Is Alternative Recovery Management calling again?
Are you in an uncomfortable situation because of your debt? Getting bothered by phone calls from Alternative Recovery Management over your debt that has gone into default is not a situation anyone would like to be in. Alternative Recovery Management is calling because they are tasked with the job of contacting people with delinquent accounts to try to get them to pay up. If Alternative Recovery Management is harassing you then you should definitely read further.
Alternative Recovery Management phone harassment is against the law. The stress and unpleasantness combined with the several tricky tactics employed by many third-party collection agencies may leave you depressed and unable to cope with the emotional burden of coming up with a feasible solution regarding how to pay back the debt.
What you should know is that you are not alone in your struggle to repay a delinquent debt, there have been countless people before you, as there will be countless people after you, and it is for that reason the federal government added the Federal Debt Collection Practices Act (FDCPA) to the Consumer Protection Act in 1978. The act exists primarily to protect hard-working Americans like you from the abusive collection activities and deceptive strategies being used by many third-party collection agents to intimidate and coerce you into paying off a debt that may not even be legitimate.
Debt collectors who do not wish to face the consequences of the law must follow the rules prescribed by the FDCPA (Fair Debt Collection Practices Act), which protects the rights of consumers in the context of debt collection. The Fair Debt Collection Practices Act makes provisions for consumers to receive compensations for the violation of their rights. So, if you are being harassed during the Alternative Recovery debt collection process, you can choose to sue them.
Under the FDCPA, consumers can be awarded up to $1000 in statutory damages for a violation of the FDCPA, and you may have the entire sum of their debt waived.
Is Alternative Recovery Management calling?
If you’re still experiencing Alternative Recovery Management phone harassment even after you have written a cease-and-desist letter telling them to stop contacting you or after you have gotten an attorney to represent you, they are on the wrong side of the laws that function to protect your debt collection rights. Yes, excessive calls are annoying, and thankfully, they are also unlawful. ARM debt collection should not be making you go through that.
If your debt collector is calling you with artificial pre-recorded messages several times a day to advertise a product or service without you having given your permission to be contacted, or if they have continued to call you, even after you have sent them a cease and desist letter, they are not following the rules prescribed by the FDCPA (Fair Debt Collection Practices Act) and TCPA (Telephone Consumers Protection Act). Under the TCPA, you can sue such a debt collector and get compensation of up to $500 for each harassment charge, a free lawyer, and many other benefits.
There are no laid down rules regarding the number of calls you have to receive from collection agencies in order for it to be considered harassment; even just a few calls can be very intimidating. If alternative recovery collection keeps calling you with advertisement Robocalls or sending you spam texts that you did not grant your permission for, you may have a case of Alternative Recovery Management phone harassment on your hands. Your case becomes even stronger when you are able to provide evidence of these excessive, unlawful phone calls.
If you are receiving these sorts of harassing and unsolicited Robocalls from ARM debt collection, you may have grounds to sue them for statutory damages that can go up to $1500 per violation claim. Call us today at 844-791-1990
How to handle Alternative Recovery phone calls when you don’t want to pay the debt
There are conditions where paying the debt makes more sense. But every consumer’s situation when it comes to debt collection is different.
In some cases, the consumer does not want to pay the debt because it doesn’t make financial sense. Either because the debt has been settled or discharged in bankruptcy, the debt isn’t theirs, or the debt has exceeded the statute of limitations.
If Alternative recovery management is calling you over such a debt, there are things you should and shouldn’t do.
In such a scenario, you must refrain from admitting that you owe the debt. When the debt collector calls, they will say all sorts of things just to get you to admit that you owe. If they successfully get you to do this, they can now legally hold you over the debt.
Another trick debt collectors use is asking the debtor to make a payment of a very little amount so that they can have access to certain privileges. Don’t fall for that trick. It is just another antic and the moment you make any payment, you secure the ability for the debt collector to hold you over the full amount owed because there is now a payment that can be traced back to you. You will have, therefore, revived an old debt, making it a zombie debt.
Taking actions like admitting that you owe the debt, making payment, or agreeing to make payments automatically resets the statute of limitations of the debt.
This is why when dealing with Alternative recovery management debt collection, having the right knowledge is of the utmost importance.
Who is Alternative Recovery Management?
Alternative Recovery Management is a third-party debt collector located in La Mesa, California. ARM has been a party to a Federal Court case over 45 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. If you are currently facing a debt collection issue with this agency, do not hesitate to call us on 844-791-1990.
Alternative recovery management phone numbers
Address: 7373 University Ave Ste 209
La Mesa, CA 91942-0524
Phone: (619) 469-6194
Is Alternative Recovery Management a Scam?
According to the Better Business Bureau website, Alternative Recovery Management has been in business for 29 years. During their years in operation, there have been 9 complaints filed against ARM with the BBB. Read more about them here: Alternative Recovery Management Better Business Bureau
Despite the fact that Alternative Recovery is certified as a legal collection agency, the number calling you to collect on defaulted debts may not be them. It is very important to verify the number calling you to ensure that it is from Alternative Recovery, and not fraudsters pretending to be them to avoid an Alternative Recovery Management scam.
Am I am getting scammed by fraudsters posing as Alternative Recovery Management?
There have been several cases of fraudsters (many of whom are not residents in the united states) calling up unsuspecting consumers to collect debts that are non-existent. You may be getting scammed if the person calling you claiming to be from ARM debt collection acts in any of the following ways:
- Asks you to make your payment via an untraceable means such as wire transfer
- Threatens you with legal action, bodily harm, or jail time.
- Is unwilling to negotiate a repayment plan
- Calls you from an unrecognizable number not affiliated with the collection agency online
- Asks you to pay a debt you don’t remember acquiring
- Uses fear to cloud your sense of reasoning
- Tries to collect on a debt you can’t find mentioned in your credit report
- Asks you for simple information that they should already have such as your name or original creditor’s name.
If you think you are being contacted by a fraudulent agency, do not take their calls. It is also advisable to block their number and report it to the FCC.
Alternative Recovery Management Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
619-469-6194, 619-469-9956, (619) 469-6194, (619) 469-9956, 6194696194, 6194699956
If so, then you may be receiving telephone calls from a known ARM number. Call us now on 844-791-1990 to begin weighing your options.
The following is a sample list of complaints filed against Alternative Recovery Management in the past and can be found on Pacer.org.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Alternative Recovery Management harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you have a debt collection complaint against Alternative Recovery Management, or would simply like to know more about how to navigate through the debt collection process, call us at (877)700-5790 for immediate assistance or contact us now.
Check out the links below for more information: