American Coradius Phone Harassment?

American Coradius Phone Harassment

American Coradius Phone Harassment?

Is American Coradius (ACI) calling you? You can stop American Coradius phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop American Coradius (ACI USA)  phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is American Coradius a Scam?

According to the Better Business Bureau website, American Coradius is a legitimate debt collection agency. The company has been in business for 30 years, and there have been 80 complaints filed against ACI Collections with the BBB.

American Coradius Better Business Bureau

Who is American Coradius?

American Coradius International is an American collection agency located in Buffalo, New York. They have been a party to over 150 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  A recent Federal Court case alleges that American Coradius International illegally represented the amount and character of the alleged debt and therefore coerced a payment from the harassed consumer.

American Coradius international contact

Address: 2420 Sweet Home Rd Ste 150

Amherst, NY 14228-2244

Phone: (716) 418-7200

 

American Coradius Collection Tactics

If during the American Coradius International debt collection process, you experience any of the following, you may have a case:

  • Use of profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week. This is American Coradius international phone harassment
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

How long can American Coradius international sue me over a debt? 

Even though an American collection agency like ACI collections has the ability to sue you for an unpaid debt, there is a statute of limitations for lawsuits. You cannot get sued forever.
The statute of limitations for different states varies. It also varies depending on the type of debt involved. For instance, student loans and child support can never really be gotten rid of.
However, for other debts, generally, a debt collector can not legally hold you over a debt if the debt is over 7 years.
This doesn’t mean that the debt collector will stop harassing you. They may continue to call and harass you even after the statute of limitations but they cannot sue you.
Many people are not aware of this, so they cower in fear when debt collectors harass them over old debts.

Having old unpaid debts will still have negative effects on your credit score but at least you do not have to put up with legal fees.

It is important to note that although a debt has exceeded its statute of limitations, it can actually be “revived”. Any form of acknowledgment of ownership you make during an ACI debt collection call can make the debt valid again. This means that the debt is now brand new and the clock has started ticking again.

This is why you must never admit to owning a debt when an ACI debt collector calls because it can be to your detriment.

Don’t admit to owing the debt, and don’t agree to pay over the phone. Instead, ask the ACI debt collector to send you everything in writing.

American Coradius Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-759-2241, 800-753-0613, 716-270-1812, 716-580-6110, 888-400-7760, 716-418-7200, 716-418-7193, 716-995-7300, 716-558-5933, 716-418-7211, 716-418-7194, 855-425-2186, (800) 759-2241, (800) 753-0613, (716) 270-1812, (716) 580-6110, (888) 400-7760, (716) 418-7200, (716) 418-7193, (716) 995-7300, (716) 558-5933, (716) 418-7211, (716) 418-7194, (855) 425-2186, 8007592241, 8007530613, 7162701812, 7165806110, 8884007760, 7164187200, 7164187193, 7169957300, 7165585933, 7164187211, 7164187194, 8554252186,

If the answer is yes, then you are receiving calls from a known AC number. You may be a victim of ACI USA phone harassment.  The list above is not all the numbers that AC uses. The calls can be from a different number and it still be American Coradius calling you.  Contact our office right away so we can start the process to stop AC from calling you illegally.

The following is a sample list of complaints filed against American Coradius in the past year and can be found on Pacer.org.

9:93-cv-04466-ADS-MLO Sofianos v. American Coradius

1:03-cv-06374 Thompson v. Amer Coradius Inc

1:05-cv-01029 Matherly v. American Coradius Inc et al

5:92-cv-00817-T Johnson v. American Coradius, et al

2:14-cv-05704-JMA-AKT Hakim v. American Coradius Inc. et al

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from ACI USA. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at 877-700-5790 for immediate assistance.

 

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General

Consumer Finance

RSH & Associates Debt Collection Harassment

McCarthy, Burgess & Wolff Phone Harassment

Machol & Johannes Debt Collection Harassment

Free Case Review

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BBB
Know Your RIGHTS: Insider Insights Into Consumer Rights w/ Attorney Derek DePetrillo episode of Credit Conversion Conversations