Advanced Capital Solutions Phone Harassment?

Advanced Capital Solutions

Advanced Capital Solutions Phone Harassment?

Are you currently getting debt collection calls from Advanced Capital Solutions? Advanced Capital Solutions(ACS) is a licensed and registered third-party debt collection agency. What this means is that they have every right to contact you regarding the debts that you owe. What you should know, however, is that there are certain laws that prevent Advanced Capital Solutions(ACS) from abusing their debt collection rights and stepping into unethical boundaries. These laws are called the FDCPA, the TCPA, and the FCRA. 

Under the rules listed in the Fair Debt Collection Practices Act (FDCPA), Advanced Capital Solutions debt collection agency is not permitted to harass, intimidate, threaten, or oppress you. The debt collection harassment that the FDCPA frowns upon can come in many forms. Dect collectors may, for example, go ahead to make repeated phone calls to your residence or place of employment with the intention to annoy, abuse, or harass you; they may also employ the use of unprofessional, obscene, or profane words in a bid to coerce payment from you when all else fails.

What you must know is that the law prevents debt collectors from engaging in such illegal and harmful behavior. It also prevents them from threatening you with violence or bodily harm. Furthermore, third-party debt collectors like Advanced Capital Solutions(ACS) are not allowed to publish a list of debtors who have failed to resolve their delinquent debts with the purpose of harassing or shaming them. They are further required to identify themselves as a collection agency and mention that it is a collection call when they contact you.

Furthermore, the FDCPA prevents debt collectors from using false, deceptive, or misleading methods to coerce payment from an unsuspecting consumer. For example, debt collectors are not allowed the mistake of misrepresenting the amount you owe or threatening to take you to court or have you arrested if they do not plan to follow their words up with action. Additionally, a debtor collector cannot misrepresent themselves as legal or government officials when they are not, as doing so will be a violation of the FDCPA laws. Debt collectors are further prohibited from calling your place of residence too early or too late in the day, and calling your place of employment after they have been advised not to do so.

The FDCPA protects consumers, and as a consumer, the FDCPA laws are on your side. The fact that there are laws that provide you with powerful protection does not mean that there aren’t debt collectors who will try to violate these laws. Most times they are counting on your ignorance and your lack of knowledge about these laws and how they protect you from debt collection harassment.

If you are a victim of debt collection harassment, then it is in your best interest to seek the assistance of a qualified professional, as this is needed to address the situation and protect your rights. We are a helpful resource in such situations; call our team of A+ accredited professionals on (877)700-5790.

Is Advanced Capital Solutions a Scam?

According to the Better Business Bureau website, Advanced Capital Solutions debt collection agency is not a fraudulent organization. The third-party debt collection agency has been in business for 6 years and has received 77 complaints filed against them with the BBB. read more about it here: Advanced Capital Solutions Better Business Bureau

Who is Advanced Capital Solutions?

Advanced Capital Solutions is a third-party debt collector located in North Canton, Ohio. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts.  A recent Federal Court case alleges that Acs debt collection agency threatened to take legal action it did not intend to take and falsely stated that it was illegal to send detailed information about the alleged debt more than once.

Advanced Capital Solutions Contact Information 

Address: 5553 Whipple Ave NW

Ste 5

North Canton, OH 44720-7760

Phone: (888) 907-4082

Can Advanced Capital Solutions garnish my wages?

In a situation where an individual is barely able to make ends meet, debts can often keep mounting up. Trying to keep up with the hassle of living from day to day, make ends meet, and provide adequately for one’s dependents is already tasking enough, but a wage garnishment can make it several times worse.

A wage garnishment is a situation where a debt collector takes a delinquent debtor to court and the court rules that a certain portion of that person’s income be cut and sent straight to the person or organization to whom the money is owed until the full amount of the debt is resolved. A wage garnishment can be set in motion to pay up credit card debt, student debt, mortgages, taxes, or even child support. It is also additionally important to know that almost all types of debts can end with you getting a court-sanctioned wage garnishment.

Statistics reveal that more than seven percent of people across the country have had their wages garnished at some point in their lives. The weight of an individual’s acquired debts, together with unresolved student loans were among the top reasons why a lot of consumers had their wages garnished.

One particular thing to note about wage garnishments is that they hardly ever just come out of the blue; there are several legal steps to be taken before it reaches the point of no return. Therefore, if you are getting your wages garnished, you will most likely have received a notification about your alarming debts and the possible consequences severally from the debt collector who is responsible for handling your account. Additionally, since wage garnishments are usually the last step creditors take towards recovering unresolved debts, there is usually a lot of room for a consumer to avoid it. So then, what are your options when you are facing an impending wage garnishment?

A very common way that many consumers try to stop the possibility of getting their wages garnished is by filing for bankruptcy. Filing for bankruptcy will also make foreclosure proceedings come to an end. Additionally, some forms of bankruptcy that you can file for will let you retain your place of residence under certain conditions.

If you are in an uncomfortable debt situation where you do not make enough to resolve the amount you owe in debts and are scared about the possibility of having your paycheck garnished, speaking to a qualified consumer rights attorney will be in your best interest. Call us today.

Debt Collection and Identity Theft 

In many of the debt collection cases that we tackle, debt can be caused by identity theft. If you have ever been a victim of debt collection scams, then you must have been surprised when you got a call to inform you that you owe money for something you did not purchase.

The process of recovering stolen money and correcting any other damages caused by identity theft, such as a damaged credit score or a tarnished reputation, can be a difficult task to undertake on your own. As identity theft becomes more common, fraudsters get smarter daily, and determining the identity of the thief is a task that has become an increasingly steeper challenge for law enforcement officers. In a situation like this, it is important to contact an attorney to discuss options that may be available to you if the police cannot be of much help.

More about Advanced Capital Solutions 

Is advanced capital solutions calling tirelessly? If you are currently receiving unwanted calls from advanced capital solutions, then you should know that it is your right to be free from debt collection harassment.

Advanced capital knows this fact, they just hope that you don’t too. advanced capital solutions collection agency is a third-party debt collector based in Ohio. As a debt collector, the primary focus of capital solutions collection agency is to get you to resolve your debts. As a result of this, acs collection agency will usually go to tireless lengths to ensure that you resolve the amount that you owe.

Getting calls from a known acs collection agency phone number? What you should know is that acs debt collections reserve the right to call you if you are in debt. In fact, being in acs debt is the primary reason why you will be receiving phone calls from acs inc.collections.

if you are receiving calls from a number that you suspect to be acs debt collection agency, be sure to ask for a debt validation letter to prove that it is not an acs inc scam. An acs incorporated scam is quite a common occurrence, and you must know that acs debt collection will never ask you to provide them with sensitive information such as your name and your social security number.

If you would like to file an acs complaint, contact the better business bureau canton ohio, or reach out to the acs complaint phone number. Capital solutions inc, is a licensed third-party debt collector.


Advanced Capital Solutions Collection Tactics

If Advanced Capital Solutions engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

What to do if you’re facing Advanced Capital Solutions Phone Harassment

Are you receiving any harassing phone calls from any of the following numbers?

877-845-5988, 888-907-4082, (877) 845-5988, (888) 907-4082, 8778455988, 8889074082

If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment.  The list above is not all the numbers that acs debt collection agency uses. The calls can be from a different number and still be acs debt collection agency calling you.  Contact our office right away so we can start the process of stopping ACS from calling you illegally.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.

If you are currently facing harassment, or are interested in learning more about how to protect yourself from Comenity Bank Phone Harassment, call us at (877)700-5790 for immediate assistance.

Common Questions

Is ACS a scam? No, Advanced Capital Solutions has been in business for 6 years.

Can Advanced Capital Solutions garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations

Can ACS report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can ACS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Advanced Capital Solutions in the past year and can be found on

2:15-cv-00831-TSZ McGowan v. Advanced Capital Solutions

2:15-cv-00320-LH-CG Rauch v. Advanced Capital Solutions Inc.

1:15-cv-01692 Heusser et al v. Advanced Capital Solutions, Inc.

3:18-cv-50258 Pitchers v. Advanced Capital Solutions, Inc.

4:15-cv-00547-DW Hill v. Advanced Capital Solutions, Inc.

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Ohio Attorney General

Consumer Finance

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