Advocates Professional Services Phone Harassment?

Advocates Professional Services Phone Harassment?

Is Advocates Professional Services (APS) calling you? Stop Advocates Professional Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. The act of repeatedly calling with the intent to harass is prohibited by law, and dialing repeatedly with malicious intent can be grounds for prosecution. You have the legal right to stop APS phone harassment. Lack of consent for certain calls, such as robocalls or telemarketing, can also be a violation. Sending a cease and desist letter is a legal step you can take to stop unwanted calls. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. The factors that determine if your case qualifies include the nature of the calls, the caller’s intent, and whether the calls were committed with the purpose to harass. It is important to file and preserve evidence of the calls for legal proceedings. Those who have committed phone harassment may face a criminal charge depending on the severity of their actions.

Is Advocates Professional Services a Scam?

According to the New York Secretary of State website, Advocates Professional Services has been in business for 22 years.

Who is Advocates Professional Services?

Advocates Professional Services is a third party debt collector located in Rockville Centre, New York. They have been accused of violating consumers’ rights and using illegal and harassing communication tactics, such as repeated telephone calls, to attempt to coerce a payment from the harassed consumer. Advocacy plays a crucial role in supporting victims of APS’s tactics by representing their interests, ensuring their voices are heard, and assisting them during legal proceedings or meetings.

Understanding the details of APS’s communication methods is important, as they may use various forms of contacting, including telephone calls, written notices, and leaving messages on voicemails or with third parties. Victims are supported throughout the process, ensuring they feel heard and cared for as they navigate their legal options.

APS’s tactics may include contacting an employer or spouse, which has specific legal boundaries regarding what information can be disclosed and how such contact is made. They may also leave messages on work or personal phones, and there are legal considerations under the FDCPA regarding the content and privacy of these messages. Some of their actions may be designed to embarrass the debtor, especially when contacting third parties. If the source of harassing calls is unknown, there are processes in place to identify those responsible and hold them accountable.

Advocates Professional Services Collection Tactics

If Advocates Professional Services engages in any of the following tactics, you may have a case:

• ✅ Using profanity or abusive language
• ✅ Calling you before 8:00 a.m. or after 9:00 p.m.
• ✅ Calling you multiple times per week
• ✅ Talking to others about your debt
• ✅ Calling your workplace
• ✅ Threatening to sue you, harm you, or destroy your credit
• ✅ Telling you or anyone else that you’ve committed a crime
• ✅ Calling repeatedly for the wrong person
• ✅ Failing to notify you of your right to dispute the debt
• ✅ Trying to collect more than legally allowed
• ✅ Using threatening language in their communications
• ✅ Contacting you repeatedly despite requests to stop and failing to document communications

Understanding Fair Debt Collection Practices

The FDCPA prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. This includes making false or misleading representations, using threatening or harassing language, and making excessive phone calls. Debt collectors must also provide consumers with certain information, such as the amount of the debt and the name of the creditor, and must cease communication upon request. Disputes often arise when debtors question the validity of the debt, leading to legal issues and aggressive communication from collection agencies. The FCRA, on the other hand, regulates the accuracy of information reported on credit reports and provides consumers with the right to dispute inaccurate information. By understanding these regulations, consumers can better protect themselves from unfair debt collection practices.

Understanding Debt Collection Laws

Debt collection laws, such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), are in place to protect consumers from abusive and deceptive practices by debt collectors. The FDCPA regulates the behavior of debt collectors, prohibiting actions such as harassment, threatening language, and false or misleading information. The FCRA, on the other hand, ensures the accuracy of information reported on credit reports. Understanding these laws is crucial for consumers to know their rights and protect themselves from unfair debt collection practices. The Better Business Bureau (BBB) also plays a role in regulating debt collection companies, providing consumers with a platform to file complaints and report deceptive practices.

Consumer Rights

Consumers have several rights when dealing with debt collectors, including the right to dispute debts, the right to request verification of debts, and the right to cease communication. Consumers also have the right to sue debt collectors for violating the FDCPA or FCRA. Responding to incidents of harassment promptly and effectively is crucial for protecting your rights. It is essential for consumers to understand these rights and to know how to exercise them. The Better Business Bureau (BBB) and other consumer protection agencies can provide support and guidance to consumers who are being harassed or abused by debt collectors. Knowing your rights can empower you to take action and protect yourself from unfair practices.

Credit Score Impact

Having a collection account listed on a credit report can significantly lower a consumer’s credit score. Failing to address this issue can negatively impact an individual’s financial standing, leading to significant legal or financial repercussions. This can make it difficult for consumers to obtain credit or loans in the future. However, consumers can dispute inaccurate information on their credit reports and can work with debt collectors to resolve debts and improve their credit scores. Credit reporting agencies, such as Equifax, Experian, and TransUnion, are responsible for ensuring the accuracy of information on credit reports. By actively managing your credit report and addressing any inaccuracies, you can mitigate the negative impact of a collection account on your credit score.

Dealing with Harassment

Dealing with harassment from debt collectors can be stressful and overwhelming. However, consumers have the right to be treated with respect and dignity. If a debt collector is using threatening language, making excessive phone calls, or engaging in other forms of harassment, consumers can take action. They can contact the debt collector and request that the harassment stop, or they can file a complaint with the BBB or the Federal Trade Commission (FTC). Consumers can also seek the help of a law firm or an attorney who specializes in debt collection cases. It’s essential to keep a record of all interactions with the debt collector, including dates, times, and details of conversations.

Advocates Professional Services Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

• ☎️ 800-420-6566
• ☎️ 516-594-8400
• ☎️ (800) 420-6566
• ☎️ (516) 594-8400
• ☎️ 8004206566
• ☎️ 5165948400

If the answer is yes, then you are receiving calls from a known APS number. You may be a victim of APS phone harassment. The list above is not all the numbers that APS uses. The calls can be from a different number and it still be Advocates Professional Services calling you.

Note: The numbers listed above are not exhaustive and may change over time. Always stay alert for new numbers that may be used.

To protect yourself from harassing calls, consider steps such as blocking the numbers, documenting each call, and creating a safety plan tailored to your situation.

For more information about dealing with APS and additional resources, please visit our Legal Help Advice & Resources page.

Contact our office right away so we can start the process to stop APS from calling you illegally. Above all, no one should live with harassment!

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Advocates Professional Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

We highly value client feedback, as it helps us improve our services and ensure your satisfaction after receiving legal assistance.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website. For additional support and legal guides, please visit our Legal Help Advice & Resources page.

Success Stories