Aldous & Associates Debt Collection Harassment? Stop the Calls!
Tired of Aldous & Associates Debt Collection Harassment? Wish there was a way to make the calls stop? Is Aldous & Associates constantly calling and harassing you? Does your phone ring every day, several times per day, because Aldous & Associates is contacting you to demand payment? Threatening you with legal action? Has Aldous & Associates ever used abusive or profane language when speaking with you on the phone? If so, Aldous & Associates may be in violation of your legal rights under the FDCPA. Stop the harassment.
Aldous & Associates is often attempting to collect debts from consumers, and their attempts may or may not comply with legal standards.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector commits a violation of the FDCPA, you can sue the collector in court. You may also file a complaint with regulatory agencies such as the CFPB if you believe your rights have been violated. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Aldous & Associates a scam?
According to the Better Business Bureau website, Aldous & Associates has been in business since 2011. Regulatory reports and complaint histories indicate that Aldous & Associates is associates legit, as it is recognized by oversight organizations and maintains a record of addressing consumer concerns. There have been 61 complaints closed in the last 3 years and 32 complaints closed out in the last 12 months.
Aldous & Associates is a legitimate law firm licensed to operate in multiple states.
Aldous & Associates Better Business Bureau
Who is Aldous & Associates?
Aldous & Associates is a third party debt collector located in Holladay, Utah that works to collect debts on behalf of various businesses. When Aldous & Associates contacts consumers, they are making a claim that the consumer owes a specific debt, which can be disputed or verified.
Address: PO Box 171374 Holladay, UT 84117-1374 Phone: (888) 221-5155
Aldous & Associates Debt Collection Harassment Tactics
If Aldous & Associates engages in any of the following tactics, you may have a case as a plaintiff:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Aldous & Associates Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
888-221-5155, 385-388-8005, (801) 272-5281
If so, you may be a victim of Aldous & Associates debt collection harassment. The list above is not all the numbers that Aldous & Associates uses. Also, calls can be from a different numbers and it still be Aldous & Associates calling you. Contact our office right away so we can start the process to stop Aldous & Associates from calling you illegally. Above all, no one should live with harassment.
Common Questions:
Is Aldous & Associates a scam? No, Aldous & Associates has been in business since 2011.
Can Aldous & Associates seize my property? Aldous & Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. Always review any legal documents you receive and keep copies of all documents related to your case.
Can Aldous & Associates sue me? Yes, Aldous & Associates can sue you so long as the debt is within the statute of limitations. If you are sued, responding promptly is crucial to avoid a default judgment. Your response should be documented and filed with the court. Make sure to review all documents you receive, especially if the debt is past due.
Can Aldous & Associates report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. This can happen if your account is past due, so it’s important to address the debt as soon as possible.
Can Aldous & Associates arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
What should I do if I want to dispute a debt? If you believe the debt is not valid, you should send a dispute letter to Aldous & Associates via certified mail to ensure proof of delivery. Debt collectors are required by law to provide certain information about the debt within five days of their initial contact. Always request this information in writing, and keep a copy of every document you send or receive.
Should I pay the debt or try to negotiate? Before you pay, consider what you can afford and whether negotiating a settlement could help you save money. You may be able to settle the debt for less than the full amount owed. Make sure to get any settlement agreement in writing.
Is debt settlement an option with Aldous & Associates? Yes, debt settlement is a common strategy for resolving debts with Aldous & Associates. This involves negotiating to settle your debt for less than the total amount owed. If you choose to settle, always obtain a written settlement agreement before making any payments. Debt settlement can help you save money and resolve the debt without going to court.
The following is a sample list of complaints filed against Aldous & Associates and can be found on Pacer.org.
2:19-cv-01352-TLN-KJN Depano v. Aldous & Associates, PLLC
1:19-cv-01990-REB-SKC Dennis v. Aldous & Associates, PLLC
1:19-cv-02495-KAM-RLM Burnett v. Aldous & Associates, PLLC
4:19-cv-00228-ALM-KPJ Vesely v. Aldous & Associates, PLLC
1:19-cv-01481-KAM-CLP Spencer v. Aldous & Associates, PLLC
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that is committed to defending consumers against unlawful debt collection practices and specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Aldous & Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more Aldous & Associates debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
Credit Report Implications of Debt Collection
Dealing with a debt collection agency like Aldous & Associates can have a lasting impact on your credit report. When debt collectors contact you about an alleged debt, it’s important to know that their actions can result in negative information being added to your credit report. This negative information, such as an unpaid debt or a collection account, can remain on your credit report for up to seven years, affecting your ability to get loans, credit cards, or even rent an apartment.
Before paying or settling any debt, always verify that the debt is legitimate. Under fair debt collection practices, you have the right to request written verification of the debt, including details about the original creditor and the amount owed. Take advantage of your right to a free credit report from the major credit bureaus to check for any inaccurate information or errors related to the debt. If you find any discrepancies, you can file a dispute to have the inaccurate information removed from your credit report.
If you ignore a debt collector’s attempts to contact you, they may escalate the situation by filing a debt lawsuit. Failing to respond to a lawsuit can result in a default judgment against you, which can further damage your credit and may lead to wage garnishment or other legal actions. That’s why it’s crucial to respond promptly to any legal notices and keep records of all associates contacts, including letters and telephone communications.
Settling a debt or paying it in full can help resolve the issue, but it’s important to note that your credit report may still show the account as “paid” or “settled.” While this is better than having an unpaid debt in collections, it can still influence your credit score. If you reach an agreement with the debt collector, request written confirmation and ask if they will update or remove the negative information from your credit report once the debt is resolved.
Consumers should regularly review their credit reports to ensure all information is accurate and up-to-date. If you’re unsure how to proceed or feel overwhelmed by the process, consider reaching out to a lawyer or a reputable credit counseling agency. These professionals can help you understand your rights, respond to debt collectors, and determine the best way to resolve your debts while protecting your credit.
Staying informed and proactive is the best way to minimize the impact of debt collection on your credit report. By verifying debts, disputing inaccuracies, and seeking professional advice when needed, you can take control of your financial future and protect your credit score from unnecessary damage.
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/continental-collection-agency-debt-collection-harassment/
https://consumerlawfirmcenter.com/continental-collection-agency-debt-collection-harassment/
