Advance Credit Services Phone Harassment?
Is Advance Credit Services (ACS) calling you? Stop Advance Credit Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Advance Credit Services a Scam?
According to the Better Business Bureau website, Advance Credit Services has been in business for 29 years.
Who is Advance Credit Services?
Advance Credit Services is third party debt collector located in Winston Salem, North Carolina. ACS has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: Winston Salem, NC 27106-3264
Phone: (336) 397-0220
Advance Credit Services Collection Tactics
If Advance Credit Services engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Advance Credit Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
336-397-0220, 336-397-0225, (336) 397-0220, (336) 397-0225, 3363970220, 3363970225
If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment. The list above is not all the numbers that ACS uses. The calls can be from a different number and it still be Advance Credit Services calling you. Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!
Is ACS a scam? No, Advance Credit Services has been in business for 29 years.
Can Advance Credit Services garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations
Can ACS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Advance Credit Services in the past and can be found on Pacer.org.
1:95-cv-02311-GET Reavis v. Advance Credit Serv
1:95-cv-00842-ODE Reavis v. Advance Credit Serv
6:98-cv-06178-TC Smith v. Advance Credit Serv
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Advance Credit Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Advance Credit Services. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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