American Adjustment Bureau Inc is best reviewed as a medical debt collection company, not a generic collector. Its own site says it specializes in 1st and 3rd Party Medical Collections and also offers a Second Placement Service for accounts that were already worked by another collection service. That means the key issue may be whether the medical bill, provider name, and amount still make sense before you pay.
Who Is American Adjustment Bureau Inc
American Adjustment Bureau Inc is a Connecticut collection agency focused heavily on medical accounts. Public business-profile records say it handles medical collections, self-pay/co-pay deductible accounts, workers compensation recovery, and second placement.
That matters because American Adjustment Bureau harassment may start with a medical balance that has already gone through another billing or collection step. The issue may be account clarity, not just call frequency.
American Adjustment Bureau Address And Contact Details
| Item | Details |
| Company | American Adjustment Bureau, Inc. |
| Main Office | 73 Field Street, Waterbury, CT 06702 |
| Main Phone | (203) 574-4200 |
| Other Listed Phone | 866-480-5568, 866-843-9729 |
| Fax | (203) 596-8084 |
| Other Mailing Address Shown On Site | PO Box 2758, Waterbury, CT 06723 |
The main American Adjustment Bureau phone number supported by public records is (203) 574-4200. Public records also show 73 Field Street, Waterbury, CT 06702 as the main American Adjustment Bureau address.
Why American Adjustment Bureau Inc May Be Contacting You
American Adjustment Bureau Inc may be contacting you about:
- A Medical Bill
- A Self-Pay Balance
- A Co-Pay Or Deductible Balance
- A Workers Compensation Recovery Matter
- A Second-Placement Account
If the bill does not clearly match your provider records, that may be the first issue to challenge before payment.
What to Verify Before Paying American Adjustment Bureau Inc
Before paying American Adjustment Bureau Inc, compare these details:
- Provider Name
- Date Or Dates Of Service
- Exact Balance Claimed
- Insurance Adjustments
- Whether The Account Was Already With Another Collector
- Whether More Than One Balance Was Referred
This step matters because the company’s own site promotes second placement, and a public complaint response referenced 13 delinquent balances referred by clients. That could indicate multiple balances or routing confusion in some files.
Second Placement: What to Know About American Adjustment Bureau Inc
Second placement means the account may already have been assigned to another collection service before reaching American Adjustment Bureau Inc. The company’s own site says it works accounts that were returned after being listed with a primary collection service.
That can matter because a consumer may be dealing with:
- An Original Medical Provider
- A First Collection Service
- Then American Adjustment Bureau As The Next Collector
If you think another collector already contacted you about the same bill, ask whether the account is in second place.
What Public Records Show
What public records show is a long-running Connecticut collection agency with a medical-debt focus. Public profile records say the company has been in business for decades and handles medical and other referred balances.
A visible complaint response is also useful because it says the company reviewed 13 delinquent balances referred by clients. Another visible complaint snippet involved a consumer asking for contract support while the company said itemizations had been provided by the client or provider. That shows documentation and multi-balance review can be real issues with this company.
AAB Complaints
The following is a sample list of complaints filed against the American Adjustment Bureau in the past and can be found on PACER.
- 3:17-cv-01640-DJS Calderon v.
- 3:99-cv-01180-AWT Beaulieu v.
- 2:17-cv-05944-ODW-JEM Borkowski v.
- 3:15-cv-01683-BEN-RBB Blaszyk v.
- 3:13-cv-01043-MPS Cricco et al v.
What To Do If The AAB Medical Bill Looks Wrong
If the amount does not make sense, ask for enough detail to match the balance to the actual provider records.
A good request can ask for:
- Provider Name
- Each Date Of Service
- Itemized Charges
- Insurance Or Adjustment History
- Whether The Account Was Previously Placed Elsewhere
That approach fits American Adjustment Bureau complaint issues better than a generic “stop calling me” response. If you think the file does not line up with your records, that may be the first issue to dispute.
What To Do If American Adjustment Bureau Inc Appears On Your Credit Report
If American Adjustment Bureau Inc appears on your credit report, compare the tradeline to:
- Your Provider Bill
- Your Explanation Of Benefits
- Your Payment History
- The Collection Notice
If you believe the amount or provider does not match, save the report and the letter before responding. That may help if the account needs to be disputed.
How Consumer Rights Law Firm PLLC Can Help Review An American Adjustment Bureau Inc Account
If American Adjustment Bureau Inc is contacting you, legal review may help because the strongest issues often involve:
- Medical-Bill Matching
- Second-Placement History
- Itemized Balance Proof
- Credit Report Accuracy
Review Of The Account File
The firm may review provider names, service dates, letters, and balances to see whether the file supports the amount claimed.
Review Of The Next Step
Depending on the facts, that may involve a dispute letter, account-clarification request, or broader Fair Debt Collection Practices Act (FDCPA) and FCRA review.
Call Consumer Rights Law Firm PLLC at +1 877-700-5790 if you want help reviewing an American Adjustment Bureau Inc account.
Consumer Rights Law Firm PLLC Contact Details
- Address: 133 Main Street, Second Floor, North Andover, MA 01845
- Phone: 877-700-5790
- Fax: 844-636-9909
- Email: help@consumerlawfirmcenter.com
- BBB: CRLF BBB Profile
Success Stories
- Being completely honest I was extremely hesitant and worried about this being a joke. I am extremely grateful that I took a chance with Matt and he took care of me, even answering my calls/texts at any time of the day. He was able to get the harassment to stop from the debt collector within a week (nonstop robo calls) and roughly a month after signing him as my attorney he called me stating me debt of over 4k was waived. No attorney fees, no debt and no more spam calls. Thank you so much, massive weight has been lifted off my shoulder. These guys are the real deal
- The law firm is highly regarded for its dedication to safeguarding individuals’ rights and its personalized, genuine-care approach to legal support. Attorney Derek possesses exceptional skill and extensive experience in handling consumer rights cases, while Matthew and Scott approach their work with patience and attentiveness, carefully explaining each step of the legal process to clients. I strongly endorse this firm as a trusted and compassionate resource for those seeking assistance with consumer rights matters.
Conclusion
American Adjustment Bureau Inc is better understood as a medical debt and second-placement collection company than a generic collector. The strongest issue may be whether the provider, dates of service, and amount actually match your records before you pay. If you are dealing with American Adjustment Bureau harassment, focus on the bill itself, the account history, and the official American Adjustment Bureau address and American Adjustment Bureau phone number before responding.
FAQs About American Adjustment Bureau Inc
What Is American Adjustment Bureau Inc?
American Adjustment Bureau Inc is a Connecticut collection agency that says it specializes in medical collections and related recovery work.
What Is The American Adjustment Bureau Phone Number?
The main American Adjustment Bureau phone number supported by public records is (203) 574-4200.
What Is The American Adjustment Bureau Address?
The main American Adjustment Bureau address shown in public records is 73 Field Street, Waterbury, CT 06702.
Why Is American Adjustment Bureau Inc Calling Me?
American Adjustment Bureau Inc may be contacting you about a medical bill, deductible balance, or another referred account.
What Does Second Placement Mean?
It means the account may already have been with another collector before reaching this company.
What If The Medical Bill Looks Wrong?
Ask for provider details, service dates, and itemized charges before paying.
What Do Public Records Show About American Adjustment Bureau Complaint Issues?
Public records suggest some disputes involve documentation and multiple referred balances.
Can American Adjustment Bureau Inc Report To Credit Bureaus?
Collection agencies may report valid accounts, so compare the tradeline to your records carefully.
Is American Adjustment Bureau Inc A Real Company?
Yes. It has a public website, a Waterbury office record, and chamber listings.
Who Can Help With American Adjustment Bureau Harassment?
Consumer Rights Law Firm PLLC can review billing records, notices, and account history. Call +1 877-700-5790.
