🚨Advance Bureau of Collections Debt Collection Harassment❓
Is Advance Bureau of Collections (ABC) calling you? Stop Advance Bureau of Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop ABC phone harassment. If a collection agency violates the FDCPA and engages in creditor harassment, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Advance Bureau of Collections a Scam?
Advance Bureau of Collections is a legitimate debt collection agency that has been in business for 77 years. However, just because they are a real company doesn’t mean they always follow the law. If you feel that ABC is violating your rights, it’s crucial to understand the protections offered by the Fair Debt Collection Practices Act (FDCPA). This federal law is designed to protect consumers from abusive and unfair debt collection practices. If ABC is found to be violating the FDCPA, you may be entitled to statutory damages and attorney’s fees. Knowing your rights can help you stand up against debt collector harassment and ensure that you are treated fairly.
According to the Better Business Bureau website, Advance Bureau of Collections has been in business for 77 years. As one of the many collection agencies regulated by the Fair Debt Collection Practices Act (FDCPA), there have been 2 complaints filed against ABC with the BBB in the past 3 years.
Who is Advance Bureau of Collections Debt Collection Agency?
Advance Bureau of Collections is a debt collection business and third party debt collector located in Macon, Georgia.
Address: 135 Lamar Street Macon, GA 31204 Phone: (478) 742-7581
Advance Bureau of Collections Fair Debt Collection Practices
If Advance Bureau of Collections engages in any of the following tactics, you may have a case:
- Using obscene or profane language or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
📲Advance Bureau of Collections Phone Calls
Are you receiving any harassing phone calls from any of the following numbers?
478-742-7581, 478-743-4643, 478-742-2500, 478-742-8611, (478) 742-7581, (478) 743-4643, (478) 742-2500, (478) 742-8611, 4787427581, 4787434643, 4787422500, 4787428611
If the answer is yes, then you are receiving calls from a known ABC number. You may be a victim of ABC phone harassment. The list above is not all the numbers that ABC uses. The calls can be from a different number, and it still be Advance Bureau of Collections calling you. Contact our office right away so we can start the process to stop ABC from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection Practices
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors. Enacted in 1977 and enforced by the Federal Trade Commission (FTC), the FDCPA aims to eliminate abusive debt collection practices and ensure that debt collectors treat consumers fairly. This law applies to debt collectors who collect debts on behalf of creditors, setting clear guidelines on what they can and cannot do.
Under the FDCPA, debt collectors are prohibited from engaging in harassing conduct. This includes making false or misleading representations, using abusive or obscene language, and threatening actions that cannot legally be taken. Additionally, debt collectors must provide a written notice of the debt within five days of their initial contact with you. If you request them to stop contacting you, they are legally obligated to comply. Understanding these protections can help you recognize when a debt collector is crossing the line and violating your rights.
Stopping Debt Collection Harassment
If you’re experiencing harassment from a debt collector, there are several steps you can take to put an end to it. Here are some effective strategies to stop debt collection calls and protect your rights:
- Send a “stop contact” or “cease” letter: Write a letter to the debt collector requesting that they stop contacting you. Send this letter via certified mail and keep a copy for your records.
- Stop receiving calls from an autodialer: If you’re receiving automated calls, inform a live operator to stop calling you.
- Tell a collector to stop contacting you at inconvenient times or places: Specify to the debt collector that they should not contact you at certain times or places, such as at work or during dinner hours.
- Inform the collector that your only source of income is government benefits: If your income is solely from government benefits, notify the debt collector, and they should cease contact.
- Send a “verification” letter: Request verification of the debt by sending a letter that includes your name, address, and account number. Ask the debt collector to provide documentation of the debt.
- Send a “dispute” letter: If you dispute the debt, send a letter stating your dispute and requesting that the debt collector stop contacting you.
- Negotiate a payment plan: Work out a payment plan with the creditor to pay off the debt.
- Complain to the : If you believe the debt collector is violating the FDCPA, file a complaint with the .
Remember, you have rights under the FDCPA, and you should not be subjected to debt collector harassment. Taking these steps can help you stop the harassment and protect your rights.
Advance Bureau of Collections Complaints
The following is a sample list of complaints filed against Advance Bureau of Collections in the past year and can be found on Pacer.gov.
5:11-cv-00425-CAR Johnson v. Advance Bureau of Collections
5:15-cv-00016-MTT Jones v. Advance Bureau of Collections
5:18-cv-00119-MTT Whipple v. Advance Bureau of Collections
5:18-cv-00233-TES Waterson v. Advance Bureau of Collections
1:17-cv-04835-MHC Mains v. Advance Bureau of Collections
🏛️About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Advance Bureau of Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Advance Bureau of Collections call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
I was getting constant calls from Advance Bureau of Collections, sometimes multiple times a day, even after I asked them to stop. It was stressful and overwhelming. Then I reached out to Consumer Rights Law Firm, PLLC, and they took action right away. They sent a cease and desist letter and filed a complaint against the agency. The calls stopped within days, and I even got a settlement for the harassment. Highly recommend this firm—they know exactly how to handle these debt collectors!
Advance Bureau of Collections was threatening me with lawsuits and damaging my credit over a debt I didn’t even owe. I felt helpless until I contacted Consumer Rights Law Firm, PLLC. Their attorneys investigated the debt, proved it wasn’t mine, and sued the collection agency for FDCPA violations. Not only did the harassment stop, but I also received compensation for the illegal tactics. These lawyers are aggressive, knowledgeable, and truly care about their clients.
I was being harassed nonstop by Advance Bureau of Collections—calls at work, misleading letters, and false credit reporting. I didn’t know my rights until I found Consumer Rights Law Firm, PLLC. They demanded validation of the debt, forced the collectors to remove inaccurate reports, and negotiated a settlement in my favor. The best part? No more calls, and my credit score improved. If you’re dealing with debt collector harassment, call them now—they will protect you!
FAQs
What constitutes harassment by Advanced Collection Services?
Harassment may include repeated phone calls intended to annoy, abusive or profane language, threats of violence or legal action they can’t legally take, and calling outside allowed hours (8 am–9 pm). Those actions violate the FDCPA.
Are calls from Advanced Collection Services legal under the FDCPA?
They can call to collect a debt, but only between 8 am and 9 pm local time, must identify themselves and cannot use deceptive or threatening tactics.
What should I do if Advanced Collection Services calls at work?
If your employer prohibits personal calls, tell them to stop calling your workplace. If they continue, it’s a violation of the FDCPA.
Can Advanced Collection Services call nonstop until I answer?
No—making continuous or harassing calls with intent to annoy or abuse you is not allowed under federal law.
What steps should I take if I’m harassed by Advanced Collection Services?
Keep detailed records of calls (date, time, content), send a written cease‑and‑desist or debt validation letter, and if harassment continues, file a complaint with the CFPB, FTC, or your state attorney general.
Can Advanced Collection Services report me to credit bureaus unfairly?
Yes. They can report valid debts, but if the debt is inaccurate or unverified, you can dispute it with the credit bureaus and request removal.
Can I sue Advanced Collection Services for harassment?
Yes—you may sue if they violate the FDCPA, TCPA or your state’s consumer protection laws and can seek statutory damages, actual damages, and attorney’s fees.
Does Advanced Collection Services have to validate the debt if I request it?
Yes. If you send a written debt validation request within 30 days of their first contact, they must provide verification before continuing collection activities.
What information should I include in a cease‑and‑desist letter to Advanced Collection Services?
Include your name, account number (if known), expressly state they must stop calling you, and send via certified mail so you can prove receipt.
If Advanced Collection Services continues calling after I sent a cease‑and‑desist letter, what next?
Document new calls, then file a complaint with the or Federal Trade Commission and consider consulting a consumer rights attorney.
