVENSON v. AMSHER COLLECTION SERVICES INC.

6:19-cv-00159-LSC Lawson v. Equifax Information Services LLC et al

1:18-cv-07436 Avina v. AmSher Collection Services, Inc.

2:18-cv-04850-GEKP BLACKWELL v. EQUIFAX INFORMATION SERVICES, LLC

2:18-cv-04200-ER DILLON v. TRANS UNION, LLC et al

 

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Amsher Collection. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

 

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Alabama Attorney General 

Consumer Financial Protection Bureau

 

https://consumerlawfirmcenter.com/credit-management-debt-collection-harassment/

 

https://consumerlawfirmcenter.com/asset-acceptance-debt-collection-harassment/

 

Collection Bureau Services Phone Harassment?