Alliant Capital Management Debt Collection Harassment
If 877‑415‑0662 or similar numbers from Alliant Capital Management are calling you repeatedly, leaving voicemails, or showing up on your phone without clear information, this can be frightening and stressful. You’re not alone, many people feel overwhelmed when debt collectors contact them, but you do have rights and practical options to protect yourself.
Alliant Capital Management is a third‑party debt collection agency working with creditors to recover past‑due accounts. You may see them on your credit report or receive phone calls about alleged debts. However, not all contacts are lawful, and aggressive or misleading tactics can violate your rights under federal law.
Who Is Alliant Capital Management?
Alliant Capital Management LLC is a legitimate debt collection agency that partners with lenders to collect outstanding consumer accounts. They specialize in receivables management and may contact you to discuss repayment options or account details.
They operate from:
Alliant Capital Management LLC
Address: 1965 Sheridan Drive, Suite 100
Buffalo, NY 14223
Phone: 877‑957‑8122
Additional Contact Info Sometimes Reported
Some consumers report interactions or contacts showing:
210 John Glenn Dr, Amherst, NY 14228‑2213
Phone: (716) 362‑0907
While the company presents itself as respectful and compliant, some consumers have reported frequent calls or confusing communications, making it essential to understand your rights.
Why You’re Being Contacted
You might receive communications from Alliant Capital Management for several reasons:
They are attempting to collect a debt placed with them by a creditor.
They may appear on your credit report if an account has been reported.
They could be contacting you to verify your information before discussing account details, which they legally must do.
Receiving a call does not automatically mean the debt is valid, verification is your right. Always ask for written documentation before acknowledging anything.
Consumer Complaints & Reported Issues
Some consumers have raised concerns about:
Repeated calls from different numbers and marketplace presence across multiple lines.
Frequent contact to phones and even workplaces.
Situations where callers did not clearly identify the debt or provide written proof.
Even when a business responds to complaints, unresolved issues and persistence of contact can leave consumers feeling harassed or misled.
What You Can Legally Do Against Alliant Capital Management
Under the Fair Debt Collection Practices Act (FDCPA), Alliant Capital Management, like all debt collectors, must follow strict rules.
1. Debt Verification
You have the right to request written proof of the debt within 30 days of first being contacted. This must include:
The original creditor’s name
Amount of the debt
Documentation showing their authority to collect
Collection must pause until verification is provided.
2. Fair Communication
Collectors cannot:
3. Cease Communication
You can send a written cease‑and‑desist letter asking them to stop all contact except legally permitted notice. Continued contact afterward may be illegal.
4. Credit Reporting Rights
Under the Fair Credit Reporting Act (FCRA), Alliant must report accurate and verifiable information. If your credit report has errors, you can dispute them with the bureaus.
Violations of these rights may entitle you to legal remedies, including statutory and actual damages, plus attorney fees.
5: Consider Legal Help
A consumer rights attorney can help enforce your FDCPA/FCRA rights, stop harassment, and pursue damages if violations occurred.
Filing for Bankruptcy to Stop Harassment
Bankruptcy automatically stops collection attempts.
- Filing triggers an automatic stay stopping all communications
- Collectors must halt calls, letters, lawsuits, wage garnishments
- Can protect your home, wages, and assets
Reference: US Courts – Bankruptcy Automatic Stay
How to Fix Credit Report Errors
If Alliant Capital Management appears on your credit report and you believe it is incorrect, do this:
Get copies of your reports from Experian, Equifax, and TransUnion.
Identify any inaccuracies (wrong balance, wrong account, old debt).
Collect proof (statements, letters, payment records).
File disputes with each credit bureau with documentation.
Follow up, bureaus must investigate within 30 days.
Accurate reporting helps protect your credit score and financial future.
Payment and Resolution Options
If the debt is legitimate and you want to resolve it:
Ask about payment plans that fit your budget (Alliant often offers flexible options).
Request clear written agreements about payment terms and reporting.
Never authorize automatic bank withdrawals without clear terms.
Resolving the debt helps stop collection contact and protects your credit standing.
Alliant Capital Management Lawsuits
Previous legal actions show patterns of harassment.
Sample federal cases against Alliant Capital Management LLC:
| Case Number | Case Name |
|---|---|
| 1:18-cv-02808-DLI-VMS | Hollander v. |
| 5:18-cv-01212-OLG | Godin v. |
| 1:17-cv-00295-WMS | Shepley v. |
| 1:17-cv-05146-BMC | Khan v. |
Reference: Pacer.gov – Alliant Capital Cases
Final Note
Alliant Capital Management is a licensed third‑party agency that works with creditors to collect unpaid accounts. However, every contact they make must comply with federal law. If you feel overwhelmed, harassed, or unsure about your rights or the legitimacy of a call, don’t ignore it, act on it the right way.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC specializes in protecting clients from debt collection abuse. Our experienced team helps you:
- Stop Alliant Capital Management harassment quickly and legally
- Draft effective cease-and-contact letters
- File complaints with the CFPB, FTC, or your State Attorney General
- Pursue damages for violations of the FDCPA
Trusted by consumers nationwide, our firm holds a 5‑star Better Business Bureau rating and an A+ accreditation, reflecting our commitment to service, transparency, and results.
Call: 877-700-5790
Success Stories
- I worked with Scott and he was an absolute pleasure! He was very swift, honest, resourceful, helpful. He reassured me that I would never be asked for any money out of my pocket. His assistance with settling my case lifted a huge weight off my shoulders! Thank you so much, Scott! God bless!
- Consumer Rights Law Firm was the best; They hear your case and go to work fast. They are professional and very knowledgeable. I would call upon them if needed in the future without reservation.
- After being harassed multiple times a day by the company robocalling me from an unknown number who wouldn’t answer when I picked up, I received my debt relieved and $500 compensation!
FAQs
Who do Alliant Capital Management collect for?
They collect for credit cards, banks, healthcare providers, and utilities. Always request debt validation.
Is Alliant Capital Management LLC legit?
Yes, but aggressive tactics may violate FDCPA.
How can I settle a debt with them?
Request validation, negotiate lump-sum or payment plan, always get it in writing.
What if I don’t owe the debt?
Dispute in writing within 30 days. If harassment continues, report to CFPB or FTC.
Can they contact my family?
Only for location info; discussing debt details with family is illegal.
What if they threaten legal action?
They cannot threaten lawsuits, garnishment, or arrest without intent. Unsupported threats violate FDCPA.
How do I stop harassing calls?
Send a certified cease contact letter, document everything, file complaints if ignored.
Can I sue for FDCPA violations?
Yes, up to $1,000 statutory damages plus actual damages and attorney fees.
What is Alliant Capital Velocity?
It’s their online platform to track accounts, make payments, and manage debt settlements.
Can bankruptcy stop Alliant Capital harassment?
Yes, the automatic stay prevents collection attempts immediately.
