American Adjustment Bureau Phone Harassment?

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American Adjustment Bureau Phone Harassment?

If you ask any consumer about what it is they dread the most, they may disclose to you that they fear being in debt and having to go through the entire debt collection process. This is so because being in debt is an uncomfortable position for anyone, and the debt collection process can be quite an arduous one. You may currently be going through this ordeal and receiving calls from a debt collection agency like American Adjustment Bureau. Regardless of how difficult or uncomfortable the situation you find yourself in is, we can all agree that pretending your debt problems don’t exist by ignoring the calls you receive from your debt collector will not make your debts disappear. If anything, it only makes the situation worse.  

A good attorney or credit counselor will advise you that ignoring debt collectors’ letters and phone calls is never a good idea. It is not a good idea because ignoring the situation you are in will only make your debt collector more likely to sue, and if you continue to ignore them by failing to acknowledge the lawsuit, the court will grant them a victory by default.

Your debt collection agency getting a victory against you by default is a big win for them and a huge loss for you because the court may give them access to garnish your wages or have you arrested.

In dealing with a debt collector, you must remember that every third-party debt collector has certain rules which they must play by. These rules are called the FDCPA. A violation of these rules amounts to debt collection harassment and could fetch you statutory damages of up to $1000 in statutory damages.

Outlined below are steps to help you avoid having your wages garnished.

How to prevent Garnishment

  1. Do not ignore the creditor’s demand letter. This is usually a form of a final warning from the creditor to get you to pay up before the garnishment begins, it is called a “demand letter. If you receive such, do not ignore it, try negotiating with the creditor as most of them prefer willing payments than going through the strenuous process required to obtain a court garnishment order.
  2. Look to remedies available in your state. Some states have protection against garnishment. For instance in Ohio, you can get the court to grant you a trustee who you pay to. The trustee then distributes the payment to the creditor, your wage cannot be garnished as long as you are in a trusteeship.
  3. Get proper counseling. Seek advice from a consumer rights lawyer. You can contact an A+ accredited consumer rights attorney on 877-700-5790.
  4. It is possible to negotiate with the creditor to make bite-size payments over time. Remember to put any agreements made in writing and document them. Also, make bargains that you can afford to keep. Avoid agreeing to unrealistic durations.

Who is the American Adjustment Bureau?

American Adjustment Bureau is a third-party debt collector located in Waterbury, Connecticut. AAB has been a party to a Federal Court case over 30 times.

Contact Information

Address: 73 Field St

Waterbury, CT 06702-1906

Phone: (203) 574-4200

Is American Adjustment Bureau a Scam?

According to the Better Business Bureau website, American Adjustment Bureau has been in business for 38 years. There have been 20 complaints filed against AAB with the BBB. Read more here: American Adjustment Bureau Better Business Bureau

American Adjustment Bureau Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

203-574-4200, 866-843-9729, (203) 574-4200, (866) 843-9729, 2035744200, 8668439729

If the answer is yes, then you are receiving calls from a known AAB number. You may be a victim of AAB phone harassment. Call us now on 877-700-5790 for immediate assistance.

The following is a sample list of complaints filed against the American Adjustment Bureau in the past and can be found on Pacer.org.

3:17-cv-01640-DJS Calderon v. American Adjustment Bureau

3:99-cv-01180-AWT Beaulieu v. American Adjustment

2:17-cv-05944-ODW-JEM Borkowski v. American Adjustment Bureau

3:15-cv-01683-BEN-RBB Blaszyk v. American Adjustment Bureau

3:13-cv-01043-MPS Cricco et al v. American Adjustment Bureau

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from AAB. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:


Connecticut Attorney General

Consumer Finance

American Adjustment Bureau
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.