Aldous & Associates Debt Collection Harassment? Stop the Calls!

Aldous & Associates Debt Collection Harassment? Stop the Calls!

Tired of Aldous & Associates Debt Collection Harassment? Wish there was a way to make the calls stop? Is Aldous & Associates constantly calling and harassing you? Does your phone ring every day, several times per day, because Aldous & Associates is contacting you to demand payment? Threatening you with legal action? Has Aldous & Associates ever used abusive or profane language when speaking with you on the phone? If so, Aldous & Associates may be in violation of your legal rights under the FDCPA. Stop the harassment.

Aldous & Associates is often attempting to collect debts from consumers, and their attempts may or may not comply with legal standards.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector commits a violation of the FDCPA, you can sue the collector in court. You may also file a complaint with regulatory agencies such as the CFPB if you believe your rights have been violated. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Aldous & Associates a scam?

According to the Better Business Bureau website, Aldous & Associates has been in business since 2011. Regulatory reports and complaint histories indicate that Aldous & Associates is associates legit, as it is recognized by oversight organizations and maintains a record of addressing consumer concerns. There have been 61 complaints closed in the last 3 years and 32 complaints closed out in the last 12 months.

Aldous & Associates is a legitimate law firm licensed to operate in multiple states. Read more here: Aldous & Associates Better Business Bureau.

Who is Aldous & Associates?

Aldous & Associates is a third party debt collector located in Holladay, Utah that works to collect debts on behalf of various businesses. When Aldous & Associates contacts consumers, they are making a claim that the consumer owes a specific debt, which can be disputed or verified.

Address: PO Box 171374 Holladay, UT 84117-1374

Phone: (888) 221-5155

Aldous & Associates Debt Collection Harassment Tactics

If Aldous & Associates engages in any of the following tactics, you may have a case as a plaintiff:

• ➢ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
• ➢ Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
• ➢ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
• ➢ Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
• ➢ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
• ➢ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
• ➢ Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
• ➢ Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
• ➢ Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)

Aldous & Associates Phone Numbers

Are you receiving any harassing phone calls from any of these numbers?

• ☎️ 888-221-5155
• ☎️ 385-388-8005
• ☎️ (801) 272-5281

If so, you may be a victim of Aldous & Associates debt collection harassment. The list above is not all the numbers that Aldous & Associates uses. Also, calls can be from different phone numbers and it still be Aldous & Associates calling you.  Contact our office right away so we can start the process to stop Aldous & Associates from calling you illegally. Above all, no one should live with harassment.

How Debt Collection Affects Your Credit Report

Dealing with a debt collection agency like Aldous & Associates can have a lasting impact on your credit report. When debt collectors contact you about an alleged debt, it’s important to know that their actions can result in negative information being added to your credit report. This negative information, such as an unpaid debt or a collection account, can remain on your credit report for up to seven years, affecting your ability to get loans, credit cards, or even rent an apartment.

Before paying or settling any debt, always verify that the debt is legitimate. Under fair debt collection practices, you have the right to request written verification of the debt, including details about the original creditor and the amount owed. Take advantage of your right to a free credit report from the major credit bureaus to check for any inaccurate information or errors related to the debt. If you find any discrepancies, you can file a dispute to have the inaccurate information removed from your credit report.

If you ignore a debt collector’s attempts to contact you, they may escalate the situation by filing a debt lawsuit. Failing to respond to a lawsuit can result in a default judgment against you, which can further damage your credit and may lead to wage garnishment or other legal actions. That’s why it’s crucial to respond promptly to any legal notices and keep records of all collector contacts, including letters and telephone communications.

How to Protect Your Credit When Dealing with Debt Collectors

Settling a debt or paying it in full can help resolve the issue, but it’s important to note that your credit report may still show the account as “paid” or “settled.” While this is better than having an unpaid debt in collections, it can still influence your credit score. If you reach an agreement with the debt collector, request written confirmation and ask if they will update or remove the negative information from your credit report once the debt is resolved.

Consumers should regularly review their credit reports to ensure all information is accurate and up-to-date. If you’re unsure how to proceed or feel overwhelmed by the process, consider reaching out to a lawyer or a reputable credit counseling agency. These professionals can help you understand your rights, respond to debt collectors, and determine the best way to resolve your debts while protecting your credit.

Staying informed and proactive is the best way to minimize the impact of debt collection on your credit report. By verifying debts, disputing inaccuracies, and seeking professional advice when needed, you can take control of your financial future and protect your credit score from unnecessary damage.

Complaints Filed Against Aldous & Associates

The following is a sample list of complaints filed against Aldous & Associates and can be found on Pacer.gov.

• 2:19-cv-01352-TLN-KJN Depano v.
• 1:19-cv-01990-REB-SKC Dennis v.
• 1:19-cv-02495-KAM-RLM Burnett v.
• 4:19-cv-00228-ALM-KPJ Vesely v.
• 1:19-cv-01481-KAM-CLP Spencer v.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm PLLC is a law firm that is committed to defending consumers against unlawful debt collection practices and specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Aldous & Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent even more Aldous & Associates debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories