Americollect Phone Harassment?
Is Americollect (AC) calling you?
Debts happen to everyone. Due to the unforgiving economic climate, it can be expected to fall behind on a few bills every now and then. Debt collectors often make debtors feel like criminals for owing a debt through their harassment and unfair treatment. Being in debt is not a crime and it is definitely not punishable by law, what is punishable by law is the unethical collection tactics employed by your debt collection agency in the process of collecting a debt. This is why it is incredibly important for people to be aware of the bodies that monitor debt collectors and their activities because anybody can be a victim of debt collection harassment.
Debt collectors’ activities are regulated by The Federal Trade Commission, a body that enforces the Fair Debt Collection Practices Act. The FDCPA is a federal law that protects the rights of people from unfair debt collection practices carried out by many debt collectors. Getting called by debt collectors many times a day, at odd hours, or at your workplace after you have asked them not to, is harassment, and is frowned upon by the FDCPA.
The use of deceptive debt collection methods by debt collectors, including but not limited to lying about the amount of debt, lying about their identity as a debt collector, and misrepresenting your credit information, are also a violation of the FDCPA and can get you statutory damages up to $1000 along with your attorney fees.
Understanding your rights in the context of debt collection makes you better prepared to handle debt collectors when they come. If you are being harassed by a debt collector, we can help you. Call us now on 877-700-5790.
What debt collectors are allowed (and not allowed) to do to you
The activities of debt collectors are regulated by laws. They are not limitless or without boundaries. If a debt collector is beginning to make you uncomfortable, they are likely on the wrong side of the law. It is necessary to have the knowledge of these laws to enable you to know when a debt collector is violating your rights.
One of the laws that regulate debt collection practices is the Fair Debt Collection Practices Act. The FDCPA prohibits debt collectors from using any collection method that is unfair, abusive, or deceptive.
According to the FDCPA, debt collectors are allowed to do the following to you:
- Call you to discuss your debt
- Send you letters, messages, and emails about your debts
- Attempt to recover a debt that has exceeded its statute of limitations
- Contact your employer about overdue taxes and child support.
But debt collectors are not allowed to do the following to you:
- Call you many times a day with the intent of annoying and harassing you
- Call you at odd hours (before 8 am and after 9 pm)
- Tell any unauthorized third party (including family and friends) about your debt
- Call your workplace if they are aware that it is not allowed
- Threaten to harm you
- Threaten to sue you with no intention of doing so
- Threaten to send you to jail
- Threaten to seize your property
- Try to collect a debt that has been flagged “uncollectible”
Who is Americollect?
Americollect is a third-party debt collector located in Manitowoc, Wisconsin. They have been a party to over 270 federal cases.
Address: 1851 S Alverno Rd
Manitowoc, WI 54220-9208
Phone: (920) 682-0311
Americollect a Scam?
No, they are a legit debt collection agency. According to the Better Business Bureau website, Americollect has been in business for 54 years. There have been 114 complaints filed against AC with the BBB. Read more about them here Americollect Better Business Bureau
Americollect is often referred to or searched for by other names. These include:
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Americollect Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-838-0100, 920-482-3170, 800-724-0292, 920-686-8891, 888-303-3634, 920-645-6201, 404-564-3639, 855-393-0743, 920-482-3172, 262-649-4081, 616-466-7127, (800) 838-0100, (920) 482-3170, (800) 724-0292, (920) 686-8891, (888) 303-3634, (920) 645-6201, (404) 564-3639, (855) 393-0743, (920) 482-3172, (262) 649-4081, (616) 466-7127, 8008380100, 9204823170, 8007240292, 9206868891, 8883033634, 9206456201, 4045643639, 8553930743, 9204823172, 2626494081, 6164667127
If the answer is yes, then you are receiving calls from a known AC number. You may be a victim of AC phone harassment. Call us now on 877-700-5790 for further advice and assistance.
The following is a sample list of complaints filed against Americollect in the past year and can be found on Pacer.org.
3:16-cv-00389-WCL-CAN Sprouse v Americollect
3:18-cv-00802-RLM-MGG Stamper v. Americollect
2:05-cv-00769-AEG Senft v. Americollect
2:12-cv-00297-WEC Lang et al v. Americollect
2:13-cv-00059-LA Morgan v. Americollect
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Americollect harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Check out the links below for more information: